Fast Mortgage Help

06/16/2022

Private Mortgages could be the solution for you! Contact me for fast mortgage help.

10/08/2019

https://conta.cc/2OtFo3Z

01/16/2018

http://www.cbc.ca/player/play/1135843395992/

Toronto based mortgage broker Marcus Tzaferis on rising lending rates

08/04/2017

03/29/2017

Turks and Caicos Islands vacation with the Morcan Direct Team. Amazing week working and playing harder.

01/26/2017

Frustrated with Your Bank?
★1st & 2nd Mortgages
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★ Cell #: 416 822 9267
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Broker No. 10687

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We help you Purchase, Renew or Refinance - Full service residential mortgage service provider for first time home buyers, refinancing, renewals, construction and renovations.

01/17/2017

CMHC Hiking Insurance Premiums

January 17, 2017

Homebuyers with less than 20% down are going to pay more.
CMHC is hiking mortgage insurance rates for the third time in three years. Premiums are jumping up to 0.65 percentage points on the highest LTV mortgages, effective March 17, 2017. If you need help understanding this please feel free to contact me. 416 822-9267
Here’s the new premium table:

01/09/2017

Zorie Campbell
Principal Broker
Reign Mortgage Group Inc
Brokerage Lic # 13652
Broker Lic # M12000377

11/23/2016

How To Beat The Bank and Refinance with Ease!

Will You Qualify For Your Mortgage After November 30th, 2016?
There are new mortgage rules that you probably have not heard about yet.

The Canadian housing market is just beginning to adapt to the new mortgage regulations that took effect October 17th, regulations that have received a lot of news coverage for their potentially outsized impact on first time buyers. But if you thought you were safe from the new rules because you’re not a first time buyer, or you own multiple properties, or you’ve amassed significant equity in your million dollar plus home – well, guess again.

Effective November 30th 2016 if your mortgage meets any one of the following criteria, then it will have to go to one of Canada's Big Banks:

The Value of your home is greater than $1 million, regardless of your actual loan amount.
The Amortization of your mortgage exceeds 25 years.
The property you are trying to refinance is a rental.
In other words, if you have a home in the Toronto or Vancouver areas that needs to be refinanced after November 30th 2016, it will probably have to be placed with one of our big banks.

This is bad news for people who are self-employed and people who don’t have traditional income. Banks love people who get a regular scheduled pay cheque. To get more information on how you can beat the bank please contact:

Zorie Campbell 416 822 9267