Hazel Baptiste - Mortgage Broker

Hazel Baptiste - Mortgage Broker Rock Capital Mortgage - The Mortgage Centre | #10556 *independently owned and operated.

The Bank of Canada has announced its latest rate decision...👇The Bank held the key interest rate at 2.25%. The goal is t...
03/18/2026

The Bank of Canada has announced its latest rate decision...👇

The Bank held the key interest rate at 2.25%. The goal is to keep inflation close to the 2% target while supporting stable economic conditions.

For homeowners, buyers, and investors, steady rates can provide a clearer planning window while the market continues to adjust.

If you’d like to talk about what this means for your mortgage plans this year, I’m always happy to help.

📞 416-998-4293
📩 [email protected]
🔗 www.hazelbaptiste.ca

02/06/2026

A mortgage pre-approval is not just a number.

It is based on verified information.

Lenders review your identity, income, assets, and debts to understand the full picture.

Having documents ready can make the process smoother and more accurate.

If you want help preparing before you apply, I can guide you.

📞 416-998-4293
📩 [email protected]
🔗 www.hazelbaptiste.ca

Waiting for a sign? This might be it.Today marked the Bank of Canada’s first rate announcement of the year, with seven m...
01/28/2026

Waiting for a sign? This might be it.

Today marked the Bank of Canada’s first rate announcement of the year, with seven more to come.

Even with ongoing economic uncertainty, many experts predict first-time buyers will re-enter the market in 2026 as variable rates hold steady and prices soften in some markets.

For buyers who’ve been waiting for clarity, this could be the signal that now is the time to act.

If you want to talk through what this means for your mortgage, I can help.

📞 416-998-4293
📩 [email protected]
🔗 www.hazelbaptiste.ca

A Bank of Canada rate hold can give borrowers room to breathe.Payments for variable-rate mortgages stay steady, but long...
12/10/2025

A Bank of Canada rate hold can give borrowers room to breathe.
Payments for variable-rate mortgages stay steady, but long-term planning still matters.

A hold is a good time to check your budget, update your goals, and make sure your mortgage still fits your life.
If you want some guidance with this, I can help.

📱 416-998-4293
📩 [email protected]
🔗 www.hazelbaptiste.ca

BoC cuts rates: What to do next!The Bank of Canada lowered its rate to 2.5%, but fixed mortgage rates may take time to d...
09/23/2025

BoC cuts rates: What to do next!

The Bank of Canada lowered its rate to 2.5%, but fixed mortgage rates may take time to drop.

Get pre-approved and make a plan so you’re ready.
Message me to run your numbers.

📞 416-998-4293
📩 [email protected]
🔗 www.hazelbaptiste.ca







✅ Are you paying over 5.49% in interest rate? ✅ Is your mortgage not up for renewal yet?✅ Do you need your monthly payme...
06/26/2025

✅ Are you paying over 5.49% in interest rate?
✅ Is your mortgage not up for renewal yet?
✅ Do you need your monthly payment lowered?
✅ Do you need some cash without refinancing?

If you said yes to all 4, reach out to me so I can run the numbers to see transferring your mortgage to another lender now makes sense.

📞 416-998-4293
📩 [email protected]
🔗 www.hazelbaptiste.ca

You don’t always have to sell your current home to move up. 🏘In some cases, keeping it and turning it into a rental coul...
06/23/2025

You don’t always have to sell your current home to move up. 🏘

In some cases, keeping it and turning it into a rental could build long-term wealth—and help you afford the next step.

I’ll help you figure out if it’s doable (and smart) based on your equity, income, and goals.

📞 416-998-4293
📩 [email protected]
🔗 www.hazelbaptiste.ca

Happy Father’s Day!
06/15/2025

Happy Father’s Day!

Hopping into the long weekend!!As the flowers bloom and the world awakens to the vibrant colours of spring, may your hea...
04/17/2025

Hopping into the long weekend!!

As the flowers bloom and the world awakens to the vibrant colours of spring, may your heart be filled with hope and happiness. Whether you’re gathering with family and friends for a festive meal or embarking on an adventurous egg hunt or just relaxing, may each moment be cherished and filled with laughter. Remember to take a moment to reflect on the renewal and new beginnings that this season symbolizes. Happy Easter!

P.S. I know how busy life gets, so if you find you have time and need help with your mortgage, don’t hesitate to call me this weekend.

📞 416-998-4293
📩 [email protected]
🔗 www.hazelbaptiste.ca

📊 Why No Rate Cut?Despite March’s job losses, the Bank of Canada held the rate at 2.75% to keep inflation in check—espec...
04/16/2025

📊 Why No Rate Cut?

Despite March’s job losses, the Bank of Canada held the rate at 2.75% to keep inflation in check—especially with rising costs and unpredictability of the tariffs.

What this means for you:
🏡 Fixed rates may stay stable for now
🔍 Variable-rate holders won’t see relief yet
📈 Inflation concerns could delay future cuts

Thinking about buying or renewing? Let’s talk strategy while the market stays balanced.

📞 416-998-4293
📩 [email protected]
🔗 www.hazelbaptiste.ca

Happy Family Day everyone!
02/17/2025

Happy Family Day everyone!

Address

7-75 First Street
Orangeville, ON

Website

Alerts

Be the first to know and let us send you an email when Hazel Baptiste - Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category