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Monday 9am - 5:30pm Tuesday 9am - 5:30pm Wednesday 9am - 5:30pm Thursday 9am - 5:30pm Friday 9am - 5pm

Rich Demille Desjardins Insurance Agent

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Canada
Oakville, ON
Rich Demille Desjardins Insurance Agent

Auto Insurance, Business Insurance, Home & Property Insurance, Life Insurance, Living Benefits, Critical Illness, Disability Insurance, Mutual Funds

05/14/2026

Help protect your home and your belongings

There are many ways you can help protect your home and belongings from extreme weather and disasters.
Here are some tips to help you get started:
1. Make sure your basement floor drains are clear and unobstructed to allow seepage water to drain away.
2. Rake up and get rid of branches, pine needles and dead leaves and keep your lawn mowed to no more than 10 centimetres to help protect against wildfire risk.
3. Park your car in a garage, if possible, when there are high winds or hail in the forecast.

05/12/2026

As a stay-at-home parent, your “salary” isn’t paid in cash, but your value is astronomical.

If you weren’t there, who would handle the childcare, cooking, carpooling, and household management? Replacing those services out of pocket could cost your family six figures a year.

Why Stay-at-Home Parents Need Coverage:
• The Replacement Factor: It covers the massive cost of hiring help so your partner can continue working without being overwhelmed.
• Grief Support: It gives your spouse the financial freedom to take necessary time off work to be with the children.
• Debt Protection: It ensures the mortgage and bills stay paid, keeping the family home secure.
• Affordability: Most parents can secure a solid policy for the price of a couple of lattes a month!

Your work at home is priceless and it should be insured.

05/11/2026

Ready to catch some waves? 🌊
Don’t forget to protect your ride!
In Ontario, PWC insurance is your best friend for:
✅ Theft & Collision protection
✅ $2M Liability (a must for most marinas!)
✅ Emergency towing (so you’re never stranded)

Pricing usually lands between $400-$800/year. Worth every penny for peace of mind while you’re out on the water. ⚓️

05/08/2026

Someone asked me the other day what my favourite product is. Without hesitation, I’d have to say personal insurance!

Specifically, life, critical illness, and disability coverage. It may not be the flashiest product, but it has the single most significant impact on a family’s future when life takes an unexpected turn. In the wake of a major life event, having the right coverage is often the only thing standing between a family keeping their home and being forced to sell it. It’s the difference between staying afloat with the bills and taking the time needed to heal, rather than rushing back to work out of necessity.

05/07/2026

Running a business is all about taking risks but your insurance shouldn’t be one of them.

Whether you’re a local contractor, a boutique owner, or a creative consultant, “good enough” coverage often isn’t enough when the unexpected happens.

From property damage to professional liability, commercial insurance is the silent partner that keeps your doors open.

2379 Trafalgar Rd
Unit CO02
Oakville, ON L6H 6K7
905-257-0111 | Fax: 905-257-0851
richarddemille.com
[email protected]

05/05/2026

Unique businesses demand unique protection. You put in the hours; we provide the peace of mind with policies tailored specifically to your trade.

2379 Trafalgar Rd
Unit CO02
Oakville, ON L6H 6K7
905-257-0111 | Fax: 905-257-0851
richarddemille.com
[email protected]

05/04/2026

Planning a weekend on the trails? In Ontario, if you’re riding anywhere off your own private property, including public trails, Crown land, or even just crossing a road, you are legally required to have ATV insurance.

What you need to know:
• Mandatory Coverage: You need at least $200,000 in third-party liability (though most riders opt for $1M+ for better protection).
• Stay Legal: To ride on or across roads, you must have a valid G2/M2 license, be at least 16, and carry your proof of insurance.
• Safety First: Helmets are non-negotiable for both drivers and passengers.
Don’t let a great ride be ruined by a fine or an unexpected accident.

Send us a message today for a quick quote so you can ride with peace of mind!

05/01/2026

Giving back never tasted so good 😃 Emily and Veronica stepped away from their desks to join & in decorating Smile Cookies for a great cause.

04/30/2026

Getting to know auto insurance

What is a premium?

Your premium is the amount you pay monthly or annually for your insurance. It’s calculated based on different factors, including :
•The make, model and year of your car
•Where you live
•The coverage you choose
•Your driving record
•Other drivers on your policy

What is a deductible?

Your deductible is the amount you have to pay out of pocket when you make a claim.

•Example: Let’s say you choose a $500 deductible when you get your insurance. If you have an accident that’s covered by your policy and the repairs cost $3,000, you pay the first $500 and your insurance pays the remaining $2,500.

[email protected]
2379 Trafalgar Rd
Unit CO02
Oakville, ON L6H 6K7
905-257-0111 | Fax: 905-257-0851
richarddemille.com

04/28/2026

Is your basement ready for the spring rain? 🌧️ With heavy showers in the forecast, a little bit of maintenance today can save you a major headache tomorrow.

Check out these 3 essential tips to keep your home dry this season!

Address

2379 Trafalgar Road, Unit C002
Oakville, ON
L6H6K7

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5pm

Telephone

+19052570111

Website

http://richarddemille.com/

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