Kaitlin Pierce, Mortgage Agent - The Mortgage Advisors

Kaitlin Pierce, Mortgage Agent - The Mortgage Advisors Mortgage Agent Level 2
Lic #
The Mortgage Advisors Lic # 11947

Instead of walking into one bank and hoping for the best…You get access to 30 lenders with one application.That means mo...
11/25/2025

Instead of walking into one bank and hoping for the best…
You get access to 30 lenders with one application.
That means more options, better rates, and products that actually fit your life, not the bank’s agenda.

I negotiate for you, I shop the market for you, and I solve the tricky stuff banks often decline —
self-employed clients, complex income, bruised credit, unique situations… I’m built for that.

Plus, I’m not tied to 9–5 hours.
I’m here to guide you, explain everything in real language, and make sure your approval is solid, not wishful thinking.

So if you want a mortgage strategy — not just a rate — send me a message.
I work for you!

I don’t just close mortgages - I open doors. ⭐️⭐️⭐️⭐️⭐️
11/21/2025

I don’t just close mortgages - I open doors. ⭐️⭐️⭐️⭐️⭐️

Want to Buy a Home With Just 5% Down… and Get Cash Back? Yes - it’s possible  🏡If you’re a first-time home buyer (or eve...
11/18/2025

Want to Buy a Home With Just 5% Down… and Get Cash Back? Yes - it’s possible 🏡

If you’re a first-time home buyer (or even not!), one of the biggest hurdles isn’t always the down payment… it’s the closing costs. Legal fees, land transfer tax, disbursements- they can add up fast.

But there’s a strategy most people don’t know about: CASH-BACK 💸

⚠️ FTHB in Ontario qualify for $4,000 LTT refund, but even if exempt, lenders still require to confirm you have the money aside for closing upfront. This is where cash-back is a great tool

Thinking about buying but worried about closing costs?
Let’s explore if a 5% down + cash-back option is right for you. It’s helped many first-time home buyers get into their first home sooner- especially when closing costs feel out of reach.

10/24/2024

Don’t wait on interest rates to make your move! Timing the market can be tricky, but securing the right mortgage now could save you in the long run.

Our team at The Mortgage Advisors is here to help you navigate today’s rates and lock in the best options for your future.

Looking at new construction? A 30-year amortization could lower your monthly payments, making it easier to qualify for y...
08/06/2024

Looking at new construction? A 30-year amortization could lower your monthly payments, making it easier to qualify for your dream home.

Product Info Below 👇

Effective August 1st, 2024, the Department of Finance will now allow homeowners purchasing a newly built property and who meet First Time Home Buyer (FTHB) criteria, the option of a 30 year amortization for insured mortgages.

Do you fit the criteria?
•Insured loans only, 80.01-95% LTV
•At least one borrower to be a FTHB

Defined as below:
•The borrower has never purchased a home before
•In the last 4 years, the borrower has not occupied a home as a principal place of residence that either they themselves or their current spouse or common-law partner owned
•The borrower recently experienced the breakdown of a marriage or common-law partnership.
•At least one borrower must occupy the property


Eligible Properties:
•Available for 1 – 4 Units
•Owner Occupied or Partially Owner Occupied
•Newly built homes and condos ONLY
•Eligible loan type – Purchase, Purchase Plus Improvement, Port/Replacement

🚫 Ineligible loan type – Small Rental and Secondary Home Programs

07/31/2024

Business For Self - Less Than 2 Years 🔨🧰📆

Mortgage Solution For You👏
When you do not have traditional two (2) years Notice of Assesments (NOA’s) & T1 Generals to support your annual earnings. No commission income.

This product is ideal for contractors, carpenters, electricians, drywallers, HVAC, speciality trades, etc..

Property Type: Owner Occupied, 1-2 units
Property Value:

Ready to start your homeownership journey? 🏡✨ I’m here to help every step of the way 🚶‍♀️🛤️
07/30/2024

Ready to start your homeownership journey? 🏡✨

I’m here to help every step of the way 🚶‍♀️🛤️

Curious where rates are at since the last Bank of Canada 🏦 announcement?5 Year Fixed 4.74%4 Year Fixed 4.94%3 Year Fixed...
07/11/2024

Curious where rates are at since the last Bank of Canada 🏦 announcement?

5 Year Fixed 4.74%
4 Year Fixed 4.94%
3 Year Fixed 5.14%

Bond yields have been continuing to trend downwards, so hopefully we will see more rate 📈 relief in the coming months 🤞

07/11/2024

Ready to upgrade to your dream home? 🏡

Our team at The Mortgage Advisors can help you find the best mortgage options tailored to your needs.

Let's make your dream a reality!

Address

500-2725 Queensview Drive
Ottawa, ON
K2B0A1

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