Rich Demille Desjardins Insurance Agent

Rich Demille Desjardins Insurance Agent Auto Insurance, Business Insurance, Home & Property Insurance, Life Insurance, Living Benefits, Critical Illness, Disability Insurance, Mutual Funds

🎉 🚨 Team outing at the Jays game! 🚨💙We hit our competition target, so it was time to celebrate together. Grateful to be ...
07/03/2026

🎉 🚨 Team outing at the Jays game! 🚨💙
We hit our competition target, so it was time to celebrate together. Grateful to be part of such an amazing team! ⚾️🎉

Essential Safety Tips for Boating! Wear a Life Jacket: Always wear a Canadian-approved personal flotation device (PFD) t...
07/03/2026

Essential Safety Tips for Boating!

Wear a Life Jacket: Always wear a Canadian-approved personal flotation device (PFD) that fits properly.

Carry Essential Gear: Maintain safety equipment on board, including a sound-signalling device, a watertight flashlight, and a buoyant heaving line.

STAY SOBER: Do not operate any vessel under the influence. Penalties in Ontario mirror those for driving a car.

Check the Weather: Lake conditions can change quickly in cottage country; review the forecast before heading out.

Take a Boating Course: Ensure you have your Pleasure Craft Operator Card (PCOC) and understand navigation rules to share the water safely.

Happy Canada Day! 🇨🇦 From the lake to the backyard barbecue, there’s nothing quite like celebrating the communities we l...
07/01/2026

Happy Canada Day! 🇨🇦 From the lake to the backyard barbecue, there’s nothing quite like celebrating the communities we love.

Wishing you and your family a safe, fun, and relaxing Canada Day. (And if you’re out on the water today, don’t forget the life jackets!)

If a fire or break-in happens, replacing everything from your couch to your laptop falls entirely on you. Tenant insuran...
06/30/2026

If a fire or break-in happens, replacing everything from your couch to your laptop falls entirely on you. Tenant insurance is a surprisingly cheap way to make sure you aren’t left paying out of pocket to rebuild your life. Don’t wait for a “worst-case scenario” to protect your peace of mind.





Most Ontarians think OHIP covers everything if they get sick. But here’s the reality check: OHIP covers your doctor and ...
06/25/2026

Most Ontarians think OHIP covers everything if they get sick.

But here’s the reality check: OHIP covers your doctor and hospital stay, but it won’t pay your mortgage, buy your groceries, or replace your income while you recover.

If you were diagnosed with a serious illness tomorrow, could your savings handle 6 to 12 months of zero income?

Critical Illness Insurance bridges that gap. It pays a tax-free, lump-sum cash payment directly to you if you’re diagnosed with a covered condition (like cancer, stroke, or heart attack).

You choose exactly how to spend it, whether that’s paying the bills or accessing specialized care.

Let’s make sure your financial health is just as protected as your physical health. DM me or comment below to see how affordable a custom plan can be!

Riding waves this weekend? Before you launch the Sea-Doo into Muskoka, Grand Bend, or the Kawarthas, here is a quick Ont...
06/24/2026

Riding waves this weekend?

Before you launch the Sea-Doo into Muskoka, Grand Bend, or the Kawarthas, here is a quick Ontario boating reality check:
Is it legally required by the province? No. The OPP won’t ticket you just for lacking insurance.

⚠️ But is it practically mandatory? Absolutely! If you finance your PWC, your lender will demand it. Planning to launch or store it at an Ontario marina? Almost all of them require proof of at least $2M in liability coverage before you touch their docks. 

Between hitting hidden rocks, dock scrapes, or trailer mishaps on the 401, a dedicated marine policy keeps your summer stress-free.

Stay safe, get covered, and enjoy the water! 🇨🇦⚓

Across Canada, a vehicle is stolen roughly every five minutes. It’s a massive problem hitting communities right here in ...
06/22/2026

Across Canada, a vehicle is stolen roughly every five minutes. It’s a massive problem hitting communities right here in Ontario and it might be costing you money on your car insurance. Better security doesn’t just protect your car; it protects your premium.

Is your ride on the high-theft list? DM me your vehicle’s year and model, and let’s make sure you’re getting every discount you qualify for!

Starting July 1, Ontario auto insurance is getting its biggest shakeup in years, shifting to an “à la carte” system for ...
06/19/2026

Starting July 1, Ontario auto insurance is getting its biggest shakeup in years, shifting to an “à la carte” system for accident benefits.

🏥 Stays Mandatory: Core medical and rehabilitation care are still automatically included.
💼 Becomes Optional: Income Replacement (replacing lost wages if you can’t work) and Caregiver Benefits are now add-ons.
⚠️ The Risk: The cheapest baseline policies will no longer include these crucial extra protections.

Don’t wait for an accident to find out what you’re missing. Let’s make sure your policy matches your needs and coordinates perfectly with any workplace benefits you already have.

👉 DM me or click the link in my bio for a quick 5-minute coverage check before July 1!

3 Quick Ways to Protect Your Basement This Week: 1. Extend downspouts: Make sure they funnel water at least six feet awa...
06/17/2026

3 Quick Ways to Protect Your Basement This Week:

1. Extend downspouts: Make sure they funnel water at least six feet away from your foundation.
2. Test your sump pump: Pour a bucket of water in to ensure it triggers, and consider a battery backup.
3. Ask about discounts: Installing a backwater valve can lower your monthly insurance premiums!

Don’t wait for a severe weather warning to find out what’s in your paperwork.

Drop me a DM or give the office a shout today. Let’s do a quick review of your policy so you can rest easy the next time the sky opens up!

Headed out on the highway this weekend? Before you gear up, make sure your insurance actually has your back.🚨 Big change...
06/16/2026

Headed out on the highway this weekend? Before you gear up, make sure your insurance actually has your back.

🚨 Big changes are coming to Ontario auto and motorcycle insurance on July 1, 2026. Under the new provincial rules, several accident benefits that used to be automatic, like income replacement and caregiver support, are moving to “optional” status. 
If your policy auto-renews without a close look, you might find yourself with a lot less coverage than you think if you’re ever in a wreck.

Don’t wait for a claim to find the gaps!
Drop us a DM or hit the link in our bio to review your policy and make sure your riding season is truly protected.

Address

2379 Trafalgar Road, Unit C002
Oakville, ON
L6H6K7

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm

Telephone

+19052570111

Website

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