Auden O'Reilly - Financial Advisor, DFSA

08/18/2025

Wondering what's ahead for the markets in the second half of 2025?

The latest Market Compass is out, and it offers our thoughts on the current economic climate as well as insights on where we see opportunities in the back half of 2025.

Have questions about how the remainder of 2025 may impact you? Reach out and let's talk.

Market Compass helps keep you in the know about what's happening now and what we think may unfold in the near future.

07/21/2025

Feel like you’re juggling too many goals?

It’s natural to want to enjoy life today. But when your future goals start stacking up - like a child’s wedding, a second home, or that dream trip you’ve been planning - it’s easy to feel overwhelmed.

Here’s my advice: don’t panic, and don’t go it alone.

When you have a well-thought-out investment strategy, and a realistic view of the tradeoffs, you don’t necessarily have to drop anything that matters.

Check out these simple tips for some inspiration. If you’re ready to turn today’s dreams into an actionable plan, I’m here to help.

We're all striving to maintain a comfortable lifestyle. The difference is how each of us defines \\\"comfortable\\\".

07/08/2025

Hoping to retire in the next 10 years?

The first step in getting ready is knowing where you stand. To help ensure you’re ready for the retirement you want, it’s important to review:
✅ Retirement savings (RRSPs, employer plans)
✅ Home equity and other real estate
✅ Investments, insurance, and cash accounts
✅ Debts like your mortgage or credit cards

In these next few years, could you amp up your savings and eliminate your debts?

Let’s talk about what’s realistic and how you can set your retirement timeline with confidence.

05/08/2025

A tax refund can feel like bonus cash and it’s tempting to spend it on something fun. But it’s also an opportunity to support a bigger financial goal, like paying down debt, building up emergency savings, or a longer-term goal like a home down payment, post-secondary education, or your retirement.

Which approach makes the most sense for you? Feel free to get in touch and we can talk it over.

If you receive a return, what are you plans? Comment below.

Financial opportunities to consider with a tax refund.

03/27/2025

What’s the difference between an income tax credit and an income tax deduction? A credit reduces the tax you owe, and a deduction reduces the total income on your tax return.

Check out this article for some common credits and deductions to consider claiming. If you’re unsure which apply to you, reach out to me or contact a tax professional.

Here are the key dates and the most common tax deductions and tax credits for the 2025 tax filing year.

03/10/2025

Market fluctuations are normal—but how you respond to them is key.

It's natural to feel uncertain when markets shift, but your investment strategy is designed with your personal risk tolerance and long-term goals in mind.

Connect with me to discuss how your portfolio is positioned and see if you’re on track.

Read our latest insights here.

See how the stock market has performed after past elections.

02/14/2025

The RRSP contribution deadline is approaching fast! March 3, 2025, is the last day to contribute to your RRSP so you can claim a deduction on your 2024 personal tax return.
If you have any questions, my team and I are here to help.

12/02/2024

Canada will tax you on your global income if you are a Canadian tax resident. This includes distributions from U.S. retirement plans which you must claim as income when filing your Canadian taxes. However, U.S. taxes may be claimed as a Canadian foreign tax credit to reduce double taxation. Remember to always seek advice first from a qualified tax professional.

Edward Jones, its employees and financial advisors cannot provide tax or legal advice. You should consult your attorney or qualified tax advisor regarding your situation.

If you're a Canadian who has worked in the U.S. and returned to Canada with a foreign retirement account, learn more about some of your options for your retirement plan accounts.

10/31/2024

A very happy Diwali to all who celebrate! May the light of thousands of diyas shine brightly on you and your loved ones.

05/06/2024

A Will is one of the most important documents in your estate plan. At a minimum, a Will names your executor, beneficiaries and how you’d like your assets to be distributed. But it can go beyond that, including stipulating conditions on when distributions are made and providing additional executor powers to aid them in implementing your wishes. Learn more about the importance of having a Will here.

Understanding the differences in beneficiary designations can help you plan for your loved ones.

09/21/2023

If your mortgage renewal is looming, you might be worried you’ll end up with higher payments that could impact your budget and goals. Before you renew, let’s review your options together. I can help you make the best choice for your personal needs. Contact me.

Here are 5 things you can do.