Gillian Falk, Mortgage Expert

06/10/2026

📣Bank of Canada Rate Update

As expected, the Bank of Canada announced this morning that it is holding its key interest rate steady.

For homeowners, buyers, and those renewing their mortgages, today’s announcement provides continued stability in the lending environment. While rates remain unchanged for now, market conditions can shift quickly, making it important to stay informed about your options.

Whether you’re purchasing your first home, renewing your mortgage, or exploring refinancing opportunities, I’m here to help you navigate the current market and make informed decisions.

📞 Have questions about how today’s announcement affects you? Let’s connect!

06/09/2026

🏡 Get mortgage-ready in under 60 seconds!
The My Mortgage Toolbox app helps you:�✅ Check affordability�✅ Calculate payments�✅ Explore your options�✅ Get pre-qualified fast
Ready to make your move? Contact us today! 📲


Click this link to start now!!

https://dlcapp.ca/app/gillian-falk/download

06/01/2026

You don’t need to have all the answers before buying your first home.

You just need someone who can help guide you through the process.

From understanding how much you can afford to securing the right mortgage, I’ll help you navigate the journey with confidence and clarity.

If owning your first home is on your vision board this year, let’s make a plan to get you there.

🏡 Your first home starts with a conversation.

📩 Send me an email at [email protected] to discuss your options!

05/27/2026

Teaching teens about money early can make a huge difference later 💡

From budgeting and credit scores to saving for a first car or future home, the habits they build now can shape their financial future for years to come. As mortgage professionals, we know financial confidence starts long before buying a home.

What’s one money lesson you wish you learned sooner as a teenager? 👇

05/20/2026

🏡 Want to pay off your mortgage faster without completely changing your lifestyle? Small changes can make a BIG impact over time.

Here are a few smart strategies:
✔ Increase your payment frequency
✔ Make lump sum payments when possible
✔ Put bonuses or tax refunds toward your mortgage
✔ Review your mortgage regularly to make sure it still fits your goals

The right mortgage strategy can save you thousands in interest and years off your mortgage.

If you’d like to explore your options or create a plan that works for your budget, I’d be happy to help! 📩

04/29/2026

45% of Canadians used a mortgage broker for their current mortgage.
This isn’t a niche option anymore. It’s how a significant portion of Canadians are choosing to secure their financing. When people have access to more options, better guidance, and someone working in their best interest, the choice becomes pretty clear. Click the link in our bio to be connected with a DLC Mortgage Expert in your area! 🏡

04/29/2026

04/22/2026

Buying your first home can feel overwhelming, but you don’t have to do it alone.

If you have savings in your RRSP, the Home Buyers’ Plan may allow you to withdraw up to $60,000 to put toward your first home. It’s a great way to make your down payment more achievable and get you one step closer to homeownership.

Already used the program before? You may be eligible again if your balance has been repaid and you meet the current requirements.

Have questions about how this could work for you? I’m here to help you navigate your options and make the process feel a lot more manageable.
Call Gillian Falk with Dominion Lending Island Living at 250-716-1930

03/11/2026

04/17/2024

Great News for Nanaimo!! I am so grateful to be a donor to the BC Cancer Foundation and to see this project come to fruition!

Read below to see the exciting changes and upgrades coming soon!