Caitlin Burton, Investment Advisor of RBC Dominion Securities Inc.

06/09/2026

This year, to celebrate Mother’s Day, Burton Wealth Management hosted an evening of candle-making with North & Rose. From bubbly and charcuterie to good music and great vibes, the room was one full of love, joy, and warmth.

We were lucky to have so many moms, daughters, and friends in attendance, and it was a beautiful way to celebrate the women in our lives.

Check out this short video of the highlights of the event! It was certainly an evening to remember.

06/04/2026

The biggest financial progress often comes from the smallest habits.

Not every financial win requires a drastic change. Oftentimes, the biggest progress comes from quiet systems working in the background. Small adjustments can build momentum over time without requiring constant effort.

This may look like:
1. Automating your savings: Even small automatic transfers each month remove the temptation to spend first and save later.

2. Increasing contributions when your income increases: Redirecting part of a raise or bonus toward savings can strengthen long-term plans without changing your day-to-day lifestyle.

3. Reviewing your accounts once a year: A simple annual check-in can catch overlooked opportunities such as unused contribution room, better savings rates, or tax-efficient adjustments.

4. Using the accounts designed to help you: In Canada, tools like the TFSA and RRSP exist for a reason. Understanding how they fit into your plan can make a significant difference over time.

Over the years, these decisions compound into something powerful. Financial progress often looks less like a breakthrough and more like consistent, quiet momentum.

05/27/2026

There's a shift happening in wealth that most people aren't paying attention to.

I wrote about it in the first edition of Caitlin's Take, my new monthly newsletter on markets, money, and what it all means for you.

May's edition is live now on the website:

Burton Wealth Management of RBC Dominion Securities Inc. | The Burton Edit

05/26/2026

Do you ever hesitate to book the trip, even when you know you can afford it?

For many people, the hesitation around travel isn’t affordability. It’s permission.

Even when the balance sheet supports it, there’s often a quiet question in the background: Should I be spending this, or should it stay invested? You're not alone.

After years of building, saving, and making thoughtful decisions, shifting into a phase where money is meant to be used, not just accumulated, doesn’t always come naturally.

When travel is intentionally built into a financial plan, it stops feeling like a trade-off and starts feeling like part of the strategy. The question shifts from “should I be spending this?” to “have I already planned for this?”

For some, it’s as simple as having a separate account for travel so when the opportunity comes up, you’re not pulling from somewhere else or second-guessing it. For others, it’s being a bit more thoughtful about timing, using bonuses, dividends, or planned withdrawals so it fits naturally without disrupting anything else.

Because at a certain point, it stops being about squeezing out every last bit of growth.

It’s about actually using your money for the life you’ve been building toward.

And for a lot of people, that looks like booking the trip, picking the better hotel, staying the extra few days and not having that voice in the back of your head asking if you should’ve just left the money invested.

05/21/2026

How much is the “pink tax” really costing you?

When it comes to spending and saving, many women are navigating an added (and often invisible) cost, paying more for everyday goods and services, while also facing income gaps over time.

The pink tax isn’t just about pricing. It’s about how small, invisible costs can quietly impact long-term wealth.

But there are some ways to combat this:
1. Buy based on product, not marketing (compare ingredients rather than just packaging)

2. Always check unit pricing (women’s products are often smaller sizes at a higher unit cost)

3. Question service pricing (is this quote higher because of my gender, or is it aligned with the cost of this service?)

4. Be strategic with big purchases (research thoroughly for higher-ticket items like cars, financial products, services)

You can’t always avoid the “pink tax,” but you can plan around it. Remember, the goal here isn’t restriction, it’s awareness and alignment.

Because it isn’t just about managing money, it’s making sure your money is working toward a life that feels aligned with your goals and values.

05/12/2026

Your future self and those around you will thank you for doing one thing most people postpone: putting a plan in place for when life becomes unpredictable.

Documents like a will, power of attorney, and executorship instructions rarely feel urgent until they are.

Without them, families are often left to navigate legal delays, court processes, financial uncertainty, and difficult decisions without guidance.

A will clarifies how your assets should be distributed.
A power of attorney ensures someone you trust can manage financial or medical decisions if you can’t.

And appointing the right executor helps ensure your wishes are carried out smoothly.

These aren’t just legal documents. They’re acts of care for the people who will one day need to step in on your behalf.

Just as we put measures in place to plan for our retirement, it’s important to ensure we’re covered in this area, too.

05/07/2026

Financial planning isn’t just about the numbers; it’s about independence, freedom, and long-term security.

Women tend to face unique financial realities, including career pauses for caregiving, lower average lifetime earnings, an increased likelihood of managing finances later in life, and more. Recognizing these disparities is empowering, and creating a plan with these things in mind isn’t pessimistic; it’s empowering.

Whether your goal is financial freedom, building retirement security, protecting family wealth or leaving a legacy that reflects your personal values, thoughtful planning today creates options tomorrow. Financial literacy provides power and freedom at any point in your life, and it’s never too late to start. So why wait to acquire the tools and knowledge to better equip your present and future self?

Based in Ottawa, Ontario, I serve clients across Canada - helping women gain financial confidence and clarity. Let’s connect and chat about how we can ensure you have what you need to build an intentional, resilient financial life aligned with what matters most to you.

04/28/2026

We don’t think twice about paying for multiple streaming subscriptions we use each month, but when it comes to something like an RESP, it often gets pushed to “we’ll figure it out later.”

What’s interesting is that an RESP is one of the few places where you’re getting an immediate return without taking on any additional risk. The government adds 20% to what you contribute, up to $500 each year, and yet it’s still one of the most delayed decisions I see.

It’s usually not because people don’t understand it. It just hasn’t been set up yet, or it feels like something that needs more time or a larger amount to get started.

But the real advantage here isn’t how much you put in, it’s how early you start. Even small contributions begin to benefit from that added 20% and the time it has to grow.

It’s a simple structure, but one that can make a meaningful difference over time. And for many families, it ends up being one of the easiest ways to give their kids a financial head start without overcomplicating things.

04/23/2026

Most people don’t build wealth the wrong way. They just lose a bit of it in places they haven’t looked at in a while.

One of the most common? Credit card balances that never fully go away.

Rates sitting around 19% to 25% aren’t new. What is surprising is how often those balances exist alongside good incomes and solid investment plans. Not because people don’t understand interest. More often, it just hasn’t been revisited. And at that level, it matters.

A balance at 20% is a guaranteed drag. Quiet, but expensive. It can undo more progress than most people realize.

This is where good planning comes in. Not in telling someone to “pay it off,” but in stepping back and asking why it’s there in the first place, and fixing the structure behind it. Because building wealth isn’t only about what you’re doing right. It’s also about what’s quietly working against you.

04/21/2026

I think I may have found my new happy place… on a golf course in Arizona.

I started the year with a hole-in-one, which still doesn’t feel real, and somehow the good golf vibes have stuck around since.

Now I’m back from the warmth and stepping into Ottawa’s version of spring. It’s a little grey, a little wet… but it also means golf season is back in our four-season city, and I couldn’t be happier about that.