Jason Barudin - Mortgage Broker

11/21/2025

11/19/2025

09/17/2025

03/12/2025

Good news for some

01/29/2025

Not a surprise but good news if you have outstanding balance on Credit Cards or a LOC

The Bank of Canada has cut the Interest Rate to 3.0% 📉 marking the 6th cut since June 2024!

With the spring market around the corner, whether you’re buying, selling, or renewing, now’s the time to chat with a mortgage broker and see how this may change or open your options! 🏡🌷

📞250-753-2242

01/29/2025

Reach out if you have any questions about this

As of December 15th, the rules for buying a $1M home have changed—and we’ve done the math for you!

🏡 You can now purchase a $1M home with:
- 5% down on the first $500,000
- 10% down on the remaining $500,000

This means HUGE savings on your down payment (think $125,000!)

This is a game-changer for anyone dreaming of homeownership but worried about not having enough saved yet.

Stay tuned for more buyer tips this month! 🎉

https://www.midislandmortgage.com

12/11/2024

BoC just reduced the key interest rate by another 50bps.... here is what the big banks have forecast for the future

Wondering where the Big 5 Banks see the Bank of Canada policy rate landing by the end of 2025? Here are their latest forecasts...

10/31/2024

We’re getting spooky today at the office 🎃

Happy Halloween 💀 we wish you a day of candy, scares, and freakishly good times!

(And if your mortgage options are haunting you, you know who to call 👻😉)

10/23/2024

50bps drop to the BoC benchmark rate.... Great news to everyone with a Variable rate mortgage or Credit Card and LOC debt...
Any questions please reach out

09/17/2024

🚨 Breaking News for Canadian Homebuyers! 🚨

Big changes are coming to insured mortgages starting December 15, 2024:

🏡 The price cap for insured mortgages is increasing from $1M to $1.5M, allowing buyers to avoid the 20% down payment on homes up to $1.5M!

📅 The 30-year mortgage amortization, previously only available to a small portion of first-time homebuyers, is now expanding to all first-time homebuyers and those purchasing new builds. This is a significant shift from the typical 25-year limit, giving buyers more flexibility with lower monthly payments.

With interest rates trending down, this is great news for homebuyers across BC and Canada, making it easier to enter the housing market and afford more homes!

For more information on the new rules & how they may affect you give us a call at (250) 753-2242 📱

09/16/2024

Big News!!
Starting December 15th the cap for insured mortgages will go from $1,000,000 to $1,500,000.... Call or text if you are currious about this change