Angela Donnelly - RBC Royal Bank Mortgage Specialist

11/01/2025

What does condition mean when buying a house? Conditions, also known as contingencies, outline the terms of your offer to a seller. Learn more about common conditions and what it means when an offer is conditional.

If you’re buying a home and are about to enter the negotiation period, your real estate agent may have helped you to pull together a purchase agreement, which includes the terms of your offer. In the homebuying process, these are referred to as “conditions” and they can be used to define the s...

10/31/2025

Your homebuying journey doesn’t end when a seller accepts your offer. Understand what it takes to seal the deal, including expected costs and typical timelines.

Closing on a house is the exciting final stretch of your homebuying journey, but there are still a few steps to complete before the deal is done. Understanding the home closing process, including the time and money involved, will allow you to anticipate what’s next and plan ahead before you finall...

10/30/2025

Home price is almost always negotiable. Our guide gives you tips on how to balance your needs against a seller’s motivations to put yourself in the best position possible.

If you’re in the market for a new home, you may be wondering how to negotiate a house price. By understanding how much you can afford, your needs, the market and the seller’s motivations, you can put your best foot forward in coming to a deal that suits everyone involved. How to negotiate house ...

10/30/2025

Latest Update: On October 29, 2025, the Bank of Canada announced that it is cutting its policy rate to 2.25%

The Bank of Canada has cut its interest rate to 2.25%.

09/15/2025

In the face of uncertainty stirred up by the talk of tariffs, it’s natural to feel uneasy about your finances. Here are some tips to help protect your money and weather change with confidence.

09/11/2025

There was further evidence of a recovery is taking hold in many housing markets across Canada in August, but local price trends still varied considerably with declines continuing in affordability-challenged areas where inventory has piled up.

There was further evidence of a recovery is taking hold in August, but local price trends still varied considerably.

07/03/2025

Buying a home is an exciting milestone, but it also comes with important decisions – like how to protect your mortgage if the unexpected occurs. HomeProtector insurance helps safeguard your home, now with extra time to decide if it’s right for you. Let’s discuss what protection means for you and your family.

Have an RBC Royal Bank mortgage? Discover how HomeProtector Insurance can help protect the home you and your family love.

05/22/2025

National home resales stabilized in April, down 0.1% from March following a sharp cumulative 19% decline over the previous four months. The U.S. administration’s decision to spare Canada from additional tariffs last month could boost confidence and attract buyers in coming months.

Two important trends emerged in Canada’s housing market in April. First, the full impact of trade tensions on buyer sentiment may be nearing its peak and second, a price correction is taking place, particularly in the country’s most expensive markets. National home resales stabilized in April, d...

04/24/2025

A new mortgage brings new possibilities – and that’s worth protecting. With our new mortgage protection offer, you get an extra 60 days to decide whether HomeProtector insurance is right for you. With extra time to decide, let’s discuss how HomeProtector helps safeguard your home. Learn more:

Have an RBC Royal Bank mortgage? Discover how HomeProtector Insurance can help protect the home you and your family love.

04/21/2025

Canada’s housing crisis is a hot topic and consistently grabbing headlines. If you have adult children looking to live on their own, or aging parents looking to downsize, housing availability is likely a major issue that’s affecting your family.

04/17/2025

You can’t control interest rates, but you can have some control over your mortgage payment. Our mortgage payment calculator can let you test out different scenarios, showing you how you can customize your mortgage payment to fit your life and goals.

Interest rate uncertainty has been top of mind for many Canadians. Staying up to date on the interest rate environment can help you make informed mortgage decisions.