Amanda van Kralingen RIBO licensed Insurance Broker

Amanda van Kralingen RIBO licensed Insurance Broker Niagara-based insurance broker helping Ontarians protect what matters most home, auto, farm, business

🚗 BIG Changes Are Coming to Ontario Auto Insurance — July 1, 2026 🚗Starting July 1st, Ontario drivers will see some of t...
05/12/2026

🚗 BIG Changes Are Coming to Ontario Auto Insurance — July 1, 2026 🚗
Starting July 1st, Ontario drivers will see some of the biggest auto insurance changes in years.
Here’s the important part 👇
Some Accident Benefits that are currently INCLUDED in your policy will become OPTIONAL at renewal.
What stays mandatory: ✔️ Medical benefits
✔️ Rehabilitation coverage
✔️ Attendant care coverage
What may become optional: ⚠️ Income replacement
⚠️ Caregiver benefits
⚠️ Housekeeping/home maintenance
⚠️ Non-earner benefits
⚠️ And more
This means future policies may be more customizable — but also easier to accidentally underinsure yourself if you’re only focused on price.
💡 Lower premium doesn’t always mean better protection.
These coverages can become incredibly important after a serious accident, especially for: • Self-employed individuals
• Families with children
• People without strong workplace benefits
• Anyone relying on their income to pay bills
My advice?
Before renewing your policy after July 1st, make sure you fully understand what’s included… and what may no longer be.
If you have questions about how these changes could affect you or your family, feel free to reach out anytime 📩

05/07/2026

Confused about your insurance coverages? Wondering why the rates keep getting higher each year? Talk to a broker! I can ...
05/01/2026

Confused about your insurance coverages? Wondering why the rates keep getting higher each year? Talk to a broker! I can help reduce rates and explain coverages to ensure you're getting the best value for your money spent :)

🌲🚐 Calling all outdoor enthusiasts, camper groups, and RV clubs! 🌞🏕️ Whether you're roaming through the mountains or set...
04/28/2026

🌲🚐 Calling all outdoor enthusiasts, camper groups, and RV clubs! 🌞🏕️ Whether you're roaming through the mountains or setting up camp by the lake, adventure awaits!

But what happens if the unexpected strikes? Let's face it—your trailer or motorhome might be your home on wheels, and protecting it with the right insurance gives you the peace of mind you deserve. 🛡️✨

With our specialized trailer and motorhome insurance, you can focus on making memories, not worrying about the “what-ifs.” Enjoy the open road, knowing you’re covered against accidents, theft, and damage.

Join the growing community of covered adventurers today! Click below to learn more about our tailored policies and keep your travels worry-free! ⬇️

Had a wonderful meeting today with   if you need any financing regarding your home she is your best advocate! She will h...
04/15/2026

Had a wonderful meeting today with if you need any financing regarding your home she is your best advocate! She will help get your finances back on track while explaining the whole process thoroughly!! 🥰

Being a business owner is hard enough. Let a solid insurance policy protect it!
04/08/2026

Being a business owner is hard enough. Let a solid insurance policy protect it!

03/18/2026

Is your insurance a topic that makes your eye twitch? -bloodedinsuranceadvice

03/13/2026

Contractors: 4 coverages you should never skip!

Liability
Tools & equipment
Commercial auto
Builders risk

If you're missing these coverages you may be at risk.

I'd love the chance to review your policy to ensure coverages are met at a fair price!

I just have to say...I love my small town. There is so much care and kindness walking down these streets you can just fe...
01/08/2026

I just have to say...I love my small town. There is so much care and kindness walking down these streets you can just feel it! Anyone else have a town/community that just feels like home?

01/08/2026

3 Ways to Reduce Commercial Insurance Premiums:

Bundle policies

Improve safety/training programs

Maintain clean driver abstracts for fleets

Address

Niagara, ON

Telephone

+14373209272

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