David McCallum - The Binnacle Financial Team

David McCallum - The Binnacle Financial Team What does your look like? Mine is yachting, surfing, family, and outdoor adventure. And with the resources to do so. This is where I can help.

Life’s filled with unexpected events that could dramatically affect your lifestyle and retirement goals
– a financial emergency, health crisis or if you (or someone you love) dies young. It takes careful
planning to achieve your goals and protect yourself in case the unexpected occurs. I work with clients like you to create a customized financial security plan
based on your needs, goals and risk t

olerance, to address four key areas:
• Financial security for your family when you die
• Protection in case you become seriously ill or can’t work because of a disability
• Retirement planning
• Ensure you have funds for a rainy day (liquidity)
To do so I’ll need to:
• Gain a clear understanding of your goals and dreams
• Look at your situation and identify any gaps
• Build a plan to help you achieve both long and short-term goals
• Review your financial security plan regularly to make sure it meets your changing needs. How my social media page is used: https://www.freedom55financial.com/ff/social-media #

Had a great summer vacay with the Skidlets.  Thanks heaps to Alex (his family business is  - check it out!) for the boat...
08/20/2021

Had a great summer vacay with the Skidlets. Thanks heaps to Alex (his family business is - check it out!) for the boat and cabin on Galiano Island. Watched the sunset from shell beach near Montague Hbr. After that, we switched from to spent a night on the town in Vic at Hermann’s Jazz club for some excellent fast-hands Jazz! Great little getaway with the best Skidlets - .m and .lise_m

Hi folks!  I have decided to join my Financial Advisor's Industry Association (Advocis) in fundraising for a Cure for Ca...
04/28/2021

Hi folks! I have decided to join my Financial Advisor's Industry Association (Advocis) in fundraising for a Cure for Cancer. I work hard to assist my clients financially in the event of a serious illness diagnosis, and I am a (fairly) avid cyclist, and I love a good fundraising opportunity! So, this opportunity to be a part of is a fabulous one for me. And, your donations will mean a ton to my program! My goal is to raise at least $1,000 by August 28th. I plan to ride the 100KM route on my new-to-me Trek Portland (name is 'Stories' because of his long, diverse, and storied history...). So excited, and I hope that many of my friends, family and clients will join me!

Please support me in the Tour de Cure! This August I will be embarking on a cycling challenge. I have committed to participate in the Tour de Cure presented by Wheaton Precious Metals to help ...

04/20/2021

Updated my Google - My Business page. Enjoying working from the home office these days! Had to set up a shade sail (an old Laser dingy sail!), and it does the job. Beauty view overlooking Long Lake in Nanaimo.

I am working full time from my home office, and I am really enjoying it - I don't take it for granted as it does feel fortunate to me to be able to do so. I am as productive as ever, and capable of assisting all my clients with the same offerings as before, but more efficient for them and me! If you...

11/03/2020

Through this one-time program , 12 small businesses across the country will each receive $10,000.

My recent Blog Post about Healthcare Spending Accounts (HSA), and why your business should absolutely have one!
07/24/2020

My recent Blog Post about Healthcare Spending Accounts (HSA), and why your business should absolutely have one!

Providing a great compensation package for your employees is more important today than ever. And making any medical / dental / vision expenses a tax-deductible corporate expense is also important for business owners and their families. An HSA is a great offering, and here’s why…

Well, I moved my battle station from the Kitchen counter to the living room, finally. Better view from here eh.
05/07/2020

Well, I moved my battle station from the Kitchen counter to the living room, finally. Better view from here eh.

Hi folks - I published another Blog Post to my Business Website.  This one has to do with how I (and many of the provide...
04/23/2020

Hi folks - I published another Blog Post to my Business Website. This one has to do with how I (and many of the providers I work with) have ADAPTED in the past few months. Please have a look.

By the way, if you have any ideas for topics you'd like me to Blog about, please let me know!

Update on the ADAPTATIONS that I have made to my own business. Brief Market Commentary. ADAPTATIONS that are being made by the carriers as a result of COVID-19. And, I summarize the Federal Government Emergency Support Programs

04/11/2020

Orderly chaos and a whole bunch of generosity and enthusiasm at the Milner Group’s operations this morning. In honour of their donating 2 yards of premium topsoil to my property, I will donate $100 to the Hospital Foundation. Thanks so much !

Here's a little blog post I wrote late last week.  Since so many of my clients are Small Business Owners, I wanted to ta...
03/31/2020

Here's a little blog post I wrote late last week. Since so many of my clients are Small Business Owners, I wanted to take a moment to summarize the good news announcement of subsidies targeting business owners.

Justin Trudeau made a(nother) huge announcement, specific to Small Business Owners and Entrepreneurs. Three items include: (1) Payroll Subsidy to 75%, (2) Guaranteed Interest Free Loan, and (3) Deferral on Import Duties and HST/GST Payments.

Have a look, let me know what you think. If you have any suggestions for blog posts, please let me know! I like to write them.

My thoughts and praise for the Canadian Federal Government’s financial support for Small Businesses and Entrepreneurs in an effort to stabilize the economy and bring confidence to small business owners and their employees. Thumbnail photo by Mackenzie Cooper on Unsplash

Here's a new blog post that I wrote today, called "Bulls Outrun Bears".  I love the graphic showing the time and distanc...
03/13/2020

Here's a new blog post that I wrote today, called "Bulls Outrun Bears". I love the graphic showing the time and distance that Bull Markets rise above the Bears. Let me know what you think!

I’d like to share some good news about Bear Markets as we wave goodbye to the longest ever Bull Run. Image courtesy of Canada Life.

Here's my most recent blog-post.  It's my thoughts (and Brent Joyce's article) on the impact and volatility within the F...
02/29/2020

Here's my most recent blog-post. It's my thoughts (and Brent Joyce's article) on the impact and volatility within the Financial markets associated with COVID-19.

My thoughts (and a link to Brent Joyce’s thoughts) on the market volatility associated with COVID-19. Image courtesy of GLC Asset Management.

Address

#30/1150 Terminal Avenue N
Nanaimo, BC
V9S5L6

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