10/17/2026
🔵 Buying a home is a major milestone, but the mortgage is only one part of the financial picture.
In today’s changing Canadian housing market, it’s important to consider the full cost of homeownership — from closing costs and maintenance to emergency savings and protecting your income. 💙
Before committing to a property, ask yourself:
🔹 Will I still have an emergency fund after the down payment?
🔹 Can I manage unexpected expenses?
🔹 Is my income protected if illness or disability prevents me from working?
🔹 Does this purchase fit my other financial goals?
A well-rounded financial plan can help you prepare for homeownership while keeping your long-term financial well-being in mind.
📩 Planning to buy a home in Ottawa? Contact Eldo Santos to discuss your financial goals and explore planning solutions that fit your needs.