Kate A. Walker - Integrity Home Mortgage Corporation

06/09/2026

BIG NEWS for Homebuyers in 2026!

The 2026 Area Median Income (AMI) limits are increasing in most areas effective June 13, 2026 for Fannie Mae & Freddie Mac programs!

What does this mean for you?

More households may now qualify for affordable lending programs
Expanded access to HomeReady® & Home Possible®
Potential fee reduction waivers
More opportunities for affordable homeownership

If you thought you earned too much to qualify before, it may be time to take another look!

Want to see the AMI limits in your area? Check them out here: https://ami-lookup-tool.fanniemae.com/amilookuptool/

Let’s explore your options and see what programs may now be available to you.

Contact your local Integrity Home Mortgage loan officer today!

For informational purposes only.

Qualification guidelines apply. Program availability and eligibility subject to change without notice. This is not a commitment to lend.

Kate A. Walker
[email protected]
(540) 270-8393

*All assistance is provided in compliance with FHA guidelines.
*Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of the Federal government.

06/08/2026

June is National Homeownership Month!

A home can mean something different to everyone. It might be a place to build memories, put down roots, or simply have a space that's your own.

When you think about homeownership, what is the first word that comes to mind?

Share it in the comments below.

Kate A. Walker
[email protected]
(540) 270-8393

06/05/2026

Rates were flat during the week ending June 5, 2026, as peace talks in the Middle East continued to drag on with no new progress. Integrity Home Mortgage Corporation is an Equal Housing Lender.

Markets in a Minute

06/05/2026

The right questions early on can make the homebuying process feel a lot smoother later.

Questions about budgeting, loan options, upfront costs, and timing all play an important role in building a stronger plan from the beginning. Taking time to understand your options early can help you feel more confident and prepared as you move forward.

Every buyer’s journey looks different, and starting the conversation early can help make the process feel a little less overwhelming.

Kate A. Walker
[email protected]
(540) 270-8393

06/02/2026

Buying a home starts before the house search does.

Taking time to understand your budget, explore your loan options, and prepare early can make the process feel much less overwhelming.

From upfront costs to monthly expenses beyond the mortgage, having a clearer picture from the beginning can help you feel more confident as you move forward.

Every buyer’s situation is different, and there is no one-size-fits-all approach to homeownership. Starting the conversation early and understanding your options can help make the experience feel smoother from start to finish.

Kate A. Walker
[email protected]
(540) 270-8393

06/02/2026

Not every investment property fits into a traditional financing model.

Our DSCR Loan Program offers financing solutions for eligible borrowers using property cash flow rather than traditional income or employment verification. Short-term rentals may qualify with AirDNA reports.

Loan amounts up to $3M

Purchase & refinance options

Interest-only options available

Business purpose loans available in select states: AL, CO, FL, GA, LA, MO, NC, NM, OH, OK, PA, SC, TN, TX, VA, and WV.

For informational purposes only. All mortgage loan applicants are subject to underwriting and qualification guidelines.

This is not a commitment to lend. Integrity Home Mortgage Corporation serves as a mortgage broker and arranges loans through a third-party lender and does not make mortgage loan commitments or fund mortgage loans within this loan program.

Integrity Home Mortgage Corporation is acting as a mortgage loan broker and the loan will be provided through a third-party lender.

Kate A. Walker
[email protected]
(540) 270-8393

05/29/2026

Looking for a fun evening out? Stop by our booth from 5pm-9pm on June 5th in downtown Wi******er for the kick off of a season of First Fridays!

I'll be there with Jen Richards, Realtor, and we'd love the opportunity to meet you, answer your homeownership questions, and chat about what's happening in our local real estate market.

Whether you're thinking about buying, selling, investing, or just curious about your options, we're here to help—no pressure, just good conversation.

05/29/2026

Rates improved during the week ending May 29, 2026, as markets anticipated a peace deal. Integrity Home Mortgage Corporation is an Equal Housing Lender.

Markets in a Minute

05/27/2026

Opening Doors to Homeownership with Our No Ratio Home Loan Program!

Not every borrower fits into the traditional mortgage box — and that is okay.

Our “No Income No Employment” loan program is designed for borrowers who may have strong assets or credit, but limited income documentation or unique financial situations. This program does not use traditional debt-to-income ratios for qualification.

Perfect for:

Self-employed borrowers
Commission or GIG workers
Influencers, artists & vloggers
Online or cash-based business owners
Borrowers with strong credit but higher debt levels

Program highlights include:

Fixed & ARM options available
No personal income or employment verification required
First-time homebuyers welcome
Gift funds allowed
Loan amounts up to $2M for qualified borrowers
Eligible for primary and second homes

Because homeownership should not be one-size-fits-all. Let’s explore solutions that work for your unique financial picture.

Minimum loan requirements may apply. Program not available in DC, MD, PA, or WV.

Integrity Home Mortgage Corporation serves as a mortgage broker and arranges loans through a third-party lender and does not make mortgage loan commitments or fund mortgage loans within this program. For informational purposes only. All mortgage loan applicants are subject to underwriting and qualification guidelines. This is not a commitment to lend.

Kate A. Walker
[email protected]
(540) 270-8393

Integrity Home Mortgage Corporation is acting as a mortgage loan broker and the loan will be provided through a third-party lender.