Edward Jones-Financial Advisor: Binisha Giri

06/08/2024

Want to know what happened in the market this past week and what's ahead check out our latest market update.

How did the markets perform this week? Get the highlights and the latest economic news.

06/07/2024

At Edward Jones we believe the best way to build wealth is by taking a long-term approach to investing. This strategy enables you to ride out market downturns, which are part of the investment cycle, and stay focused on your financial goals. I’m available to discuss your investment options with you. Let’s talk.

We believe in long-term investing with an emphasis on quality and diversification.

06/05/2024

It’s a common dilemma for many Canadians - should you pay down your mortgage or contribute to an RRSP? Unfortunately, there’s no easy answer. It depends on your personal circumstances. To help you determine what might be right for you, we've compiled seven key considerations.

Should you pay down your mortgage or contribute to your RRSP? We can help you determine what will work best for you.

06/02/2024

In this year’s federal budget, the Canadian government introduced a new tax-free First Home Savings Account (FHSA). Starting in 2023, first-time buyers can contribute up to $8,000 per year and $40,000 over a lifetime to put towards a new home. I can talk to you more about the FHSA and other available savings options. Let's talk.

Start saving for your first home by opening a First Home Savings Account with a financial advisor.

06/01/2024

Check out our weekly market update for news on last week's market and guidance for the week ahead.

06/01/2024

Many of us have heard of “prenups” but not so much a cohabitation agreement. The key difference is a prenuptial agreement is for couples getting married, while a cohabitation agreement is between unmarried, common-law partners.

Do you need a cohabitation agreement? And if so, what should it include? Before we answer those questions, let's first ask, what is a cohabitation agreement?

06/01/2024

There are five major forces that are currently converging to reshape the new retirement that include: demographic, structural challenges for society, and the impacts of having lived through the COVID-19 pandemic. Learn more here.

05/31/2024

Considering taking on an estate executor role? It involves a lot more than distributing assets to beneficiaries. Your to-do list will include (but is not limited to) filing final tax returns, cancelling government-issued documents and benefits, and even managing beneficiary relationships.

Here are considerations if you’ve been asked to be an executor, or if you’re considering who would be the best executor for your estate.

05/30/2024

Legacy planning isn’t just about leaving an inheritance for your children or grandchildren, donating to your favourite charities or providing ongoing care for a loved one. Legacy planning is also about family traditions, the fond memories you've created and the meaningful items that may be important to your loved ones. Getting others involved in your passions and hobbies is a great way to share your wisdom and create lasting memories. I believe in using a team approach to get started. I can work with your team of legal and tax professionals to help build your comprehensive estate strategy.

Let’s take a quick look at some of the ways you can leave your legacy.

05/30/2024

Living with debt can be stressful, especially during high-inflationary periods where it can be more difficult to find extra money to put toward debt repayment. We've compiled some tips to help you better manage and pay down your debt.

Learn about three methods of repaying debt: snowball method, avalanche method and debt consolidation.

05/29/2024

Individual fixed-income securities tend to be less liquid, so they require a larger portfolio to better diversify by maturity, type, and sector. At Edward Jones, we recommend you only consider individual bonds if you have at least $50,000 to allocate. Contact me to learn more about bond investing.

Here are three investment principles to help lower your risk when investing in fixed income.

05/28/2024

Choosing between an RRSP or paying down your mortgage is a highly personal decision depending on your debt management and retirement savings goals. I can help you weigh your options and choose a course of action that makes sense for your unique situation.

Should you pay down your mortgage or contribute to your RRSP? We can help you determine what will work best for you.