Best Rates

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Best Rates Mortgage Home Loans without the Hassle
We’re here to make the home loan process easier, with tools For you, that means lower rates and better terms.

Best Rate Guarantee
We'll use our volume discounts and lender relationships to get you amazing rates on your mortgage. Our promise is simple: we'll get you the absolute best rate possible. Zero Stress Application Process

Get a no-obligation rate quote over the phone, at a time that is convenient for your schedule. It takes about 10-15 minutes, requires no documents and at the end you'll know your best options. Powerful Lender Access

We’re one of the highest producing brokerages in the country. In the mortgage world, high volume means special access to lender promotions. Five-Star Service

You don't have to sacrifice service for the price. When you work with Best Rates, you get a team of experienced mortgage professionals. From the first conversation, we'll walk you through the whole process, from rate quote to funding. Absolutely No Broker Fees

What's the point of saving money if you need to pay for it? Not only is our service 100% free to good credit clients, we take most of the commission the lender pays and give it to you in the form of a rate buy down.

✨ Pro tip for your mortgage journey! |  | Everything you need to know about financing a vacation property, from down pay...
10/13/2026

✨ Pro tip for your mortgage journey! | | Everything you need to know about financing a vacation property, from down payment rules to rental income considerations. | | ✨ What's inside: | 📝 Second Home vs Investment Property | 🏠 Down Payment Requirements | ✨ Qualifying With Two Mortgages | | 💡 Compare rates from 50+ lenders. Free consultation, expert advice! | | 📖 | |
https://bestrates.ca/second-home-cottage-mortgage-guide/

💡 Mortgage tip that could save you thousands! |  | Learn how rate holds protect you from rising rates during your home s...
10/10/2026

💡 Mortgage tip that could save you thousands! | | Learn how rate holds protect you from rising rates during your home search and how to use them strategically. | | ✨ What's inside: | 📝 What Is a Mortgage Rate Hold? | 🏠 How Long Can You Hold a Rate? | 💡 Rate Hold vs Pre-Approval | | 💡 Compare rates from 50+ lenders. Free consultation, expert advice! | | 📖 | |
https://bestrates.ca/mortgage-rate-holds-how-they-work/

🔑 Insider knowledge for smarter borrowing! |  | Understanding when private mortgages are a smart solution and what to ex...
10/07/2026

🔑 Insider knowledge for smarter borrowing! | | Understanding when private mortgages are a smart solution and what to expect with rates, terms, and exit strategies. | | ✨ What's inside: | 🏠 What Is a Private Mortgage? | 📝 When Private Lenders Make Sense | ✨ Understanding Private Mortgage Rates | | 💡 Compare rates from 50+ lenders. Free consultation, expert advice! | | 📖 | |
https://bestrates.ca/private-mortgage-lenders-explained/

🎓 Expert advice for Canadian homeowners! |  | Discover when breaking your mortgage early to renew makes financial sense ...
10/04/2026

🎓 Expert advice for Canadian homeowners! | | Discover when breaking your mortgage early to renew makes financial sense and how to calculate if the penalty is worth it. | | ✨ What's inside: | 🔑 Why Consider Early Renewal? | 💡 Understanding Mortgage Penalties | 🏠 The IRD Calculation (Simplified) | | 🔔 Your renewal is coming up? Don't accept the first offer. Let us find you a better rate! | | 📖 | |
https://bestrates.ca/when-to-renew-mortgage-early/

📚 Essential mortgage wisdom right here! |  | Learn how the mortgage stress test affects your borrowing power and what ra...
10/01/2026

📚 Essential mortgage wisdom right here! | | Learn how the mortgage stress test affects your borrowing power and what rate you actually need to qualify at under Canada's B-20 guidelines. | | ✨ What's inside: | 📝 What Is the Mortgage Stress Test? | ✨ How the Qualifying Rate Is Calculated | 🏠 How Much Does This Reduce Borrowing Power? | | 💡 Compare rates from 50+ lenders. Free consultation, expert advice! | | 📖 | |
https://bestrates.ca/understanding-mortgage-stress-test-b20/

💡 Mortgage tip that could save you thousands! |  | Everything Alberta buyers need to know—from land title fees to region...
09/28/2026

💡 Mortgage tip that could save you thousands! | | Everything Alberta buyers need to know—from land title fees to regional market dynamics and opportunities in Calgary and Edmonton. | | ✨ What's inside: | ✨ Alberta's Affordability Advantage | 📝 Alberta Land Transfer Fees | 📝 Start Your Alberta Home Search | | 💡 Compare rates from 50+ lenders. Free consultation, expert advice! | | 📖 | |
https://bestrates.ca/alberta-mortgage-market-guide/

📚 Essential mortgage wisdom right here! |  | Navigate BC's unique housing market—from property transfer tax to foreign b...
09/25/2026

📚 Essential mortgage wisdom right here! | | Navigate BC's unique housing market—from property transfer tax to foreign buyer restrictions and regional market differences. | | ✨ What's inside: | 💡 BC Property Transfer Tax | 💡 Calculation: | 🏠 Get Pre-Approved in BC | | 💡 Compare rates from 50+ lenders. Free consultation, expert advice! | | 📖 | |
https://bestrates.ca/bc-mortgage-guide/

✨ Pro tip for your mortgage journey! |  | Province-specific mortgage guidance for Ontario buyers—from land transfer tax ...
09/22/2026

✨ Pro tip for your mortgage journey! | | Province-specific mortgage guidance for Ontario buyers—from land transfer tax to first-time buyer programs and regional market insights. | | ✨ What's inside: | 🏠 Ontario Land Transfer Tax | 🔑 Calculation: | 🏠 Get Pre-Approved in Ontario | | 💡 Compare rates from 50+ lenders. Free consultation, expert advice! | | 📖 | |
https://bestrates.ca/ontario-mortgage-guide/

🎓 Expert advice for Canadian homeowners! |  | Master the BRRRR strategy for building a rental portfolio—how to buy under...
09/19/2026

🎓 Expert advice for Canadian homeowners! | | Master the BRRRR strategy for building a rental portfolio—how to buy undervalued properties, add value, and recycle your capital. | | ✨ What's inside: | 🏠 What Is BRRRR? | 🏠 The Five Steps | 📝 B - Buy (Below Market Value) | | 💡 Compare rates from 50+ lenders. Free consultation, expert advice! | | 📖 | |
https://bestrates.ca/brrrr-method-real-estate-investing/

🏡 Dreaming of buying your first home in 2026? |  | Complete guide to all federal and provincial incentives, rebates, and...
08/02/2026

🏡 Dreaming of buying your first home in 2026? | | Complete guide to all federal and provincial incentives, rebates, and programs for first-time buyers in 2025. | | ✨ What's inside: | 💡 All the Help Available for First-Time Buyers | ✅ Federal Programs | ✅ First Home Savings Account (FHSA) | | 🎯 Ready to take the first step? Get pre-approved today and know exactly what you can afford! | | 📖 | |
https://bestrates.ca/first-time-buyer-programs-rebates-2025/

Address

1660 North Service Road E Unit 103 Suite 205
Oakville, ON
L6H7G3

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm

Telephone

+14168227357

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