Tara Gentles Mortgage Broker

Tara Gentles Mortgage Broker Providing solutions and making mortgages easy! Tara Gentles is dedicated to ensuring our clients get the most out of their mortgage experience.

She knows the stress buying or refinancing a home can cause, and works hard to make the process as stress free as possible. Her ten plus years in the lending industry including her time spent with local credit unions has provided her with the invaluable tools she needs to make sure that our clients are in the very best mortgage plan for their needs. Her single greatest skill is the ability to list

en to what is important to her client. Building a plan with that foundation always leads to success. Tara is a very busy mother of three who knows that time flies by too fast. During her down time, Your are likely to catch her at the ball park, hockey arena or dance competitions cheering her kids on! Tara's goal is to start giving back as much as she can to the community. Everyone benefits from a strong community!

05/20/2026

Adult children of aging parents… this might be worth knowing about. 🤍

Because sometimes the conversations around retirement are about things like:

Can Mom and Dad stay in the home they love a little longer?
Would a few updates make that home safer or more comfortable?
Is monthly cash flow starting to feel tighter than it used to?
Could a little extra flexibility give everyone more peace of mind?

For homeowners 55+, a reverse mortgage can be one option to explore.

It allows eligible homeowners to access a portion of their home equity without having to sell, move, or make monthly mortgage payments.

And for some families, that can help with:

• Home updates or accessibility renovations
• In-home support or care
• Reducing monthly financial pressure
• Creating more breathing room in retirement
• Helping parents enjoy this season a little more comfortably

It’s not the right fit for everyone.

But it is one of those options that’s good to understand before bigger decisions need to be made. And we can always discuss other options, too.

If this is something your family has been quietly thinking about, let’s talk it through together.

You know where to find me. 😉

04/29/2026

The Bank of Canada held rates today… so it might feel like a bit of a non-event.

But there’s a little more to the story.

Here’s what’s happening behind the scenes:

• Variable rates move with the Bank of Canada
• Fixed rates move with bond markets
• And bond markets can shift any day — not just on announcement dates

So even when the headline says “no change,” fixed rates can still be adjusting in the background.

It’s why following mortgage rates isn’t always as straightforward as it seems.

🎥 I walk through it in this short video — clearly, without overcomplicating it.

If you’re:
• Thinking about buying
• Getting closer to renewal
• Or just trying to stay informed

This is worth a quick watch.

And if you want to talk through your options or timing, feel free to reach out anytime. 😉

01/28/2026

The Bank of Canada kept rates steady today. The economy is moving as expected however trade agreements could shift that.

What this means for you ⤵️
• Variable-rate holders: predictable payments for now
• Fixed-rate shoppers: lock in today’s best rate with a pre-approval
• Buyers & renewals: decisions should be based on today’s numbers — not guesses about tomorrow

Markets change. Headlines come and go.
A clear mortgage strategy lasts longer.

If you’re wondering how this fits into your plans, let’s talk.

✨ If this is how the year wrapped… I can only imagine what’s next ✨1️⃣ Kicked things off Jan 1 snowshoeing at Cypress ❄️...
12/30/2025

✨ If this is how the year wrapped… I can only imagine what’s next ✨

1️⃣ Kicked things off Jan 1 snowshoeing at Cypress ❄️ — decided 2025 was gonna be active, so I didn’t wait
2️⃣ Made space for reflection (because alignment > hustle)
3️⃣ Grateful beyond words for my tribe — friends who truly celebrate friends 🫶
4️⃣ Work shenanigans in Kelowna 😂 proof that we’re better together
5️⃣ Sunshine Coast staycation 🌊 + first-ever ocean kayak = 10/10 would recommend
6️⃣ Masterminding with some of the smartest, most inspiring women I know 💡
7️⃣ Baby reveal!!! A new niece joining the fam — more girl power incoming 💕 my heart = exploded
8️⃣ Feeling deeply honoured to be recognized for bringing people together — that one hit 🥹
9️⃣ Spun my way through the end of 2025 🚴‍♀️ — funny how one fundraiser ride turned into something life-changing
🔟 Wrapped it up volunteering with Kimz Angels delivering Christmas hampers to Langley families ❤️

Connection. Movement. Community. Gratitude.
If this chapter taught me anything — it’s that showing up with heart always leads somewhere beautiful ✨

12/10/2025

The Bank of Canada held its policy rate steady today at 2.25%.

No big moves but plenty happening beneath the surface.

This is a market where expert strategy matters more than ever, especially with many homeowners facing higher payments in their 2026 renewal.

Being proactive now is everything.

Let’s create your personalized strategy.📩

12/10/2025

The Bank of Canada held its policy rate steady today at 2.25%.

No big moves but plenty happening beneath the surface.

This is a market where expert strategy matters more than ever, especially with many homeowners facing higher payments in their 2026 renewal.

Being proactive now is everything.
Let’s create your personalized strategy.📩

Buh bye November! You sure were fun.  Starbucks brought back my fav eggnog chai latte! Getting my learn on with colleagu...
12/02/2025

Buh bye November! You sure were fun. Starbucks brought back my fav eggnog chai latte! Getting my learn on with colleagues! Christmas parties! Decorating my Christmas tree! My adorable nephew climbing into the dryer. Committing to spin class 3x a week. Can’t wait for all that December brings.

Had the absolute pleasure of volunteering today with .angels. Blown away by what they provide the citizens of Langley.  ...
11/12/2025

Had the absolute pleasure of volunteering today with .angels. Blown away by what they provide the citizens of Langley. Big hearts and a helping hand make the difference. Lots of ways to help out if you are interested! Scan the QR code to make a donation or DM to volunteer.

Today, we pause to remember and honor all who have served and sacrificed.
11/11/2025

Today, we pause to remember and honor all who have served and sacrificed.

Happy Halloween! But more importantly Go Jays Go!
10/31/2025

Happy Halloween! But more importantly Go Jays Go!

Address

1200 Rancher Creek Road
Osoyoos, BC
V0H 1V6

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