Carlo Lupo, CIM - Wealth Advisor - CIBC Private Wealth

02/12/2026

02/11/2026

In this quick take, Avery Shenfeld, Chief Economist, CIBC, shares his perspective on evolving market dynamics and factors to watch in the months ahead, offering insights on what could influence investment strategies.

02/04/2026

US President Trump has announced his intention to nominate Kevin Warsh as the next Chair of the Federal Reserve, with Senate confirmation pending and Warsh expected to begin his term in May.

Author: Éric Morin, CFA, Global Head of Research

Learn more: https://bit.ly/4c7gHVR

02/03/2026

CRA released the results of the agency’s real estate audit activities for the 2024-2025 fiscal year, which show that a total of 14,854 audits were completed between April 2024 and March 2025, up 2,100 from the prior year. They give credit to the use of data analytics, better access to third party data and expanded audit coverage.

Real Estate investors and property owners need to ensure that they are compliant with regulations. Here is a list of 10 things CRA reviews from Jamie Golombek

A website dedicated to archiving the tax & estate writings of Jamie Golombek

01/30/2026

Being busy seems to be the new normal. Sometimes, it's almost a badge of honour, telling people just how much busier you are than they. Between work, family, children, being a primary caregiver for parents or other family and even social media, there are things that aren't top of mind during every day. However, it doesn't mean these things are any less important or should be forgotten entirely.

I've spoken with many people about their wealth and something I hear consistently is "I made investments into something, I haven't checked in on them because I just don't have time." I respond to them with "You do not NOT have the time" which raises questions. As we get older, our priorities change. What you might have done before may not what you need to do now. This is where I provide you the direction, support and confidence needed to feel positive about your wealth journey.

Working alongside you, I guide you along the path so that way everything is in line with your goals, values and morals. By using strategic planning, full transparency and breaking down complex wealth strategies into easier to understand information, I help you free up the time, knowing you're not doing this by yourself

There is a poem by William Henry Davies below that talks about life passing by, and by partnering with me, you will have the peace of mind knowing that I will ensure you have the time to stop and stare.

Leisure by William Henry Davies

What is this life if, full of care,
We have no time to stand and stare.

No time to stand beneath the boughs
And stare as long as sheep or cows.

No time to see, when woods we pass,
Where squirrels hide their nuts in grass.

No time to see, in broad daylight,
Streams full of stars, like skies at night.

No time to turn at Beauty's glance,
And watch her feet, how they can dance.

No time to wait till her mouth can
Enrich that smile her eyes began.

A poor life this if, full of care,
We have no time to stand and stare.

01/30/2026

The Bank of Canada opted to maintain its key interest rate signaling a cautious approach amid ongoing economic uncertainty. Policymakers emphasized that future rate decisions will be guided by evolving data on inflation and growth.

As CIBC’s chief economist Avery Shenfeld noted, the central bank’s stance reflects a commitment to stability while awaiting clearer signals from the economy.

The Bank of Canada is holding its key interest rate at 2.25 per cent for a second consecutive meeting, a move that was widely expected by analysts.

01/16/2026

Following 2025’s relative underperformance, the quality factor now trades around -1 standard deviation below its long-term relative valuation average and we now view the factor as attractively valued. For 2026, the quality factor is expected to deliver faster EPS growth than the market. The CIBC International Growth Strategy offers an effective way to gain access to quality as a core holding within a diversified portfolio.

Learn more: https://bit.ly/3NnllF0

Play the Advisor to Go podcast: https://bit.ly/3ZfXIAN

01/14/2026

A few months ago, I had the privilege of going on a canoe and hiking trip with my brother to Algonquin Provincial Park. This was the first time we went together at this particular park. While I've been before, sharing this experience with a close family member elevates the encounter. The duration of our trip was rather short, only 36 hours total in the park, but it was packed with as much as we could get in. Starting with a 4 hour canoe trip within Hailstorm Creek Nature Reserve in the North Arm of lake Opeongo, we then managed to get 5 hikes in at different trails throughout Algonquin Park. The cool breezes, quiet forests and sense of calm is surreal, providing us an opportunity for quiet reflection.

What Algonquin Park gave me is the same thing I bring to my clients. I help you navigate the waters, finding the best route to your goals. By providing clear communication, transparency and strategic planning, together we can paddle our kayak in line with your ambitions, morals and values, hopefully enjoying the scenery along the way.

09/17/2025

Bank of Canada lowers policy rate by 25 basis points to 2.50%.

https://bit.ly/46lUPl5

The Bank of Canada today reduced its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%.