Sarah Levine, Mortgage Agent Level 2 at Mortgage Brokers Ottawa

Sarah Levine, Mortgage Agent Level 2 at Mortgage Brokers Ottawa Mortgage Brokers Ottawa License #11759 Hi, I’m Sarah. I live and work in Barrhaven, and love how it is continuing to grow and thrive.

I’m here to help you through every step of the homebuying and mortgage processes – whether you’re a first-time homebuyer, transitioning into your forever home or renewing/refinancing an existing mortgage. I’ll get you preapproved and help determine the mortgage amount for which you qualify, while ensuring you have everything in place on closing day and beyond. I have a passion for helping people and making sure your mortgage is set up to meet your unique needs, both now and into the future. It’s my goal to be your Mortgage Agent for life, getting to know your ever-evolving story and helping you save as much of your hard-earned money as possible throughout your time as a mortgage holder. I understand that life happens – whether through illness, divorce or job loss – and that often means finding alternative financing solutions until you can fix blemished credit or pay off debt and return to traditional lending. I know what it’s like to raise a family (my husband and I are raising two incredible young ladies) and make adjustments along the way – whatever it takes to accommodate an evolving household. I’ve been in banking and brokering for almost two decades, and enjoy the privilege of helping people transition from the dream of homeownership to becoming a first-time homebuyer and then purchasing their next dream home. Each step is as rewarding as the next as I get to experience the emotions through the eyes of my clients regardless of what life stage they’ve entered. I enjoy running into my clients while going about my day and staying in touch to revisit their needs as their lives continue to change. Let me help take the stress out of homeownership. Answers to your questions are just a phone call or email away!

📰 Monthly mortgage newsletter out today 📰Not on the list? Email me to get set up on monthly mortgage news, updated rate...
09/09/2026

📰 Monthly mortgage newsletter out today 📰

Not on the list? Email me to get set up on monthly mortgage news, updated rates, and mortgage options.
[email protected]

Applying for a mortgage? Here are some tips for a smooth approval process:1️⃣ Do not open any new credit! 2️⃣ Have you...
09/04/2026

Applying for a mortgage? Here are some tips for a smooth approval process:

1️⃣ Do not open any new credit!
2️⃣ Have your documents in order.
Ensure you are ready with up to date income verification, tax documents, bank statements (if needed) and updated list of assets.
3️⃣ Do not make any sudden changes to your employment.
If changes are required, please discuss how this could impact your approval.

❓️Have questions? Please contact me at [email protected] or 613-220-0396

📢 The Bank of Canada has released its rate decision for today, and it's a hold. 📢The rate remains unchanged, continuing ...
09/02/2026

📢 The Bank of Canada has released its rate decision for today, and it's a hold. 📢

The rate remains unchanged, continuing the pause that has been in place since October 2025.

For anyone with a variable rate mortgage, your rate remains the same.

The next decision comes with a full Monetary Policy Report on October 28, 2026, so today's announcement also gives us a read on how the Bank is thinking about the months ahead.

Have any questions on how this affects you? Please contact me at [email protected] or 613-220-0396

September always feels like a fresh start to me.🔎Time to re-organize, re-prioritize, and get back into routine.👩‍💻 If yo...
09/02/2026

September always feels like a fresh start to me.

🔎Time to re-organize, re-prioritize, and get back into routine.

👩‍💻 If your debt load is a concern that you have been thinking about but haven't had time to get a handle on, now is the perfect time to review what options exist for you.

💳 Holding balances on high interest credit cards, lines of credit, and loans is not only eating into your cash flow, but it's forcing you to pay more interest than necessary.

🏠 If you have enough equity in your home, refinancing could be the smartest option to lower your interest, boost your cash flow, simplify your monthly expenses, and bump your credit score.

Have questions on if this is the right option for you? Please contact me at [email protected] or 613-220-0396

🍎 Happy Back to School for everyone heading off today 🍎As we enter the beginning of September, it is a good time to catc...
09/01/2026

🍎 Happy Back to School for everyone heading off today 🍎

As we enter the beginning of September, it is a good time to catch up on to-do's that got postponed over the summer.

