What are the opening hours?

Monday 9am - 6:30pm Tuesday 9am - 6:30pm Wednesday 9am - 6:30pm Thursday 9am - 6:30pm Friday 9am - 4:30pm

Red Helm Canada, 116 Albert Street, Suite 300, Ottawa, ON (2026)

05/29/2026

Is your employee benefits plan really working for your team — or just checking a box? 🤔

Choosing the right group health plan is about more than price. Here are the 5 factors every Canadian employer should consider:
• Alignment with your business goals (recruitment, retention, budget)
• Appropriate coverage levels for common employee needs
• Past claims history to spot cost drivers
• Employee demographics (age, family status, job type)
• Expert guidance to compare options across carriers

Quick takeaways:
• Review claims annually to avoid surprises 🔍
• Match benefits to your workforce’s life stages, not just trends
• Use a broker to get side-by-side market research at no extra cost 🤝

Want a quick check of your current plan? Comment below or DM us — our brokers help Canadian employers find smarter, better-aligned benefits.

The 5 Most Important Factors When Choosing Employee Health Benefits in Canada Selecting the right employee health benefits plan for your Canadian business requires balancing coverage, cost, and employee needs. The ideal plan aligns with your business goals, offers appropriate coverage levels, consid...

05/28/2026

Is your group benefits plan ready for four generations in the workplace? 🤔

67% of large companies now offer Health Care Spending Accounts and two-thirds are boosting mental health coverage—one-size-fits-all benefits are becoming obsolete. 🔍

Key takeaways:
• Health Care Spending Accounts give employees choice and control ✅
• Strong mental health supports improve retention and productivity 💡
• Flexible designs help attract talent while keeping costs predictable

At Red Helm Canada we provide market research and custom group plans with dedicated broker support—at no extra cost. Want a quick review of your benefits? Comment “Review” or send us a message. Read more: https://redhelm.ca/flexible-benefits-for-every-generation-canadian-businesses-adopting-custom-group-plans/

Flexible Group Benefits: The Key to Supporting a Multi-Generational Canadian Workforce Canadian employers are increasingly shifting to flexible benefits plans to accommodate the diverse needs of up to four generations in the workplace. With 67% of large companies now offering Health Care Spending Ac...

05/27/2026

Did you know travel insurance can cover pre-existing medical conditions — but only if they're considered "stable" under your policy? ✈️

For most insurers "stable" means no new symptoms, medication changes, or treatments during a specified look-back period before your trip.

🔍 Quick tips:
• Read the policy's "stability" definition and the look-back timeframe.
• Be honest about conditions and medication changes — nondisclosure can lead to denied claims.
• Ask a broker to compare wording and options; our brokers can review your policy at no extra cost. ✅

Want help checking your policy or finding coverage that truly protects you? Message us or read the full guide: https://redhelm.ca/know-your-health-pre-existing-conditions-and-travel-insurance/

Heading abroad soon? Where are you going? ✈️

Travel insurance often covers pre-existing medical conditions, but only if they’re classified as “stable” according to your policy’s definition. For most insurers, “stable” means no new symptoms, medication changes, or treatments during a specified period before your trip. Understanding ...

05/26/2026

Tired of surprise renewal increases eating your benefits budget? 💼

Administrative Services Only (A*O) plans let mid-sized Canadian employers self-insure health and dental claims while keeping professional administration — so you gain transparency, predictable budgeting, and better control of benefits costs. 📈

Key takeaways:
• Reduce unexpected renewal shocks by taking control of claims spending.
• Customize plans to match employee needs and empower your team.
• Keep expert administration and broker support to simplify implementation.

Curious if A*O could work for your company? Comment below, send us a DM, or read more: https://redhelm.ca/url-friendly-slug-generated-from-the-title/

*O

A*O Plans: The Solution to Unpredictable Benefits Costs for Canadian Businesses Administrative Services Only (A*O) plans offer mid-sized Canadian businesses a transparent, cost-effective alternative to traditional group benefits plans. By self-insuring health and dental claims while maintaining prof...

