03/06/2026
Income splitting can be a powerful way to help manage household taxes, but only if you know what does and doesn’t qualify.
Eligible pension income, CPP sharing, and spousal RRSPs offer legitimate splitting opportunities. OAS, foreign pensions, and most employment income don't qualify.
Understanding which income sources can be strategically allocated between spouses directly impacts your household tax liability.
I help couples explore income splitting opportunities that apply to their specific situation. Reach out to review your household income structure.
Income splitting is a strategy to level out income earned by spouses to reduce tax bills.
