Best Rates

Best Rates Mortgage Home Loans without the Hassle
We’re here to make the home loan process easier, with tools For you, that means lower rates and better terms.

Best Rate Guarantee
We'll use our volume discounts and lender relationships to get you amazing rates on your mortgage. Our promise is simple: we'll get you the absolute best rate possible. Zero Stress Application Process

Get a no-obligation rate quote over the phone, at a time that is convenient for your schedule. It takes about 10-15 minutes, requires no documents and at the end you'll know your

best options. Powerful Lender Access

We’re one of the highest producing brokerages in the country. In the mortgage world, high volume means special access to lender promotions. Five-Star Service

You don't have to sacrifice service for the price. When you work with Best Rates, you get a team of experienced mortgage professionals. From the first conversation, we'll walk you through the whole process, from rate quote to funding. Absolutely No Broker Fees

What's the point of saving money if you need to pay for it? Not only is our service 100% free to good credit clients, we take most of the commission the lender pays and give it to you in the form of a rate buy down.

🏑 Dreaming of buying your first home in 2026? |  | Complete guide to all federal and provincial incentives, rebates, and...
08/02/2026

🏑 Dreaming of buying your first home in 2026? | | Complete guide to all federal and provincial incentives, rebates, and programs for first-time buyers in 2025. | | ✨ What's inside: | πŸ’‘ All the Help Available for First-Time Buyers | βœ… Federal Programs | βœ… First Home Savings Account (FHSA) | | 🎯 Ready to take the first step? Get pre-approved today and know exactly what you can afford! | | πŸ“– | |
https://bestrates.ca/first-time-buyer-programs-rebates-2025/

✨ Pro tip for your mortgage journey! |  | Special considerations when financing rural properties, acreages, hobby farms,...
07/30/2026

✨ Pro tip for your mortgage journey! | | Special considerations when financing rural properties, acreages, hobby farms, and country homes in Canada. | | ✨ What's inside: | πŸ’‘ What Qualifies as "Rural"? | πŸ’‘ Why Rural Mortgages Are Different | πŸ”‘ Appraisal Challenges | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/rural-property-mortgages/

🏠 Self-Employed Mortgage Guide Canada: How to Qualify in 2025 |  | Complete guide for self-employed Canadians on qualify...
07/27/2026

🏠 Self-Employed Mortgage Guide Canada: How to Qualify in 2025 | | Complete guide for self-employed Canadians on qualifying for mortgages, including stated income options and documentation requirements. | | ✨ What's inside: | πŸ”‘ Getting a Mortgage When You're Self-Employed | πŸ“ The Self-Employed Challenge | πŸ’‘ Types of Self-Employed Mortgage Programs | | πŸ“Š Being self-employed doesn't mean higher rates. We work with lenders who understand your income! | | πŸ“– | |
https://bestrates.ca/self-employed-mortgage-guide-canada-2025/

πŸ’‘ Mortgage tip that could save you thousands! |  | Understand mortgage default insurance in Canada. Learn how CMHC, Sage...
07/24/2026

πŸ’‘ Mortgage tip that could save you thousands! | | Understand mortgage default insurance in Canada. Learn how CMHC, Sagen, and Canada Guaranty insurance works, costs, and when it's required. | | ✨ What's inside: | πŸ“ Understanding Mortgage Default Insurance | πŸ“ What Is Mortgage Default Insurance? | πŸ”‘ The Three Providers | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/mortgage-default-insurance-explained/

🏠 Bad Credit Mortgage Options in Canada: Complete 2025 Guide |  | Explore all your mortgage options with bad credit in C...
07/21/2026

🏠 Bad Credit Mortgage Options in Canada: Complete 2025 Guide | | Explore all your mortgage options with bad credit in Canada, from B lenders to private mortgages and credit rebuilding strategies. | | ✨ What's inside: | πŸ“ Getting a Mortgage with Bad Credit in Canada | πŸ”‘ Understanding Credit Score Tiers in Canada | πŸ”‘ A Lenders vs B Lenders vs Private Lenders | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/bad-credit-mortgage-options-canada/

πŸŽ“ Expert advice for Canadian homeowners! |  | Proven strategies to pay off your mortgage faster and save thousands in in...
07/18/2026

πŸŽ“ Expert advice for Canadian homeowners! | | Proven strategies to pay off your mortgage faster and save thousands in interest. From payment frequency to lump sums, every approach explained. | | ✨ What's inside: | 🏠 7 Strategies to Pay Off Your Mortgage Faster | πŸ”‘ Strategy 1: Accelerated Payment Frequency | πŸ“ Strategy 2: Round Up Your Payments | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/accelerated-mortgage-payoff-strategies/

🏠 How Much House Can I Afford on $100K Salary in Canada? |  | Detailed breakdown of home buying power on a $100,000 inco...
07/15/2026

🏠 How Much House Can I Afford on $100K Salary in Canada? | | Detailed breakdown of home buying power on a $100,000 income in different Canadian cities with 2025 rates. | | ✨ What's inside: | βœ… Buying Power on $100K in 2025 | πŸ’‘ The Basic Calculation | 🏠 Gross Debt Service (GDS) Ratio: Maximum 39% | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/how-much-house-afford-100k-salary-canada/

πŸ”‘ Insider knowledge for smarter borrowing! |  | Special considerations when financing a condominium. From condo fees to ...
07/12/2026

πŸ”‘ Insider knowledge for smarter borrowing! | | Special considerations when financing a condominium. From condo fees to status certificates, here's what you need to know. | | ✨ What's inside: | ✨ Key Differences: Condo vs. House Mortgages | πŸ”‘ How Condo Fees Affect Qualification | πŸ“ Status Certificate: Your Due Diligence Document | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/condo-mortgage-differences/

🏠 Title Insurance in Canada: What It Covers & Why You Need It |  | Understanding title insuranceβ€”what it protects agains...
07/09/2026

🏠 Title Insurance in Canada: What It Covers & Why You Need It | | Understanding title insuranceβ€”what it protects against, how much it costs, and why lenders require it. | | ✨ What's inside: | 🏠 What Is Title Insurance? | πŸ’‘ What Title Insurance Covers | 🏠 Common Title Defects | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/title-insurance-explained/

πŸŽ“ Expert advice for Canadian homeowners! |  | Breaking your mortgage early? Learn exactly how penalties are calculated a...
07/06/2026

πŸŽ“ Expert advice for Canadian homeowners! | | Breaking your mortgage early? Learn exactly how penalties are calculated and strategies to minimize them. | | ✨ What's inside: | πŸ’‘ Why Mortgage Penalties Exist | πŸ”‘ Fixed Rate Penalty Calculation | πŸ”‘ Three Months' Interest | | πŸ’‘ Compare rates from 50+ lenders. Free consultation, expert advice! | | πŸ“– | |
https://bestrates.ca/understanding-mortgage-penalties/

Address

1660 North Service Road E Unit 103 Suite 205
Oakville, ON
L6H7G3

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm

Telephone

+14168227357

Alerts

Be the first to know and let us send you an email when Best Rates posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Best Rates:

Shortcuts

Share