If you have been procrastinating on your mortgage renewal, or thinking about ways to resolve debt issues, now is the perfect time to review.

Have questions? Please reach out at [email protected] or 613-220-0396

🏠 If you are saving for a down payment, here are some tips to cut some unnecessary costs. 🏠➡️ Create a monthly budget. ...
08/07/2026

🏠 If you are saving for a down payment, here are some tips to cut some unnecessary costs. 🏠

➡️ Create a monthly budget. Find out where your money is going, and see what costs can be cut.
➡️ Focus on essential needs
➡️ Review how much is being set aside towards your savings/home account.
➡️ Review your account to see how impulse spending is affecting your monthly budget.
➡️ Cut any monthly subscriptions/apps that you feel you can live without in order to allow your savings to grow.

❓️ Have questions? Please contact me at [email protected] or 613-220-0396

⛄️❄️ Thinking about snow? Eeewww!! If your mortgage maturity date is in December, now is the time to think about it. ...
08/05/2026

⛄️❄️ Thinking about snow? Eeewww!! If your mortgage maturity date is in December, now is the time to think about it. Delaying locking in for a new mortgage term can result in leaving money on the table if rates increase. ❄️⛄️

📣📣📣Calling all December 2026 Renewals 📣📣📣

🎆If your mortgage is coming up for renewal in December, now is the time to schedule a time to talk.
With rates constantly changing, it is crucial to discuss your mortgage as soon as you can prior to renewal.
🎆It is so important to have a comprehensive mortgage review at your mortgage maturity to ensure that your new payments will fit within your monthly budget.
Please reach out at [email protected] to schedule a call.

❓️Do you need an appraisal❓️Short answer: Maybe.An appraisal can be required for your mortgage - whether that is for a p...
06/30/2026

❓️Do you need an appraisal❓️

Short answer: Maybe.

An appraisal can be required for your mortgage - whether that is for a purchase or a refinance.

Sometimes, this condition can be waived by the lender, but in other instances, an appraiser visit is required.

A lender can use an Automated Valuation in some situations: if the home is in a standard, high-volume market, and there are recent sales readily available for comparison.

🏠 Buying a new home? This is why conditions are key. If an appraisal is required, it is crucial that it is completed during your conditional period. This protects you in ensuring that the price you are paying matches the appraised value of the home.

❓️Have questions? Please contact me at [email protected] or 613-220-0396

🤔 My friend got a lower rate than me. 🤔Why is that?➡️ A lot of factors go into determining a mortgage rate, including:🏠 ...
06/03/2026

🤔 My friend got a lower rate than me. 🤔

Why is that?

➡️ A lot of factors go into determining a mortgage rate, including:
🏠 Credit Score
🏠 Amount of equity or down payment
🏠 Purpose: ex. Purchase, renewal, or refinance
🏠 Date your rate was secured

➡️ We do have some mortgages funding right now at considerably lower rates than are available today.
⁉️ The biggest reason why: the rate was put on hold months ago.

🏘 While every situation is different, the most common reason right now is when a rate was secured.

➡️ Biggest takeaway: Do not leave your mortgage maturity, refinance, or pre-approval to the last minute. We can secure a rate 120 days in advance, which can save you considerably if a rate increase occurs.

❓️Have questions? Please contact me at [email protected] or 613-220-0396

☀️⛱️ Dreaming about warmer weather? Me too! But now we are already looking into early Fall! 🍂 If your mortgage maturit...
06/01/2026

☀️⛱️ Dreaming about warmer weather? Me too! But now we are already looking into early Fall! 🍂 If your mortgage maturity is coming up soon, then now is the time to talk. ⛱️☀️

📣📣📣Calling all late September, early October 2026 Renewals 📣📣📣

🎆If your mortgage is coming up for renewal in late September to early October, now is the time to schedule a time to talk.
With rates constantly changing, it is crucial to discuss your mortgage as soon as you can prior to renewal.
🎆It is so important to have a comprehensive mortgage review at your mortgage maturity to ensure that your new payments will fit within your monthly budget.
Please reach out at [email protected] to schedule a call.
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300-1701 Woodward Drive
Ottawa, ON
K2C0R4

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