Oceanvale Mortgage & Finance

08/07/2026

✨ Starlight Movie Night 4 ✨

We are so excited to announce that Starlight is officially BACK, baby! It's been a minute since we have hosted this event - but it's our 10 year anniversary & we could think of no better way to celebrate than to get together under the stars. It's always super fun to engage with our community and bring everyone together, all while raising money for a great cause.

All the important event info you need to know is on our website (link in bio) starlightmovienight.ca.

🗓️ Sep 6
📍 Country Club Parking lot by Dairy Queen
🕐 Gates open at 6 & the movie starts at dusk
🍕 Mambos Pizza & Dairy Queen Dilly bars by donation
💵 All donations supporting Nanaimo Hospital Foundation

👏 THANK YOU to our sponsors for supporting us & helping raise money toward our fundraising goal for our hospital

Parker Krog & Co
Althouse Notary
Sims Real Estate Group
Mambo Pizza
HarrisKia
Nanaimo Chrysler Dodge Jeep Ram
CountryClubDairyQueen
All Island Equity MIC
First National Financial LP
Country Club Centre
arbutusmusiceducation
CMLS Financial

✨ See you there ✨

07/26/2026

Oceanvale Mortgage & Finance is 10 years old!

We'd like to take this opportunity to thank every single person who has been a part of our journey - from our clients to our peers, to our lender & industry partners - THANK YOU!

It's an enormous privilege to get to serve Vancouver Island people in doing the work that we do. We know there is a tremendous amount of trust that goes into choosing your mortgage provider, and we don't take that lightly.

Here's to the last TEN YEARS & here's to the next ten. 💙

-Kaity, Nolan & Lindsey

04/08/2026

Lindsey Edwards has joined the Oceanvale team, and he is currently taking clients in the Airdrie/Calgary region!

Lindsey is warm, compassionate & always seeks to be the best for the people he cares for. One thing is for sure, if Lindsey is on your side, you're going to know that the advice he is giving is absolutely in your best interests. He has a special way of carefully weighing options to ensure he's always presenting the best solutions.

It's safe to say he's positioning himself nicely to be Oceanvale's Mr. Congeniality - he's already got a line up of people waiting to work with him.

Welcome to Oceanvale, Lindsey! We are so excited to have you aboard 👏

01/01/2026

If we've ever done your mortgage, odds are that Konrad did the appraisal. His wife Tricia and their family have a tough road ahead - but anyone who knows Tricia knows she is going to give this everything she's got. If you have the means, please consider a donation. If you can't donate, please share so that others can.

The Nanaimo business community is powerful! Let's rally behind this island family & help give Tricia a fighting chance.

https://www.gofundme.com/f/standing-with-tricia-support-a-young-mom-facing-cancer?attribution_id=sl%3Aed6616ec-3132-4b1d-950e-9b06e863a94a&lang=en_US&ts=1767300154&utm_campaign=fp_sharesheet&utm_medium=customer&utm_source=copy_link&fbclid=IwVERDUAPD3VJleHRuA2FlbQIxMABzcnRjBmFwcF9pZAwzNTA2ODU1MzE3MjgAAR5XWLBwj7orF9BOuNTzLr6qzaxYX9Q9rdxm3ZPxbUBK_qLVkpfWjx1qhpLpkw_aem_GE6q8KJjT8SDFUgVL2dH2Q

Tricia and Konrad Korkowski are living through every young fami… Riley Kaminski needs your support for Standing With Tricia: Support a Young Mom Facing Cancer

09/17/2025

With fall comes change 🍂

A welcome relief for some, and for others, a signal that it's time to start planning.

Rate changes = a hot market. If you're buying or selling, now's the time to get your affairs in order before everyone else does too.

The biggest takeaway: don't expect huge shifts in fixed rates with this announcement - but we are seeing some downward movement in the insured/insurable space.

If you need guidance, we are here to help 🙏🏼💯🤓

12/26/2024

M E R R Y C H R I S T M A S
..from your mortgage pals at OVMF. We hope you are spending your Christmas with your most loved & adored.

✨🎄🎁

We are so thankful for our little team of mortgage helpers. So grateful for the third leg of our tripod, Lindsey, who gives so much of herself to our clients and who means so much to us. We are thankful for Tash who is so knowledgable and bright. Nolan, our leader who launched this rocket & who continues to find ways to keep us motivated, and to Kaity, for keeping the heart of our company beating ❤️.

Merry Christmas to all, and to all an 'approved' night ✨
by.natashab

12/06/2024

Not everyone is ready to buy the second they contact us. Sometimes we have to give advice that plays out over months or, in this case, years. This client was starting up her own business and needed to understand the impact this would have for future mortgage qualifying.

Business owners should understand that in order to get the best possible mortgage rates and therefore lowest payments, we often need to use net income for qualifying. This, in turn, usually means more money for the tax man, which is never an easy pill to swallow. But, if the goal is affordable home ownership, less write-offs in the short term can pay big dividends in the long run.

If you've got a fledgling business or want to understand more about qualifying as a business owner, I'm your girl. I promise that it's less complicated than you think! ✨

-kaity

09/16/2024

This could quite possibly be one of the biggest & boldest policy change moves we've ever seen:

This morning it was announced that as of December 15, 2024, all first time home buyers in Canada will be eligible to use a 30 year amortization to maximize affordability and keep payments lower. Additionally, for all buyers, the insured mortgage cap has been increased from the previous $1M threshold, up to $1.5M!

The latter change will be the biggest impact, as it means that all Canadians can put less than 20% down on homes values over $1M. Currently, the minimum down payment structure allows for 5% of the first $500K and 10% of the remainder up to $1M. We don't have information yet on if this scale will change or what that looks like yet - but stay tuned.

Bond yields are way down this morning, meaning lower rates on the horizon. It feels like there are winds of change blowing for those buyers who have been waiting to become a homeowner. Big news, indeed!

Please hit that share button for all of your friends or clients who haven't heard!