05/25/2026

Only 30% of Canadians aged 45–64 have a formal retirement plan—and 45% have no savings. 📊 The 2024 CHSS shows many are vulnerable to rising medical costs and unplanned early retirement.

Key gaps to know: about 60% near retirement have no private health coverage beyond their provincial card, and 3 in 4 worry future medical bills could derail their finances.

Quick steps you can take now:
• Review your retirement plan and factor in likely medical expenses. 💡
• Consider a modest private health plan today—premiums are usually lower while you’re healthy. ✅
• Bringing parents/grandparents to Canada? The Super Visa requires private medical insurance—ask us for guidance. 👨‍👩‍👧‍👦

A small investment today can protect your savings and give you peace of mind tomorrow. Interested in a free, no-obligation review with a dedicated broker from Red Helm Canada? Comment below or send us a DM — what’s your biggest retirement concern? ✉️

Retirement Planning & Health Coverage in Canada – Why It Matters Are you prepared for retirement? A recent survey from the 2024 Canadian Health Survey on Seniors (CHSS) reveals that many Canadians aged 45 to 64 are vulnerable when it comes to their future health and finances. With only 30% of resp...

05/24/2026

What if help for substance use was private, immediate, and affordable? 86% of ALAViDA users report reduced substance use — and the support is virtual, stigma-free, and fits into daily life. 🔒💬

ALAViDA connects you with healthcare professionals from home, removing waitlists and high costs.
Many workplace benefits plans already include access, so support can be available right away without disrupting work or family life.

Key takeaways:
• Confidential virtual care that reduces barriers to seeking help
• Affordable support often covered through employer benefit plans
• Proven results: a high percentage of users report reduced substance use

Curious if your benefits include ALAViDA? Ask below, DM us, or let our brokers check your plan at no extra cost. Learn more: https://redhelm.ca/accessible-help-for-substance-use-disorders-with-alavida/

Would this option make it easier for someone you know to seek help? 🍁

ALAViDA offers a modern solution for substance use challenges that eliminates common barriers like stigma, waitlists, and high costs. This virtual care platform connects you with healthcare professionals from the privacy of your home, with 86% of users reporting reduced substance use. Available thro...

05/23/2026

Want predictable benefit costs AND happier employees? 💡

A Healthcare Spending Account (HCSA) lets employers fund a set amount of tax-free dollars for employees to spend on eligible health and dental expenses. That means flexible, personalized coverage for your team—and predictable budgets for you.

Why employers choose HCSAs:
• Predictable annual spending that makes budgeting easier ✅
• Employees pick what they need (dental, paramedical, vision, mental health) for real value
• Easy to customize and pair with existing group plans

Key takeaways:
1) HCSAs reduce one-size-fits-all waste.
2) They improve employee satisfaction without surprise costs.
3) Great option for small businesses and changing workforces.

Read our full guide to see if an HCSA fits your workplace: https://redhelm.ca/flexible-healthcare-spending-accounts-empower-employees-and-control-costs/

Could an HCSA help your team this year? Tell us your top benefit priority or DM for a no-obligation chat — we’ll help you explore options at no extra cost. 👥

Healthcare Spending Accounts (HCSA): The Complete Guide for Canadian Employers A Healthcare Spending Account (HCSA) is an employer-funded benefit that provides employees with a pre-determined amount of tax-free dollars to spend on eligible health and dental expenses. Unlike traditional benefits plan...

05/22/2026

One-size-fits-all benefits leaving your team paying for what they don’t use? 💡

Health Spending Accounts (HSAs) give employees a pool of funds to spend on the care they actually need — dental, prescriptions, vision, non-traditional treatments and more. They’re ideal for unique healthcare needs and flexible choices that standard group plans often miss.

Key takeaways:
• Flexibility — employees choose where the money goes ✅
• Covers services outside traditional plans (dental, vision, paramedical) 🦷👓
• Employers get a customizable, often cost-effective way to enhance benefits — with broker support at no extra cost

Want to see if an HSA fits your workplace or personal plan? Read our guide and reach out — we’ll walk you through options and market research at no added cost. https://redhelm.ca/a-guide-to-healthcare-spending-accounts-in-canada/

Would an HSA help your team or family? Comment below or DM us to get started.

