Joel Hunt - Mortgage Broker - Courtier Hypothécaire

Joel Hunt - Mortgage Broker - Courtier Hypothécaire 🏙️ Mortgage Broker / Courtier Hypothécaire
📍 Greater Montreal
🗣️ French and English

09/15/2026

Episode 1: Our Century Home

Watch me go toe to toe with CapCut while figuring out homeownership at the same time

I wanted to start a little series to document our journey with a 100 year old home. I am hoping to share, learn and have some fun documenting the process.

If you have any tips or ideas, send them my way. And let me know what you’d be curious to see or learn about the house

Here goes nothing

Hey Brockville! I figured it was time for a proper introduction.After calling Montreal home for the last five years, I r...
09/10/2026

Hey Brockville! I figured it was time for a proper introduction.

After calling Montreal home for the last five years, I recently made the move to Brockville and along with it, became a first-time homeowner right here in town. 🏡

A little about me: I’m a mortgage broker, I’ve been in the industry for over 3 years, and when I’m not talking mortgages, you can usually find me golfing, watching or playing hockey, fishing, or finding any excuse to be outside.

And if I’m not working from my desk, there’s a pretty good chance I’ve set up shop at Richard’s Coffeehouse, already one of my favourite spots in town.

Professionally, I help first-time buyers, homeowners and investors with everything from buying a home and refinancing to the more complicated situations that sometimes need a little extra creativity.

While Brockville is now home, I’m not leaving Montreal behind. I’ll continue working with my clients throughout Quebec while building new relationships here in Brockville and across Eastern Ontario.

More than anything, I’m looking forward to getting involved in the community, meeting new people, supporting local businesses and discovering everything Brockville has to offer.

So if you see me around town, whether it’s at the coffee shop, the golf course, the rink or somewhere by the water, come say hi. 👋

And if mortgages ever come up, I’m always happy to chat.

New town. New home. Same mortgage guy.

See you around!

Joel 😄

Bank of Canada Rate maintains the interest rate Streak: This is the seventh consecutive decision to leave the rate uncha...
09/02/2026

Bank of Canada Rate maintains the interest rate

Streak: This is the seventh consecutive decision to leave the rate unchanged.
Reason: The bank wants to monitor economic risks, trade tensions, and inflation.
Next BoC announcement: The next rate announcement is scheduled for October 28, 2026.

What does this mean for your mortgage?

Variable-Rate Mortgage (VRM)
The Impact: Your monthly payments stay fixed, the amount you pay towards your principal versus interest remains unchanged.

Fixed-Rate Mortgage
The Impact: There is no immediate impact on your current payments, but renewal pressure is building.
Why: Fixed rates are dictated by Government of Canada bond yields, not the Bank of Canada rate. Because of ongoing trade tensions and energy market shocks, bond yields are facing modest upward pressure. Five-year fixed rates are currently hovering just around or above the 4% mark.

Have additional questions?
Send me a message

08/25/2026

Remake of the OG video
**Brockville edition**

Give me a call for all your mortgage needs
📞 (514) 206-4843

💻 [email protected]

Toujours un plaisir de recevoir des commentaires et de savoir que j’ai pu vous accompagner mes clients dans la réalisati...
08/25/2026

Toujours un plaisir de recevoir des commentaires et de savoir que j’ai pu vous accompagner mes clients dans la réalisation des projets immobiliers.

Merci pour votre confiance!

Successful refinance & purchase completed for a couple taking their first steps into real estate investing!By leveraging...
08/19/2026

Successful refinance & purchase completed for a couple taking their first steps into real estate investing!

By leveraging the equity in their existing home, we were able to complete an equity take-out to help fund the purchase of a 4-unit investment property.

A great example of using existing equity to acquire another asset and start building a real estate portfolio.

Two new financings closed this week!Congratulations to my clients. 🏡 1 investment property added to a growing real estat...
06/11/2026

Two new financings closed this week!

Congratulations to my clients.

🏡 1 investment property added to a growing real estate portfolio
💰 1 refinance completed to access capital for future projects

Whether you're looking to purchase, refinance, or leverage your home equity, let's explore your options.

Reach out anytime for a personalized financing strategy.

Joel Hunt
Mortgage Broker | Orbis Mortgage Group

📱 (514) 206-4843

💻️ [email protected]

🚨 BOC Rate Announcement 🚨  Bank of Canada keeps key interest rate at 2.25%, says monetary policy path remains uncertainC...
06/10/2026

🚨 BOC Rate Announcement 🚨

Bank of Canada keeps key interest rate at 2.25%, says monetary policy path remains uncertain
Central bank was widely expected to hold for the fifth consecutive time amid weak economic growth and high energy prices
🚨 Annonce de la Banque du Canada 🚨

La Banque du Canada maintient son taux d'intérêt directeur à 2,25 %, indiquant que le chemin de la politique monétaire reste incertain.
La décision était largement anticipée, la banque centrale ayant choisi de maintenir le taux pour la cinquième fois consécutive, face à une croissance économique faible et à des prix de l'énergie élevés.

Two successful refinancing transactions closed this week, and another playoff series closed 🔵⚪🔴One of the biggest advant...
05/19/2026

Two successful refinancing transactions closed this week, and another playoff series closed 🔵⚪🔴

One of the biggest advantages homeowners often overlook is the ability to leverage existing equity strategically.

These refinances helped the clients:

✔️ Consolidate debt
✔️ Improve monthly cash flow
✔️ Access capital for future investment opportunities

Much like closing out a playoff series, the right strategy and structure can put you in a stronger position moving forward.

The Bank of Canada maintained its key policy interest rate at 2.25% on April 29, 2026, marking the fourth consecutive pa...
05/04/2026

The Bank of Canada maintained its key policy interest rate at 2.25% on April 29, 2026, marking the fourth consecutive pause. The bank prime rate remains at 4.45%. While holding steady, officials warned that rising energy prices and trade uncertainty could force future rate hikes if inflation remains high.

Current Rate: 2.25%

Next Decision Date: June 10, 2026.

Market View: Economists generally expect the 2.25% rate to hold through 2026, with potential for increases in 2027.

Adresse

285 Place D'Youville Suite #9
Montreal, QC
H2Y2R6

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