Kirsten Michieli Mortgage Solutions - DLC Island Living

Kirsten Michieli Mortgage Solutions - DLC Island Living Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Kirsten Michieli Mortgage Solutions - DLC Island Living, Financial service, Nanaimo, BC.

📣 Rates Left Unchanged! 📣The Bank of Canada announced today that it is holding its key interest rate steady once again. ...
06/10/2026

📣 Rates Left Unchanged! 📣

The Bank of Canada announced today that it is holding its key interest rate steady once again. 🏦

For homeowners with variable-rate mortgages or lines of credit, that means no immediate changes to interest rates for now.

📅 Next rate announcement: July 15

Whether you're renewing, purchasing, refinancing, or simply wondering how today's decision affects your mortgage plans, I'm always happy to chat and answer any questions. 💬

Purchases, refinances, renewals, investment properties, debt consolidation, and more. Here to help you explore your mort...
05/13/2026

Purchases, refinances, renewals, investment properties, debt consolidation, and more.

Here to help you explore your mortgage options and find a solution that works best for your goals.😊

📞 250.668.0669
🌐 kirstenmichieli.ca

Wishing a Happy Mother’s Day to all moms, grandmas, stepmoms, bonus moms, moms-to-be, and mother figures 💐Thank you for ...
05/10/2026

Wishing a Happy Mother’s Day to all moms, grandmas, stepmoms, bonus moms, moms-to-be, and mother figures 💐

Thank you for all the love, support, and care you give every day. Hope you feel appreciated and celebrated today 🩷

Home ownership may be more achievable than you think 🏡When we look at the full picture, including estimated mortgage pay...
05/07/2026

Home ownership may be more achievable than you think 🏡
When we look at the full picture, including estimated mortgage payments, property taxes, and home insurance, the numbers can sometimes be closer to current rent costs than expected.
Every situation is different, but exploring your options can give you a better idea of what may be possible. 💭

If you’re curious what home ownership could look like for you, I’d be happy to run the numbers ✨

Reach out anytime 🏠

Kirsten Michieli
[email protected]
(250) 668-0669

📣 Bank of Canada Rate Update 📣The Bank of Canada announced today that it is keeping its key interest rate unchanged. 🏦Fo...
04/29/2026

📣 Bank of Canada Rate Update 📣

The Bank of Canada announced today that it is keeping its key interest rate unchanged. 🏦

For now, that means no immediate changes to variable-rate mortgages or lines of credit.

📅 Next rate announcement: June 10

If you have questions about what this means for your mortgage, renewal, or future plans, I’m always happy to help! 💬

I hear this question a lot: what is default insurance and why do I need it? 🏡Default insurance is a premium added to a m...
04/27/2026

I hear this question a lot: what is default insurance and why do I need it? 🏡

Default insurance is a premium added to a mortgage when the down payment is less than 20%. It protects the lender in case a borrower can’t make their payments, and it allows buyers to enter the market with a smaller down payment.

While it’s commonly referred to as “CMHC insurance,” it can actually be provided by different insurers depending on the mortgage structure.

It’s not something you pay out of pocket upfront in most cases, as it gets added to your mortgage amount and paid down over time.

If you’ve ever been unsure how it works or whether it applies to you, you’re not alone. I’m always happy to break it down and help you understand what it means for your specific situation.

Feel free to reach out anytime or send me your questions 😊

🐣🌷 Happy Easter from Your Local Mortgage Broker! 🌷🐣Wishing you and your family a wonderful Easter filled with love, laug...
04/05/2026

🐣🌷 Happy Easter from Your Local Mortgage Broker! 🌷🐣
Wishing you and your family a wonderful Easter filled with love, laughter, and a little extra chocolate 🍫💛

📣 Bank of Canada Rate Announcement 📣The Bank of Canada has held its key interest rate steady in today’s announcement. 🏦T...
03/18/2026

📣 Bank of Canada Rate Announcement 📣

The Bank of Canada has held its key interest rate steady in today’s announcement. 🏦

This means no immediate changes to variable-rate mortgages or lines of credit—for now.

📅 Next announcement: April 29

Have questions about how this impacts your mortgage or future plans? I'm always here to help! 💬

I’m joining the wonderful Suzanne Le Stage at her open houses today! Stop by and I’ll be there to answer any mortgage qu...
02/28/2026

I’m joining the wonderful Suzanne Le Stage at her open houses today! Stop by and I’ll be there to answer any mortgage questions while you explore the homes 😊

🏡 Helpful Tips for Home BuyersI’ve put together a quick write-up with some important tips to help make the home buying p...
02/25/2026

🏡 Helpful Tips for Home Buyers

I’ve put together a quick write-up with some important tips to help make the home buying process smoother and less stressful.

If you’re thinking about purchasing or just want to be prepared, take a look — and feel free to reach out if you have any questions!

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Nanaimo, BC
V9T6S4

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