Hayes Mortgages

Hayes Mortgages Jeff Hayes Mortgage Agent Level 2 Mortgage Brokers Ottawa #11759

Some positive announcements from the Finance Minister came out the other day for first time home buyers.💥 Starting Aug 1...
04/12/2024

Some positive announcements from the Finance Minister came out the other day for first time home buyers.

💥 Starting Aug 1, insured 30 YR amortizations will be available for first time home buyers purchasing new builds.

💥 This will allow first time buyers to have more affordable monthly payments and also help with qualifying.

💥 Starting April 16, Under the RRSP Home Buyers Plan (HBP). The RRSP first time home buyer withdrawal limit will increase to $60,000 up from $35,000.

💥 HBP users who withdraw the funds between Jan 1, 2022 and Dec 31, 2025, will also get 5 years instead of 2 before they need to start repayments.

While this is great news, there is hopefully more to come with the release of the Federal Budget on April 16th. Stay tuned!

Jeff Hayes
Mortgage Agent Level 2
Hayesmortgages.ca
MBO #11759
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FIRST TIME HOME BUYERS, this one’s for you.If you haven’t already, you need to open a FHSA (First Home Savings Account) ...
04/02/2024

FIRST TIME HOME BUYERS, this one’s for you.

If you haven’t already, you need to open a FHSA (First Home Savings Account) to help you save for your down payment.

To be eligible to open a FHSA you must be.

▪️18 years of age or older
▪️A Canadian resident
▪️A First Time Home Buyer*

Here are some key details.

▫️Contribution room doesn’t start to accumulate until the account is opened.
▫️Unused contribution room carries forward.
▫️Unlike the RRSP Home Buyers Plan, funds do not need to sit in the account for 90 days before being eligible for withdrawal for the purchase of a home. They also don’t need to be paid back!
▫️If you don’t use the funds to purchase a home within 15 years of opening the account or prior to turning 71, you will have to transfer the accumulated funds to your RRSP/RRIF tax-free or withdraw the funds, which will count towards your annual income.

Reach out or comment below if you have any questions!

Jeff Hayes
Mortgage Agent Level 2
hayesmortgages.ca
MBO #11759
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I’m excited to announce I’ve joined Mortgage Brokers Ottawa. A top-tier mortgage brokerage known for its exceptional ser...
03/20/2024

I’m excited to announce I’ve joined Mortgage Brokers Ottawa. A top-tier mortgage brokerage known for its exceptional service and commitment to clients.

As your trusted mortgage advisor, I’m thrilled to continue guiding you through your home financing journey with even more resources and expertise.

Stay tuned for valuable market insights, educational content and personalized solutions tailored just for you and your needs!

Shout out to and for their support and bringing me on board.

Jeff Hayes
Mortgage Agent Level 2
www.hayesmortgages.ca
MBO #11759
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IS YOUR MORTGAGE RENEWING THIS YEAR?While it may be easier to simply accept your current lenders offer. Your mortgage br...
11/10/2023

IS YOUR MORTGAGE RENEWING THIS YEAR?

While it may be easier to simply accept your current lenders offer. Your mortgage broker can provide a comprehensive review of your current mortgage and renewal offer. Often times we can find better rates and terms and also look at other factors that can impact the overall cost of your mortgage.

Swipe to see some common mistakes you should avoid on your next renewal.

10/02/2023

Pineapple Ranks 27th Among Canada's Top Growing Companies According to Globe and Mail!

We're thrilled to share that Pineapple has been named the 27th top-growing company in Canada by the Globe and Mail's Report on Business! Out of 425 companies across the nation, this ranking is a testament to Pineapple's remarkable 1452% revenue growth over the last 3 years.

This recognition reaffirms Pineapple's position as the true innovator in the Canadian mortgage landscape. Our commitment to cutting-edge technology, unwavering support, top-notch training, and fostering a vibrant company culture has paved the way for our Pineapple family to thrive, even in an ever-changing economic environment.

Our journey doesn't end here. Pineapple is poised to keep growing, innovating, and delivering the sweetest mortgage experience for both mortgage professionals and Canadian homebuyers. None of this would have been possible without the dedicated contributions of every individual in our Pineapple network from coast to coast.

We extend our heartfelt gratitude to each and every one of you. Pineapple's success is your success, and together, we'll achieve even greater milestones in the future. Thank you for being a part of the Pineapple family! We can't wait to continue on this journey, the future is bright. 🍍🏆

💥Bank of Canada Update💥Yesterday, the BoC provided consumers with some relief as they held the Overnight Rate at 5.00%Wi...
09/07/2023

💥Bank of Canada Update💥

Yesterday, the BoC provided consumers with some relief as they held the Overnight Rate at 5.00%

With this pause, expect the fall housing market to pick up!


Jeff Hayes
Mortgage Agent Level 2
Pineapple Financial 🍍
TMP Team
#12830

Happy Canada Day! 🇨🇦🍁
07/01/2023

Happy Canada Day! 🇨🇦🍁

Address

Ottawa, ON
K1Y2Z6

Opening Hours

Monday 9am - 5pm
5pm - 7pm
Tuesday 9am - 5pm
5pm - 7pm
Wednesday 9am - 5pm
5pm - 7pm
Thursday 9am - 5pm
5pm - 7pm
Friday 9am - 5pm
5pm - 7pm
Sunday 9am - 5pm
5pm - 7pm

Telephone

+16133159466

Website

https://www.hayesmortgages.mystrategyhub.ca/

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