Centum Total Mortgage Services

Centum Total Mortgage Services Mortgage Services in Ontario. Mortgage Broker, Real Estate Investments. My primary expertise is locating funding for mortgage financing. You don’t pay me.

I am an independently trained professional licensed to represent and provide you with the best advice for your mortgage and financing needs. I know which lenders have the best rates and I negotiate with multiple lenders at one time. What's more, I know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing. I tak

e great pride in the service I provide and rely on referrals and your repeat business. I am not an employee of any lending institution, so I am not limited in the products I can offer you. As a full service mortgage professional, I work closely with you and your lender as well as your real estate representative, lawyer, appraiser and home inspector to ensure that your transaction proceeds smoothly. In most cases there is no cost to use the services of a Mortgage Professional. The bank or lending institution does. With the wide assortment of options and features available for mortgages today, shopping around takes significant time and effort. The mortgage process in today's marketplace is intimidating to many home buyers so it pays to have a mortgage professional on your side to ensure the mortgage is right. I utilize the latest information from lending institutions, and the negotiating power of Canada’s most influential mortgage brokerage. I will work to find you the best mortgage at the best rate. I look forward to hearing from you soon!

Contact us at 289-800-4840 or edi@mcinvest.caThis is our lowest rate on the market for purchase / refinance of residenti...
05/14/2024

Contact us at 289-800-4840 or [email protected]

This is our lowest rate on the market for purchase / refinance of residential properties.

Terms and conditions apply. Rate available as of May 14, 2024 and subject to change without any prior notice.

Contact us at 289-800-4840 or edi@mcinvest.caThis is our lowest rate on the market for purchase / refinance on residenti...
05/05/2024

Contact us at 289-800-4840 or [email protected]

This is our lowest rate on the market for purchase / refinance on residential properties.

Terms and conditions apply. Rate available as of May 6, 2024 and subject to change without any prior notice.

There are key differences between commercial and residential investing. Lenders want to analyze different documents as d...
05/04/2024

There are key differences between commercial and residential investing. Lenders want to analyze different documents as different tenants have different sources of income in their businesses. Be certain in your decision when you choose a financing direction.

Contact us to discover how to grow your portfolio together:
289-800-4840
[email protected]

Contact us at 289-800-4840 or info@mcinvest.caThis is our lowest rate on the market for purchase / refinance on resident...
05/02/2024

Contact us at 289-800-4840 or [email protected]

This is our lowest rate on the market for purchase / refinance on residential properties.

Terms and conditions apply.

Your credit score is a three-digit number that comes from the information in your credit report. It shows how well you m...
12/17/2020

Your credit score is a three-digit number that comes from the information in your credit report. It shows how well you manage credit and how risky it would be for a lender to lend you money.

Renting gives tenants the stability of having somewhere to live without the financial pressures of owning the property. ...
12/14/2020

Renting gives tenants the stability of having somewhere to live without the financial pressures of owning the property. If you are thinking of moving out of your current accommodation and looking to buy a home check out CENTUM’s home buyers guide before making any big financial choices.

This  one’s  to  make  sure  that  if  the  house  burns  down  or  a  tree  falls  on  your  home,  you  and  the bank ...
11/30/2020

This one’s to make sure that if the house burns down or a tree falls on your home, you and the bank will not be left out of pocket. This insurance is part of the closing terms of a mortgage and is a necessity here in Canada.

Missing  a  payment  can  be  detrimental  to  your  mortgage  terms  and  obtaining  finances  in  the future.  At  all...
11/29/2020

Missing a payment can be detrimental to your mortgage terms and obtaining finances in the future. At all costs do not miss a payment!

When  car  dealerships talk  about  cash  back  offers,  it’s  quite  a  different  form  of  finance  than  the  usual ...
11/29/2020

When car dealerships talk about cash back offers, it’s quite a different form of finance than the usual cash back you get in your local grocery store. Hopefully this gives you a bit of an advantage next time you're picking up a new car and talking with a car salesperson.

Leasing  and  financing  may  sound  like  similar  options  but  when  you  get  down  to  the  fine  print there’s  a ...
11/27/2020

Leasing and financing may sound like similar options but when you get down to the fine print there’s a big difference. Here’s a graphic to help explain this common misconception. Leave us a comment below if you have any stories regarding your own car payments.

11/26/2020

This is one of our favorite little bits of knowledge about car payments. If you were given the option of making a payment every month, or a smaller payment every two weeks which would you choose? Check out the animation above to learn how bi weekly payments, if right for you, will help you pay off your car faster compared to monthly payments. And don't forget to download your free copy of the financial workbook off our website!

Address

455 Kerr Street
Oakville, ON
L6K3C2

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