Aliona Pascari Experior Associée

05/29/2025

💡 Did you know you can lower your taxes just by investing in your RRSP?

📈 If you earn $70,000 per year, contributing $5,000 to $10,000 to your RRSP can significantly reduce your tax bill.
It’s a simple, effective, and 100% legal strategy to keep more money in your pocket 💵

✅ Less tax
✅ More savings
✅ Same income

💬 Want help calculating your RRSP room or planning your tax year? DM me for a free estimate!

04/19/2025

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Happy Easter to all my dear family and friends who are celebrating today!

May this day bring you peace, joy, and a fresh sense of hope — not just in spirit, but in every part of your life.

Wishing you all love, abundance, and a beautiful Easter Sunday!

03/11/2025

https://insurance-portal.ca/life/experior-financial-group-doubles-its-advisor-base-in-one-year/?utm_source=cakemail&utm_medium=email&utm_content=full_daily_en&utm_term=bulletin

The Ontario-based managing general agency says it now has more advisors in the United States than in Canada.

01/27/2025

Life may be full of surprises, but your insurance doesn’t have to be. 💡

Get access to Cancer Insurance, Hospitalization Insurance, Medical Expense Insurance, and Accident Income Insurance in just minutes. No medical exam required—only peace of mind. 🌟

📲 Contact me today to find out more

01/27/2025

12/11/2024

https://www.beneva.ca/en/iifs-brokers/blog/savings-and-investments/three-retirement-savings-lessons-young-investors

At Beneva, we put people first. We support our customers through all stages of their lives, by giving them peace of mind and contributing to the well-being of the community.

12/08/2024

The Life of a Life Insurance Advisor: Turning Challenges into Opportunities

Being a life insurance advisor isn’t for the faint of heart. One of the toughest parts of this career is finding clients. It takes countless hours of prospecting, networking, and building trust, often with little immediate return. The journey is filled with rejections, doubts, and challenges that test your determination.

But here’s the thing: while finding clients is hard, the reward is worth every ounce of effort. When you connect with someone and help them secure their financial future, you’re not just closing a sale—you’re making an impact. You’re helping families gain peace of mind, and that’s a feeling money can’t buy.

But why stop there? Why not use this career as a platform to build something bigger—something that can create a lasting legacy and even generate passive income? Life insurance isn’t just about protecting others; it’s also about securing your own financial freedom. By building a business, growing your client base, and potentially mentoring a team, you can create a stream of income that doesn’t just serve others but also lays the foundation for a legacy that your kids can be proud of—and one they can even carry forward themselves.

So, why not give yourself a chance to do both? Serve others while building a business that works for you. Yes, it’s hard. Yes, it takes time. But imagine the rewards: a career that helps families today and a legacy that secures your tomorrow.

To my fellow advisors: keep pushing. To those curious about this journey: let’s connect! Whether you want to learn more about life insurance, how to build your business, or create a lasting legacy, I’d be happy to share insights and answer your questions.

You have the power to create something extraordinary—one client, one conversation, one policy at a time.

12/07/2024

🌟 Embracing New Beginnings in Our Professional Journeys 🌟

In the world of work and personal development, it’s essential to remember that it’s always time to start over, to dream, and to grow.

As we navigate our careers, we often encounter challenges and changes that prompt us to reevaluate our paths. Whether you’re contemplating a career shift, pursuing further education, or exploring new opportunities, each moment presents a chance for reinvention.

Here are a few thoughts to consider:

1. New Beginnings: Every day offers a fresh start. Don’t hesitate to embrace change, whether it’s in your job, industry, or professional goals. New beginnings can lead to incredible growth and opportunities.

2. Dream Big: Allow yourself the freedom to dream without limits. Think about where you want to be in the next few years and set ambitious goals. Your dreams can be the catalyst for change and motivation.

3. Growth Mindset: Challenges are often the greatest teachers. Embrace them as opportunities to learn and grow. Every experience, whether success or setback, contributes to your professional journey.

4. Supportive Networks: Surround yourself with a network that encourages and uplifts you. Share your aspirations and seek mentorship. Collaboration and support can make a significant difference in your journey.

Let’s take a moment to reflect on our dreams and aspirations. Remember, it’s never too late to start over, to pursue your passions, and to invest in your personal and professional growth.

What steps are you taking today to embrace new beginnings? Share your thoughts in the comments!

11/23/2024

“Love protects the heart, and life insurance protects the ones it beats for.”

10/30/2024

📈 Chubb’s Record-Breaking Earnings Continue in Q3 2024 💼

Chubb is on track for a record year, reporting a 13.8% increase in net income for Q3, reaching $2.2 billion. The insurer’s CEO, Evan G. Greenberg, highlighted this milestone as Chubb’s 2024 net income nears $6.7 billion, up nearly 17% year-over-year.

Key Q3 results include:

• 11.7% rise in P/C underwriting income with a combined ratio of 87.7.
• Strong growth in North American markets, with 10% growth in high-net-worth personal insurance and a 7.2% boost in commercial insurance.
• Q3 combined ratio of 85.5% for North America commercial P/C and 81.3% in personal insurance—improving 9 points from last year.

Despite $765 million in catastrophe losses, including $250 million from Hurricane Helene, Chubb remains ahead of inflation in its commercial P/C pricing in North America.

Impressive results like these demonstrate Chubb’s resilience and proactive approach to risk and pricing.

10/29/2024

📢 Investor Alert: Protect Yourself! 📢

The Autorité des marchés financiers (AMF) has issued a warning to Québec consumers about the activities of International Markets Live Inc., now known as IM Academy. Despite not being registered to operate in Québec, IM Academy’s website and events are accessible and target a young audience with financial education products focused on FOREX and crypto.

🚨 Risks to Watch Out For:

• IM Academy is NOT authorized by the AMF to act as advisers or dealers.
• FOREX and derivatives trading carry a high level of risk and can lead to substantial losses.

💡 Stay Safe: Offering investment services is regulated in Québec. Before investing, check if the firm or individual is registered with the AMF to avoid illegal solicitation.

For more ways to protect yourself from social media scams, visit the AMF’s website!

https://lautorite.qc.ca/en/general-public/media-centre/news/fiche-dactualites/beware-of-solicitations-by-im-academy-international-markets-live-inc?oft_d=638658075699800000&oft_id=1256026&oft_k=kLEw4dak&oft_lk=0s3t08&cHash=c77239c820ef79d2695dd5848b9a459b

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Montréal – The Autorité des marchés financiers (AMF) is again cautioning Québec consumers about the activities of International Markets Live Inc., which is now operating under the name IM Academy (website: https://im.academy).