Nicolas Lafleur

01/07/2026

Grateful for reviews like this... thank you!

Renewing your mortgage in 2026?
Let’s review your options together

09/20/2022

I've just reached 800 followers! Thank you for continuing support. I could never have made it without each one of you. 🙏🤗🎉

05/28/2021

Death, taxes and your RRSP: What you need to know to minimize the tax hit to your estate

Registered Retirement Savings Plans (RRSPs) are a major part of Canadians’ assets. But what happens to RRSPs when you pass away? You may not know about a major tax hit that can occur at death. In fact, when someone passes away, all or a large part of their registered plans could be taxed at the maximum marginal rate.

When dealing with an estate, it’s important to understand the rules. Otherwise you may miss an opportunity for tax savings. If you’re working with an advisor on your estate planning, there are ways to help reduce the tax impact and help keep your legacy intact. Have questions? Reach out to me today.

Breadcrumb Trail Links Taxes Personal Finance Death, taxes and your RRSP: What you need to know to minimize the tax hit to your estate Jamie Golombek: Here's a look at how the tax works along with what happens when someone dies with a significant RRSP or RRIF Author of the article: Jamie Golombek Pu...

01/16/2021

Want to get financially healthy in 2021?
The start of a new year brings a chance to start over. To do this year better than the last. If you’re looking to relieve some stress and become more financially savvy, I can help. Let’s book a virtual meeting to get you started.

Financial health is a common New Year's Resolution, and easier to achieve than you think.

10/29/2020

We have reached 600+ likes as of today all thanks to you !
Wanted to thank everyone who liked my business page so far.
Your support means a lot to me.
613-424-1116

10/11/2020

8 million Canadians rethinking retirement because of COVID-19: report
A recent report has found that some 8 million Canadians are rethinking their retirement timing because of the impacts of COVID-19. If all this uncertainty is effecting your finances, contact me today to review your financial goals to help put your mind at ease.

Most believe they will have to retire later due to the financial impact of the health emergency.

10/09/2020

RESP could be a child’s lifeline to a decent education as costs climb
Did you know that it could cost $80,000 in 20 years to obtain a degree? As education costs continue to climb it becomes imperative that you start to save early. To begin saving for your child’s future, contact me today.

Personal finance columnist Dale Jackson looks at the basics of RESPs as the new school year gets underway.

10/08/2020

I make good money, so why am I broke?

Too many people make the mistake of thinking that they just need to earn more money in order for them to save. That isn’t the right mindset. The best formula for getting out of debt is to change your habits. Here are 6 important tips to help get you started.

You have a good job, you make good money, and you’re wondering where all your money has gone. Money management is a topic that has become more important than ever, and financial literacy skills will help you get out of debt and get to a place of financial freedom.

08/06/2020

If you got CERB, here’s what you need to know for your taxes

It may be only August but you'll want to start taking stock of the government support that you’ve received since the pandemic began.

It’s best to start planning early so you don’t have any surprises come tax time next year.

It's better to prepare early to avoid any surprises.

07/05/2020

Homeowners– if you’re looking for a way to save money, refinancing your mortgage may be the route to go.

If you haven’t looked into refinancing yet, you’re missing out on a major gift.

08/12/2019

Wanted to thank every single one of you who liked my business page! 400+ likes and business is booming ! Thank you all for the support