Dave DeStefano Mortgage Broker Niagara

Dave DeStefano Mortgage Broker Niagara Niagara Mortgage Broker
Top 5% in Mortgage Production Nationally
TMG The Mortgage Group
Team Lead NF He can also help you pay off your mortgage faster!

Dave DeStefano Mortgage Broker in Niagara Falls can help you secure a mortgage that meets your needs. Many people just head to their local bank branch when they need a mortgage and accept whatever they are offered. By doing this, you may be agreeing to terms that don't really work for you and/or a higher interest rate that will add time to the length of your mortgage. As a broker with over twelve

years in the business, Dave DeStefano has a great rapport with a network of lenders, including big banks, credit unions, trust companies, financial institutions and private funds. He will work on your behalf to help you find the best mortgage, with the most agreeable terms and the lowest interest rate. Dave DeStefano's office is located at 6293 Thorold Stone Road in Niagara Falls. For more information or to make an appointment, call 905-933-1090.

The Bank of Canada has held its key interest rate at 2.25%, keeping borrowing conditions steady for now. đź“ŠFor homeowners...
06/10/2026

The Bank of Canada has held its key interest rate at 2.25%, keeping borrowing conditions steady for now. đź“Š

For homeowners, buyers, and anyone coming up for renewal, this is a reminder that your mortgage strategy still matters. A rate hold does not always mean your best move is to wait.

Have questions about what this means for your mortgage or next purchase? Let’s talk through your options.

Think outside the branch. 🏡When it comes to your mortgage, one bank doesn’t always mean your best option.I shop a wide r...
06/08/2026

Think outside the branch. 🏡

When it comes to your mortgage, one bank doesn’t always mean your best option.

I shop a wide range of lenders to help find the rate, terms, and mortgage solution that actually fits your goals.

Whether you’re buying, refinancing, or renewing, it pays to compare before you commit.

Message me today to explore your options 📲


June 10th is a date to watch. đź‘€The next Bank of Canada rate decision is coming, and whether rates move, hold, or the com...
06/05/2026

June 10th is a date to watch. đź‘€

The next Bank of Canada rate decision is coming, and whether rates move, hold, or the commentary shifts, it can have an impact on buyers, renewals, and anyone planning their next mortgage move.

I’ll be breaking it down once the announcement is made so you know what it actually means for your situation, not just the headline.

Here’s a smart first step for first-time buyers. 💰If buying your first home is on the radar this year, the FHSA is somet...
06/03/2026

Here’s a smart first step for first-time buyers. 💰

If buying your first home is on the radar this year, the FHSA is something you should be looking at now.

It allows you to contribute up to $8,000 per year, with a $40,000 lifetime limit, and use those savings tax-free when purchasing your first home.

That means your money can grow with a clear purpose while also giving you potential tax advantages along the way.

Before you start house hunting, make sure your savings strategy is working for you.

Ready to plan your first move? Send me a message to start building your path to homeownership.

Heritage homes. Vineyard properties. B&Bs. Unique Niagara properties need more than a standard lending approach. 🧱When t...
06/01/2026

Heritage homes. Vineyard properties. B&Bs. Unique Niagara properties need more than a standard lending approach. 🧱

When there aren’t easy comparables, the financing process can get complicated quickly. That’s where working with someone who understands local properties, zoning, appraisals, and lender expectations makes all the difference.

If you’re looking at a unique property in Niagara, let’s make sure the financing is structured properly from the start.

Contact me today to get started. 📲

A great day on the course for an even better cause. ⛳️The Algoma Contractors Golf Tournament brought people together in ...
05/29/2026

A great day on the course for an even better cause. ⛳️

The Algoma Contractors Golf Tournament brought people together in support of breast cancer awareness, and I was grateful to be able to sponsor this year’s event.

Always appreciate opportunities to support meaningful local initiatives and connect with great people outside of the usual mortgage conversations.

🏡 Proud to be part of a community that comes together to support causes like this.

Your home’s equity can be more than just a number on paper. 🏡With the right HELOC strategy, you may be able to access th...
05/27/2026

Your home’s equity can be more than just a number on paper. 🏡

With the right HELOC strategy, you may be able to access the value built into your home without breaking your primary mortgage.

This can be a helpful option for renovations, investing, debt consolidation, or creating more financial flexibility, but it needs to be structured properly.

Have questions about using your home equity the smart way? Reach out today to explore your options.

A pre-approval is more than just a number, it’s leverage. 🔑In a market where strong homes can still attract multiple off...
05/25/2026

A pre-approval is more than just a number, it’s leverage. 🔑

In a market where strong homes can still attract multiple offers, having your income verified and your rate locked in can make your offer stand out for the right reasons.

Before you start shopping, make sure your financing is ready to go.

Message me to get pre-approved and shop with confidence. 📲

Tired of renting and wondering what it would take to buy? 🏡The first step is not guessing, it’s getting clear on your nu...
05/22/2026

Tired of renting and wondering what it would take to buy? 🏡

The first step is not guessing, it’s getting clear on your numbers.

From down payment options to monthly affordability, I can help you understand what buying could look like and the next steps to take.

Send me a message to start the conversation. 📲

Don’t just refinance. Reimagine what your mortgage could do for you. 🏡A refinance can be more than a lower payment. It c...
05/21/2026

Don’t just refinance. Reimagine what your mortgage could do for you. 🏡

A refinance can be more than a lower payment. It can be a chance to restructure debt, free up cash flow, access equity, or build a plan that better fits where life is headed.

Let’s take a closer look at your options.

Address

6293 Thorold Stone Road
Niagara Falls, ON
L2J1A6

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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