Toni Proctor, Mortgage Broker

Toni Proctor, Mortgage Broker With us, Your needs come first. Call for a personal connection that provides informative, holistic, and pleasing financing experience. You have options!

My career success of more than 20 years is founded on connecting people with the right product to fit their need. Our discussion is holistic. Whether your need is to buy your first home, consolidate debt, purchase a cottage or investment property, improve your credit score, or inject capital into your growing business, I can help. As a Mortgage Broker with access to 50+ companies, my clients' need

s come first. That is why the services of a mortgage broker surpass what a bank can offer. The banks have set very rigid guidelines and target a narrow part of the market. I can say this with confidence, having worked for a bank for a good portion of my career. So many have felt like they are not wanted by the banks. The value of a professional mortgage agent comes from having someone objectively work for you, the client, and are not limited to mortgage product offerings, or rates, from one source. Our personal connection will provide friendly, informative, and a more enjoyable financing experience.

06/28/2024

Happy Canada Day Long Weekend! Enjoy!

Good News! 40 year amortization.....watch here for more details to come.
10/23/2023

Good News! 40 year amortization.....watch here for more details to come.

Equitable Bank has announced that, in partnership with a third-party lender, it is introducing a new 40-year amortization mortgage product.

I thought you would be interested in this story I found on MSN: More homeowners seeking litigation after buying without ...
11/25/2021

I thought you would be interested in this story I found on MSN: More homeowners seeking litigation after buying without conditions, lawyer says http://a.msn.com/00/en-ca/AAR7ioR?ocid=se
Well written read for all looking at options when considering an offer to purchase with NO conditions.

An Ottawa litigation lawyer says she’s seen a “significant increase” in the number of clients who purchased a home with no conditions and are now seeking legal recourse for problems that popped up after move-in.

This is so incredibly sad and could be easily avoided! Home inspections are a must!!!!
06/23/2021

This is so incredibly sad and could be easily avoided! Home inspections are a must!!!!

An Ontario family who purchased their dream home said their experience has become a complete nightmare.

everyone has a unique situation, YOU HAVE OPTIONS with us!
05/27/2021

everyone has a unique situation, YOU HAVE OPTIONS with us!

We’re in it for the long haul! Our licensed Centum brokers are here for you from start to finish, and beyond. We’re always happy to offer you advice and answers your questions even once your mortgage has been finalized.

Could save you thousands!
05/25/2021

Could save you thousands!

What are you waiting for? Find out if you could be eligible for a lower mortgage rate by connecting with a professionally licensed CENTUM broker!

You have questions.....We have the answers!
05/07/2021

You have questions.....We have the answers!

Paying off your mortgage can free up your money, but it's crucial you understand all the pros and cons prior to making this decision. That’s where a CENTUM broker can help!

We are here for you!
05/03/2021

We are here for you!

We understand that mortgages can be confusing and complicated especially to first time home buyers. That’s why it’s important to work with a mortgage broker that you can feel confident in. Here at CENTUM we pride ourselves in being mortgage industry experts and we're ready to help!

This may be shocking to some home buyers. It is better to know this before being stuck without a mortgage!I can be conta...
04/28/2021

This may be shocking to some home buyers. It is better to know this before being stuck without a mortgage!

I can be contacted with any questions or concerns you may have.

Many Canadians are under the assumption their mortgage is as good as done once they have a mortgage pre-approval. But the truth is a buyer cannot expect a mortgage pre-approval will automatically translate into a mortgage. The lender now needs to consider the property itself, approve all the terms a...

5 very clear points for all buying a home!
04/20/2021

5 very clear points for all buying a home!

Buying real estate is investing in your financial future so we've broken down the top 5 things you need to know before getting started!

Executive Compensation Packages need push back!
04/19/2021

Executive Compensation Packages need push back!

The bank currently offers the lowest return up to five years, according to a shareholder adviser

04/13/2021

Current trends and the outlook for housing market fundamentals suggest activity will remain strong through 2021, resulting in a record number of sales.

Address

69 Davis Drive
Newmarket, ON
L3Y2M9

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