Gian Manalastas - Tribe Financial Group

Gian Manalastas - Tribe Financial Group Specializing in reverse mortgage, refinance, second mortgages and home equity loans. That mission continues today.

Over the past 15 years, I’ve had the privilege of helping people across all walks of life navigate major financial decisions—from buying their first home or a vacation property, to refinancing, consolidating debt, financing renovations, and even preventing foreclosure. My background as a Finance Manager for one of Canada’s largest debt settlement firms gave me the opportunity to support thousands

of individuals in regaining control of their finances. Whether it was helping them avoid bankruptcy or simply guiding them toward a better financial path, my goal has always been the same: to empower clients with the right information so they can make the best possible decisions for their future. I'm here to provide real support, honest guidance, and solutions that put people first.

04/08/2026

While everyone else is stressing over rising rates, they’re sitting there locked in, knowing they’ve got options.

Rate hold is your safety net.

If rates go up — you’re protected.
If rates drop — you can still shop for better.

No panic. No pressure.

This is why I keep saying… don’t wait until you need a mortgage to start planning.

The smartest move is getting ahead of the market, not reacting to it.

Secure the rate. Buy yourself time. Control the outcome.

If you haven’t got a rate hold yet and you’re planning on securing a mortgage this year for a purchase or renewal, don’t wait! Send a DM.

Buying your first home…or jumping back in after a few years? This guide is for you.Things have changed.Rates, rules, an...
03/18/2026

Buying your first home…or jumping back in after a few years? This guide is for you.

Things have changed.

Rates, rules, and affordability aren’t what they used to be.

What worked 3–5 years ago? Probably doesn’t apply today.

Before looking at homes…

Before talking to multiple lenders…

You need a game plan.
👉 Timeline
👉 Budget
👉 Strategy

Without a plan, you risk:

• Looking at the wrong price range
• Missing opportunities
• Wasting time (and money)

With the right plan? You move with confidence.

I help first-time buyers and “out-of-the-game” buyers
build a clear, step-by-step plan.

If you’re thinking about buying this year, let’s map it out together.

DM me “PLAN” and I’ll help you get started.

First-time home ownership can feel overwhelming, but making sure my clients feel heard, informed, and protected is what ...
01/26/2026

First-time home ownership can feel overwhelming, but making sure my clients feel heard, informed, and protected is what matters most to me. Always grateful for the trust and the kind words. 🙏🙏

Another happy client and a smooth closing.If you’re planning to buy and want clear guidance from day one, let’s talk. Y...
01/13/2026

Another happy client and a smooth closing.

If you’re planning to buy and want clear guidance from day one, let’s talk.

Your mortgage should feel simple, not overwhelming.

01/12/2026

Here’s what we learned from the Economic Club of Canada Annual Economic Outlook Breakfast…

01/12/2026

3 year Fixed rate available under 4% with Cashback up to $4,100. Rate can be held for up to 130 days. DM for more info.

01/08/2026

🚨 New Lender Spotlight: BMO 🚨

We’re excited to welcome BMO as our newest lending partner 🎉

Why this matters for you ⬇️
• Competitive mortgage rates
• Industry-leading 130-day rate hold
• One of the best pre-approval rates available
• Strong products for real estate investors
• Excellent options for short-term rentals & Airbnb

The right lender can make all the difference in your buying or investing strategy.

📩 DM me to see if BMO is the right fit for you.

Address

50 Richmond Street East, Unit 112
Oshawa, ON
L1G7C7

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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