A Health Spending Account (HSA) is a type of health benefits plan that can provide employees with greater flexibility and control over their healthcare expenses. Unlike traditional group health benefit plans, which typically have fixed coverage and benefit limits, HCAs allow employees to allocate a....

05/21/2026

Planning a trip to Canada? 🇨🇦 Did you know our public healthcare doesn’t cover tourists or most temporary visitors?

Medical emergencies abroad can cost thousands, so visitors to Canada insurance is more than optional for peace of mind — it’s essential. ✈️🩺

Quick takeaways:
- Some visitors must have coverage (Super Visa holders, work permit holders, IEC participants).
- Look for emergency medical, hospital, repatriation, and prescription coverage — and watch for exclusions.
- Tip: compare limits, deductibles, and pre-existing condition waivers before you buy.

Need help choosing the right plan? We compare multiple carriers and provide dedicated broker support at no extra cost to you — so you get the best fit for your trip.

Read the full guide: https://redhelm.ca/visitors-to-canada-insurance-essential-guide-for-tourists-and-temporary-workers/

Have travel dates or questions? Drop them below or send us a DM — we’ll help you find the right coverage. 💬

Visitors to Canada need travel health insurance because Canada’s public healthcare system does not cover non-citizens or non-permanent residents. While tourists are not legally required to have insurance (except Super Visa holders, work permit holders, and IEC participants), medical emergencies ca...

05/20/2026

Think your workplace benefits or company credit card will cover a medical emergency abroad? Think again — many don’t. ✈️🛡️

When employees travel internationally for work, group travel insurance protects them from potentially devastating medical bills and keeps your team moving.

Key takeaways:
• Check coverage limits and exclusions before every trip — don’t assume “covered” means “fully covered.”
• Review pre-existing condition rules and consider waivers or upgraded plans.
• Put clear emergency protocols and 24/7 contact steps in writing for travellers and managers.

Is your company’s travel policy ready for the unexpected? Ask us to review your group plan — Red Helm offers personalized market research and dedicated broker support at no extra cost. 📞

Read more: https://redhelm.ca/the-ins-and-outs-of-group-travel-insurance-for-employees/

Essential Group Travel Insurance Tips for Canadian Employees Working Abroad When your employees travel internationally for work, comprehensive group travel insurance is critical to protect them from potentially devastating medical expenses. Many Canadian employees mistakenly believe their standard w...

05/19/2026

Traveling to Canada? 🇨🇦 Don’t assume healthcare is included—visitors aren’t covered by provincial plans.

Quick answer: Health insurance isn’t mandatory for most tourists, but it’s required for Super Visa holders and Working Holiday participants. Without coverage, medical bills can be very expensive.

Key takeaways:
• Super Visa or Working Holiday? Buy a policy that meets the entry requirements.
• For short trips, prioritize emergency medical + evacuation coverage.
• Use a broker to compare plans across carriers and find the best fit at no extra cost.

Have questions about what you need for your trip? Comment below, DM us, or get a free personalized quote: https://redhelm.ca/do-you-need-health-insurance-to-visit-canada/ 🛡️🧳

Do You Need Health Insurance to Visit Canada? Essential Guide for Travelers Quick Answer: While health insurance isn’t mandatory for all visitors to Canada, it’s strongly recommended for tourists and absolutely required for Super Visa holders and Working Holiday participants. Canada’s healthca...

Red Helm Canada

05/29/2026

05/28/2026

05/27/2026

05/26/2026

05/25/2026

05/24/2026

05/23/2026

05/22/2026

05/21/2026

05/20/2026

05/19/2026

Address

Opening Hours

Telephone

Website

Alerts

Shortcuts

Featured

Share

Category

Monday	9am - 6:30pm
Tuesday	9am - 6:30pm
Wednesday	9am - 6:30pm
Thursday	9am - 6:30pm
Friday	9am - 4:30pm