Crake Fowell Wealth Management

10/16/2026

🤖 AI is moving quickly, but which financial institutions are actually putting it to work?

TD has been recognized in the 2026 Evident AI Index, which looks at how major banks are developing and adopting AI across their organizations.

For me, what's interesting isn't just the technology itself. It's how AI can be used in practical ways to improve the client experience, support better decision making and help people work more effectively.

There's obviously a lot more to come in this space, but it's exciting to see the progress being made. 👇

🔗 https://stories.td.com/ca/en/article/evident-ai-index-2026

td.com

10/15/2026

☀️ Heading south for part of the winter?

For Canadian snowbirds, spending a few months somewhere warmer can be a great part of retirement. But there can be more to think about than flights and accommodations.

How long you're away, potential tax considerations, healthcare coverage and even your estate plan can all come into play when spending extended time outside of Canada.

A little planning before you head south can help avoid some unexpected surprises later. Worth a read if escaping the Canadian winter is part of your retirement plans. 👇

🔗 https://wealthinsights.td.com/snowbirds/?webtolead=false

td.com

10/15/2026

🏙️ Commercial real estate may be making a comeback, but not all properties are benefiting equally.

The return to office is helping drive renewed demand for premium, well located office space, while older properties continue to face pressure.

Colin Lynch of TD Asset Management explains why the current recovery is increasingly a story of quality and location.

🎥 An interesting perspective on where commercial real estate is heading.



Full video here:

https://www.moneytalkgo.com/video/quality-and-location-why-premium-properties-are-leading-the-real-estate-rebound/

10/14/2026

USA ➡️ CAD - Worked in the US and built up a retirement plan while you were there?

Moving back to Canada doesn't necessarily mean leaving your US retirement savings out of the conversation.

If you have a 401(k), IRA or other U.S. retirement plan, there can be important tax, currency and cross border planning considerations when deciding what to do with those assets.

The right approach can depend on the type of plan, where you're living now, and how those savings fit into your overall retirement strategy. Worth understanding your options before making a move. 👇

🔗 https://wealthinsights.td.com/your-u-s-retirement-plan/?webtolead=false

td.com

10/13/2026

💡 Have you ever thought about buying back pensionable service?

It's one of those planning opportunities that can be easy to overlook.

For Canadians with a defined benefit pension, buying back eligible past service may help increase future pension income. But there's more to consider than simply, "Will my pension be bigger?"

The cost, your retirement timeline, available cash or RRSP assets, and the alternatives for that money can all matter.

Worth understanding the numbers before making the decision. 👇

🔗 https://wealthinsights.td.com/buying-back-pensionable-service/?webtolead=false

td.com

10/12/2026

Financial information is everywhere. The value lies in knowing what matters, understanding what it could mean for you and having someone you trust to help put it into context.

I'm pleased to share Wealth Insights, where TD Wealth brings together practical guidance on tax, estate, retirement and other important planning considerations, alongside timely views on markets, investment strategy and portfolio management.

Explore Wealth Insights: https://wealthinsights.td.com/

If something you read sparks a question or idea, it's worth a conversation.

10/09/2026

Big life decisions often come with complex financial questions.

Explore practical guidance from TD Wealth specialists on the tax, estate, retirement and family considerations that can shape your wealth plan and help turn your priorities into action.

Visit: https://wealthinsights.td.com/

If you're thinking about what's next and want to move forward with confidence, we can plan for that.

10/08/2026

🍂 Happy Thanksgiving 🦃

Thanksgiving is a wonderful reminder to slow down and appreciate the people, relationships, and moments that matter most.

Feeling especially grateful for family, friends, colleagues, clients, and everyone who has been part of the journey.

Wishing you and your loved ones a very Happy Thanksgiving filled with good food, great company, and plenty to be thankful for 🙏

10/08/2026

Markets move quickly.

Explore timely perspectives from our investment specialists on market trends, strategies and how they can impact your goals.

Visit: https://wealthinsights.td.com/

Understanding what market developments could mean for you is where advice can make a difference. If something resonates, it's worth a conversation.

10/07/2026

💡 Investment returns are important and what you keep after tax matters too...

Taxes can affect an investment portfolio in ways that aren't always obvious. This timely discussion looks at 6 tax considerations one may overlook, including how different types of investment income are taxed, the potential use of capital losses, and foreign withholding taxes.

A good reminder that tax considerations should be part of the investment conversation, not an afterthought.

Worth a watch 👇 🔗

https://www.moneytalkgo.com/video/investing-and-taxes-6-considerations-many-people-miss/?webtolead=false

moneytalkgo.com