Referral Mortgages

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Referral Mortgages Real Mortgages. Real Fast. Made Simple. We offer both commercial and residential mortgage financing Independently Owned and Operated FSCO Lic # 13316

Fall is the perfect excuse to get out and enjoy everything our local communities have to offer!From pumpkin patches and ...
10/17/2026

Fall is the perfect excuse to get out and enjoy everything our local communities have to offer!

From pumpkin patches and farmers' markets to scenic hikes, apple picking, and cozy coffee shop visits, there's no shortage of ways to make the most of the season.

We'd love to hear your recommendations! What's your favourite fall activity or local spot to visit this time of year? Share it below and give others some inspiration for their next autumn outing! 👇

10/16/2026

When the deal is almost ready to fund, but underwriting says… “We need just ONE more document.” 📄

Broker: “No problem! 😊”
Also broker, 47 emails later: 🫠

Mortgage life: where “almost done” is never actually done.

Good thing we have a team that knows how to roll with the punches! 💚

You make the payment every month, but do you know where that money actually goes? 💰 Part of each mortgage payment goes t...
10/14/2026

You make the payment every month, but do you know where that money actually goes? 💰

Part of each mortgage payment goes toward reducing your principal, while another portion covers interest. Depending on how your mortgage is set up, other amounts such as property taxes may also be collected with your payment.

Understanding how your mortgage works makes it easier to understand the options you have along the way.

Questions about yours? The Referral Mortgages team is always happy to help!

Congratulations, Kartavya!This is just the beginning of an exciting journey. The best is yet to come!🏡
10/13/2026

Congratulations, Kartavya!

This is just the beginning of an exciting journey. The best is yet to come!🏡

Happy Thanksgiving! 🦃🍂Here's to full plates, happy hearts, a little extra pumpkin pie, and quality time with the people ...
10/12/2026

Happy Thanksgiving! 🦃🍂

Here's to full plates, happy hearts, a little extra pumpkin pie, and quality time with the people who make life special.

Whether you're hosting a big family gathering or enjoying a quiet long weekend at home, we hope it's filled with good food, laughter, and plenty to be thankful for.

Wishing you a wonderful Thanksgiving from the Referral Mortgages team! 💚

10/09/2026

House hunting is fun… until the mortgage math starts. 😂

Good thing you have a mortgage agent! 😉💚

There's something about fall that makes home feel a little extra cozy! What's your favourite way to bring those fall vib...
10/09/2026

There's something about fall that makes home feel a little extra cozy!

What's your favourite way to bring those fall vibes into your home? Share your traditions in the comments! 👇

Did you know your down payment doesn't always have to come entirely from your savings? 🏡 If you're purchasing a home fro...
10/07/2026

Did you know your down payment doesn't always have to come entirely from your savings? 🏡

If you're purchasing a home from a family member, the difference between the property's appraised value and the agreed purchase price may qualify as gifted equity.

It's an option worth exploring for families considering transferring property to the next generation.

Thinking about purchasing a family home? The Referral Mortgages team can help you understand your financing options and the requirements involved.

There’s no rule that says what comes next has to look like what came before.New opportunities, changing priorities and u...
10/05/2026

There’s no rule that says what comes next has to look like what came before.

New opportunities, changing priorities and unexpected turns can take life in a completely different direction, and sometimes that’s exactly what you need.

10/03/2026

When your mortgage broker says, “We just need one more document…” 😂📄

Bank statements? Check.
Pay stubs? Check.
Tax returns? Check.
ID? Check.
One more explanation? Of course! 😭

The mortgage journey comes with a little paperwork adventure, but we promise we’re working behind the scenes to make it as smooth as possible.

Your dream home is worth the paperwork!

Address

1320 Carling Avenue, Suite 205
Ottawa, ON
K1Z7K8

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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