Best Rates

Best Rates Mortgage Home Loans without the Hassle
We’re here to make the home loan process easier, with tools For you, that means lower rates and better terms.

Best Rate Guarantee
We'll use our volume discounts and lender relationships to get you amazing rates on your mortgage. Our promise is simple: we'll get you the absolute best rate possible. Zero Stress Application Process

Get a no-obligation rate quote over the phone, at a time that is convenient for your schedule. It takes about 10-15 minutes, requires no documents and at the end you'll know your

best options. Powerful Lender Access

We’re one of the highest producing brokerages in the country. In the mortgage world, high volume means special access to lender promotions. Five-Star Service

You don't have to sacrifice service for the price. When you work with Best Rates, you get a team of experienced mortgage professionals. From the first conversation, we'll walk you through the whole process, from rate quote to funding. Absolutely No Broker Fees

What's the point of saving money if you need to pay for it? Not only is our service 100% free to good credit clients, we take most of the commission the lender pays and give it to you in the form of a rate buy down.

πŸ”‘ Insider knowledge for smarter borrowing! |  | How to use prepayment privileges to pay off your mortgage faster and sav...
06/09/2026

πŸ”‘ Insider knowledge for smarter borrowing! | | How to use prepayment privileges to pay off your mortgage faster and save tens of thousands in interest. | | ✨ What's inside: | ✨ What Are Prepayment Privileges? | 🏠 Types of Prepayment Privileges | 🏠 Lump Sum Prepayments | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/mortgage-prepayment-privileges-guide/

🏠 London is Giving Away $25,000 Interest-Free to Help You Buy a Home |  | 🏠 $25,000 = Your ENTIRE Down Payment on a $500...
06/07/2026

🏠 London is Giving Away $25,000 Interest-Free to Help You Buy a Home | | 🏠 $25,000 = Your ENTIRE Down Payment on a $500K Home Interest-free. Forgiven after 20 years. This is real. Buy a $500,000 Home with $0 Down Payment Out of Pocket… | | ✨ What's inside: | 🏑 Buy a $500,000 Home with $0 Down Payment Out of… | πŸ”‘ Why Are You Still Renting When You Could OWN? | πŸ’« πŸ”₯ What You Actually Need to Buy a Home | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/london/

πŸ’° Financial advice for homeowners! |  | Integrate your mortgage into your broader financial planβ€”from leveraging equity ...
06/06/2026

πŸ’° Financial advice for homeowners! | | Integrate your mortgage into your broader financial planβ€”from leveraging equity to retirement planning and wealth building. | | ✨ What's inside: | πŸ’³ Mortgage as a Wealth-Building Tool | πŸ’³ Building Equity = Forced Savings | βœ… Leverage Amplifies Returns | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/financial-planning-mortgage-integration/

🏠 London is Giving Away $25,000 Interest-Free to Help You Buy a Home |  | 🏠 $25,000 = Your ENTIRE Down Payment on a $500...
06/03/2026

🏠 London is Giving Away $25,000 Interest-Free to Help You Buy a Home | | 🏠 $25,000 = Your ENTIRE Down Payment on a $500K Home Interest-free. Forgiven after 20 years. This is real. Buy a $500,000 Home with $0 Down Payment Out of Pocket… | | ✨ What's inside: | ✨ Buy a $500,000 Home with $0 Down Payment Out of… | πŸ’« Why Are You Still Renting When You Could OWN? | πŸ’« πŸ”₯ What You Actually Need to Buy a Home | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/london/

πŸ“… Renewal time? Don't miss these tips! |  | Your mortgage renewal is your chance to save thousands. Learn how to negotia...
06/03/2026

πŸ“… Renewal time? Don't miss these tips! | | Your mortgage renewal is your chance to save thousands. Learn how to negotiate the best rate, when to switch lenders, and strategies for 2026's market. | | ✨ What's inside: | βœ… When Renewal Planning Starts | πŸ”‘ Start Your Renewal Early | πŸ’‘ The Renewal Letter: What It Really Means | | πŸ”” Your renewal is coming up? Don't accept the first offer. Let us find you a better rate! | | πŸ“– | |
https://bestrates.ca/mortgage-renewal-tips-strategies-2026/

πŸ’‘ Mortgage tip that could save you thousands! |  | Understanding mortgage penalties before you sign could save you thous...
05/31/2026

πŸ’‘ Mortgage tip that could save you thousands! | | Understanding mortgage penalties before you sign could save you thousands. Learn how penalties are calculated and strategies to minimize or avoid them. | | ✨ What's inside: | 🏠 How Mortgage Penalties Work | πŸ“ The Two Penalty Calculations | πŸ“ Interest Rate Differential Explained | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/mortgage-penalties-explained-canada/

✨ Advice that pays dividends! |  | Strategic guidance on prioritizing debt repaymentβ€”when to focus on your mortgage vers...
05/28/2026

✨ Advice that pays dividends! | | Strategic guidance on prioritizing debt repaymentβ€”when to focus on your mortgage versus credit cards, car loans, and student loans. | | ✨ What's inside: | 🧠 The Interest Rate Rule | πŸ’³ Typical Interest Rate Hierarchy: | βœ… Get a Debt Strategy Analysis | | πŸ”“ Use your home equity to consolidate high-interest debt and simplify your finances! | | πŸ“– | |
https://bestrates.ca/mortgage-vs-other-debt-priorities/

πŸ“ˆ The latest on Canadian mortgage rates! |  | Breaking down the latest interest rate announcement and how it affects var...
05/25/2026

πŸ“ˆ The latest on Canadian mortgage rates! | | Breaking down the latest interest rate announcement and how it affects variable and fixed mortgage rates. | | ✨ What's inside: | πŸ“ˆ Understanding the Rate Decision | πŸ”” Current Rate Environment | πŸ”” Impact on Variable-Rate Mortgages | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/bank-of-canada-rate-decision-december-2024/

🏠 Rent vs. Buy in 2026: Complete Decision Guide and Calculator Logic |  | Should you rent or buy in 2026? A comprehensiv...
05/22/2026

🏠 Rent vs. Buy in 2026: Complete Decision Guide and Calculator Logic | | Should you rent or buy in 2026? A comprehensive analysis of the financial and lifestyle factors, with real numbers and decision framework. | | ✨ What's inside: | πŸ’‘ The Core Question | βœ… Run Your Numbers | πŸ’‘ The True Cost of Owning | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/rent-vs-buy-calculator-decision-guide-2026/

πŸŽ“ Expert advice for Canadian homeowners! |  | Choosing the right mortgage term is crucial. Compare 1 to 5-year terms, un...
05/19/2026

πŸŽ“ Expert advice for Canadian homeowners! | | Choosing the right mortgage term is crucial. Compare 1 to 5-year terms, understand rate differences, and find the optimal term for your situation. | | ✨ What's inside: | 🏠 Understanding Mortgage Terms | 🏠 What's a Mortgage Term? | 🏠 Available Terms in Canada | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/mortgage-terms-1-2-3-4-5-year-compared/

Address

1660 North Service Road E Unit 103 Suite 205
Oakville, ON
L6H7G3

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm

Telephone

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