01/31/2026
๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐จ๐ฏ๐๐ซ๐๐ ๐ ๐๐จ๐ซ ๐๐จ๐ฎ๐ซ ๐๐๐ฐ ๐๐จ๐ฆ๐ ๐๐ฎ๐ข๐ฅ๐, ๐๐ญ๐๐ซ๐ญ ๐ญ๐จ ๐
๐ข๐ง๐ข๐ฌ๐ก
Building a new home is a major investment, and protecting it properly starts long before move-in day. From purchasing the land to handing over the keys, having the right insurance in place ensures there are no gaps in coverage along the way. McFarlane Agencies offers a specialized insurance program designed for both builders and homeowners, providing continuous protection throughout construction and beyond.
Course of Construction (COC) Insurance, also known as Builderโs Risk Insurance, is designed to protect the project while itโs being built. This coverage applies to direct physical loss or damage during construction, including materials on-site, in transit, or stored off-site. Common covered risks include fire, theft, and flood. To help secure the best possible premiums, itโs important to call before you dig. For commercial builds, we also offer access to a blanket COC option, providing added flexibility and broader protection across projects.
Once construction is complete and the home is occupied, coverage transitions to a standard homeownerโs insurance policy. This policy protects the dwelling, personal belongings, and personal liability, and includes additional living expenses if a covered loss temporarily makes the home uninhabitable.
Working with McFarlane Agencies means your investment is protected at every stage, from the first shovel in the ground to life after move-in. Our tailored approach ensures both your build and your home are covered without interruption.
๐๐ซ๐จ๐ญ๐๐๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐ง๐๐ฐ ๐๐ฎ๐ข๐ฅ๐ ๐๐ซ๐จ๐ฆ ๐๐๐ฒ ๐จ๐ง๐. ๐๐จ๐ง๐ญ๐๐๐ญ ๐๐๐
๐๐ซ๐ฅ๐๐ง๐ ๐๐ ๐๐ง๐๐ข๐๐ฌ ๐ญ๐จ ๐๐ข๐ฌ๐๐ฎ๐ฌ๐ฌ ๐๐จ๐ฏ๐๐ซ๐๐ ๐ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ ๐ญ๐๐ข๐ฅ๐จ๐ซ๐๐ ๐ญ๐จ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐ซ๐จ๐ฃ๐๐๐ญ. ๐๐๐ฅ๐ฅ ๐๐๐.๐๐๐.๐๐๐๐