Intergral Max Mortgages Inc.-Indi Mortgage-Elaine Duke

Intergral Max Mortgages Inc.-Indi Mortgage-Elaine Duke Full service independent mortgage brokers, Canada and Mexico - 250.619.6787. We are able to provide mortgages across Canada and also Mexico.

We are full service independent mortgage brokers, offering you access to over 40 banks and lenders. As we are not affiliated with a specific bank or lender, you receive the best mortgage rates that the market has to offer. We base on business on relationships, not transactions, and provide advice on improving your credit, saving for a downpayment, and how to pay off your mortgage faster and smarter.

Your side hustle income can boost your mortgage affordability—but only if lenders recognize it as stable and legitimate....
09/09/2026

Your side hustle income can boost your mortgage affordability—but only if lenders recognize it as stable and legitimate. To count, it must be:

✅ Sustainable – Lenders need proof the income will continue long-term.
✅ Declared to the CRA – It must be on your tax returns and bank statements.
✅ Well-Documented – Be ready to provide tax filings and income records.

While extra income may strengthen your application, not all lenders will accept it. Want to maximize your mortgage potential? Let’s chat!

Today, we honour the hardworking Canadians who keep our communities strong, our goals moving forward, and our dreams wit...
09/07/2026

Today, we honour the hardworking Canadians who keep our communities strong, our goals moving forward, and our dreams within reach.

Whether you’re clocking in, building your own business, or taking a well-deserved break, your efforts matter.

From all of us at Indi, happy Labour Day!

Elaine has been working with my parents for many years and now she’s been helping me with my mortgage. She is always ve...
09/05/2026

Elaine has been working with my parents for many years and now she’s been helping me with my mortgage. She is always very helpful and approachable and knows what she’s doing. I would highly recommend her and look forward to working with her in the future.

No cut. No hike. Another hold.The Bank of Canada has maintained its 2.25% policy rate, marking the seventh consecutive h...
09/02/2026

No cut. No hike. Another hold.

The Bank of Canada has maintained its 2.25% policy rate, marking the seventh consecutive hold. For anyone buying a home or approaching a mortgage renewal, the decision offers another reason to take a closer look at current financing options.

Message me to see how today’s rate decision fits into your mortgage plans.

Whether you’re a first-time investor, expanding your existing portfolio, or looking to renew/refinance, having a mortgag...
09/02/2026

Whether you’re a first-time investor, expanding your existing portfolio, or looking to renew/refinance, having a mortgage agent (broker) on your side means more options, expert guidance, and a smoother path to long-term growth.

Looking for financing options for an investment property - we have solutions from our Commercial Division for large projects to your first residential rental property. Contact us today for all your financing needs!

Your mortgage isn't one size fits all, and it shouldn't be treated that way.A bank can offer you their rates, on their t...
08/28/2026

Your mortgage isn't one size fits all, and it shouldn't be treated that way.

A bank can offer you their rates, on their terms. A licensed mortgage agent/broker can shop the market and build a mortgage around your life: 1, 2, 3, 5, or 7 year terms, structured to match your income, your goals, and your plans down the road.

That difference doesn't just matter today. It compounds. The right term now can mean more flexibility at renewal, less interest paid over time, and a mortgage that actually grows with you instead of one you're stuck renegotiating around.

Working with a broker means having someone in your corner for the life of your mortgage, not just the day you sign.

Let's build a mortgage that's customized to you. Reach out today!

Fixed or variable? There isn’t one rate type that’s right for every homeowner.A fixed mortgage can offer greater payment...
08/26/2026

Fixed or variable? There isn’t one rate type that’s right for every homeowner.

A fixed mortgage can offer greater payment predictability, while a variable mortgage may provide different flexibility and rate opportunities. The better fit depends on budget, goals, risk tolerance and plans for the years ahead.

Renewal approaching? Message me today to compare fixed and variable options before making the next move.

The path to homeownership can start long before you begin house hunting.Talking to me early gives us time to look at you...
08/19/2026

The path to homeownership can start long before you begin house hunting.

Talking to me early gives us time to look at your financial picture, discuss your mortgage options and identify steps that may help you prepare for when you’re ready to buy.

Thinking about buying a home? You don’t have to wait until you’re ready to make an offer. Let’s start the conversation today.

Mortgages come with a lot of moving parts, but understanding them doesn’t have to become your full-time job.From mortgag...
08/12/2026

Mortgages come with a lot of moving parts, but understanding them doesn’t have to become your full-time job.

From mortgage rates and terms to pre-approvals, lender requirements, renewals, refinancing, and everything in between, I’m here to explain the details, compare mortgage options, and help you understand what matters for your specific situation.

Whether you’re buying a home, renewing your mortgage, or refinancing, I can help make a complicated process feel a whole lot simpler.

Message me today to get the answers you need and explore mortgage options that fit your goals.

Saving for your first home? You don’t have to choose a strategy without understanding your options.I’ll help you compare...
08/05/2026

Saving for your first home? You don’t have to choose a strategy without understanding your options.

I’ll help you compare the First Home Savings Account (FHSA) and the Home Buyers’ Plan (HBP), explain how each program works, and determine whether one, or both, can help you build your down payment. Every first-time home buyer’s financial situation is different, so together we’ll create a savings strategy that aligns with your homeownership goals.

Message me today to find the best path toward buying your first home.

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1817 Morello Road
Nanoose Bay, BC
V9P9B1

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