Andrew Synek Mortgages - SafeBridge Financial - FSRA Licence 10524

Andrew Synek Mortgages - SafeBridge Financial - FSRA Licence 10524 Mortgage Agent Level 2 with SafeBridge Financial Group, Toronto, FSRA #10524. I will provide independent expert advice on your options.

I am not tied to a single lender or specific products so I can offer mortgage solutions that will best match your individual needs. I'm also well equipped to help, with bachelor's and master's degrees from Western, accreditation from Mortgage Professionals Canada, a license to assist you from the Financial Services Regulatory Authority of Ontario, and access to many competing lenders. Unlike mortg

age specialists who work directly for financial institutions, I am an independent full-time business owner and operator who deals exclusively in mortgages and related property financing. I work through my partner brokerage in North York, as well as from my office in Guelph, and if you'd like to meet in person I'm happy to visit you at your home, office, or nearby. We can also transact remotely online and over the phone, allowing service for residential properties anywhere in Ontario.

Second opinions are my specialty...
03/02/2025

Second opinions are my specialty...

When I said I wanted to gain vascularity, in the face wasn’t what I had in mind….  🤣
08/31/2024

When I said I wanted to gain vascularity, in the face wasn’t what I had in mind…. 🤣

Kids spotted deer on a hike.  🦌
08/28/2024

Kids spotted deer on a hike. 🦌

Inuksuks in Collingwood
08/25/2024

Inuksuks in Collingwood

Front yard hydrangea tree showing what it can do this morning.  Partner, with an aggressive cutback last year, changed i...
08/04/2024

Front yard hydrangea tree showing what it can do this morning. Partner, with an aggressive cutback last year, changed it for the better.

There aren’t always easy or obvious solutions if it becomes challenging to make minimum required payments toward bills a...
07/13/2024

There aren’t always easy or obvious solutions if it becomes challenging to make minimum required payments toward bills and other liabilities. Sometimes, selling a home is the best option. However, selling - as a “solution” - requires home equity to pay connected liabilities, and with equity comes other considerations like using equity based lending or a reverse mortgage. Sometimes, those “solutions” are opposed by a borrower’s potential future heir(s), whose considerations may be impacted by inheritance expectations. What’s best for a homeowner isn’t always also what’s best for their children, but at times it can be. Before making decisons about selling or borrowing, it’s important to discuss with all stakeholders and seek professional advice.

Andrew Synek, Mortgage Agent Level 2
SafeBridge Financial Group, Toronto, FSRA #10524
Email: [email protected]
Phone/Message: 226-920-4367

Kids are stoked about the look of their grass this morning.  😎
07/13/2024

Kids are stoked about the look of their grass this morning. 😎

Need a mortgage?  Meh.... Anyone licensed can arrange that.But a mortgage COMBINED with “great insights on the industry”...
04/14/2024

Need a mortgage? Meh.... Anyone licensed can arrange that.

But a mortgage COMBINED with “great insights on the industry”.... Oh well, I’m 100% your person. 😉

Andrew Synek, Mortgage Agent Level 2
SafeBridge Financial Group, Toronto, FSRA #10524 
Email: [email protected]
Phone/Message: 226-920-4367

Our federal government makes reasonable decisions at times...   This is proof.  🤔30-year default insured mortgages on ne...
04/11/2024

Our federal government makes reasonable decisions at times... This is proof. 🤔

30-year default insured mortgages on newly built homes. Coming to a neighbourhood near you.

No change in Canada’s overnight lending rate today from our Bank of Canada (BOC)....  meaning no change in variable and ...
04/10/2024

No change in Canada’s overnight lending rate today from our Bank of Canada (BOC).... meaning no change in variable and adjustable mortgage rates, for now.

The next Canadian rate announcements for 2024 are on June 5th, July 24th, September 4th, October 23rd, and December 11th.

Perhaps more importantly... the next U.S. Federal Open Market Committee (FOMC) meetings are on May 1st, June 12th, July 31st, September 18th, November 7th, and December 18th.

Hang in there everyone.

🇨🇦 👬 🇺🇲

Don’t fail me now, Weber.  🤞
02/14/2024

Don’t fail me now, Weber. 🤞

Stallone was a huge star when he was playing John Rambo in the 1980s.Years earlier, and well before his massive fame (on...
01/27/2024

Stallone was a huge star when he was playing John Rambo in the 1980s.

Years earlier, and well before his massive fame (on March 24th 1975), he'd watched the Muhammad Ali and Check Wepner fight on television. Later that night he started writing a first draft of the script for Rocky, which took him less than a week to finish.

He tried to sell that first movie of his to just about every major Hollywood studio, with the intention of playing the lead himself, but nobody would agree (Winkler-Chartoff Productions ultimately offered him more than $265,000 just for the rights, with plans for someone like Robert Redford or Burt Reynolds to take it on).

Sly had been a minor actor up until that point, so it was presumptuous, actually unheard of, for him to think that he might be able to get his script sold with himself attached in a lead role.

In an interview with the BBC in 1977, Sly said that at that time he had $106 in his bank account, a $300 apartment rent that was many months overdue, as well as a pregnant wife, and a hungry bullmastiff who he couldn't afford to feed.

Eventually, he closed a deal, and while he accepted a substantial budget cut to compromise and act as the lead, the rest is history. Including Sly's $20,000 retainer to make the film, it cost the studio $960,000 in total to produce Rocky.

Sly said that as inspiration for the movie, he had simply taken his own plight (that he couldn't get a break in life), which he didn't think was unique, and applied it to boxing.

Rocky was inspirational in part because his character refused to give up. He had a goal, and even though it seemed impossible, he had the grit and determination to keep working towards it until the end (just as Sly did with his script and goals for his film and career).

All of this to say: Very few things in life are truly unachievable.

In my work, I often hear suggestions from others that buying a home today is impossible for first-time buyers, given market conditions. That's not true. Don't let anyone convince you that home ownership today is "impossible." It's certainly more challenging than ever before, but worth goal-setting around and planning to achieve, if you really want it.

Address

12-25 Scarsdale Road
North York, ON
M3B2R2

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