Disha Soni - Independent Financial Security Advisor

10/20/2025

The true wealth we seek is 𝗽𝗲𝗮𝗰𝗲 𝗼𝗳 𝗺𝗶𝗻𝗱. This Diwali, while we enjoy the immediate joy, let's remember that our greatest celebration is the feeling of security and stability we've built for the future.

That's why we commit to not just saving, but actively 𝗱𝗲𝘀𝗶𝗴𝗻𝗶𝗻𝗴 a prosperous future.

Wishing you and your family a 𝗛𝗮𝗽𝗽𝘆 𝗗𝗶𝘄𝗮𝗹𝗶! 🪔

10/09/2025

𝟭 𝗶𝗻 𝟯 𝗖𝗮𝗻𝗮𝗱𝗶𝗮𝗻𝘀 𝘀𝗮𝘆 𝘁𝗵𝗲𝘆 𝗱𝗼𝗻'𝘁 𝗸𝗻𝗼𝘄 𝘄𝗵𝗮𝘁 𝘁𝗼 𝗱𝗼 𝘄𝗶𝘁𝗵 𝗶𝗻𝗵𝗲𝗿𝗶𝘁𝗲𝗱 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 and many people, who will inherit a substantial portion of this wealth, feel unprepared to make these decisions confidently.

We're co-hosting a live webinar on real estate succession and inheritance for those planning to leave property and those preparing to inherit it.

Topics we'll be discussing:
➡️ Considerations for keeping vs selling property
➡️ Navigating shared ownership
➡️ Turning inherited real estate into opportunity
➡️ Financial considerations of inheriting as well as passing along the property

Join us live on 23rd Oct, 7.00 pm EST.

Real estate succession planning is more than just a legal checklist—it's about preparing for the future and managing the financial and real-world impact of major life events. Whether you are thinking about retirement, a career shift, or simply planning for the unexpected, having a clear strategy i...

10/08/2025

You're a parent and you've started a Registered Education Savings Plan (RESP) for your baby.

That's a great first step! But for many parents, the questions don't stop there:

- What if my child doesn't go to university?
- What if I hit the maximum contribution limit?
- How can I save for non-education goals like a first car or a wedding?

In this special Lunch 'n Learn session, I will go over one of the most frequently asked questions parents have: What other options are available for their children beyond RESPs?

Join us to learn the strategic next steps in securing a comprehensive financial foundation for your child's future, no matter what path they choose.

All sessions are recorded. Registration is required to receive the recording by email.

Registration link:
https://us02web.zoom.us/.../reg.../WN_9-zXc2O7TDWiTqJ5mkTwWg

You're a parent and you've started a Registered Education Savings Plan (RESP) for your baby. That's a great first step! But for many parents, the questions don't stop there: - What if my child doesn't go to university? - What if I hit the maximum contribution limit? - How can I save for non-educatio...

09/25/2025

One of my client - a high-income-earning Director of Marketing.

From the outside, she had “made it.”

Great salary, senior title, full benefits.

But inside — she is restless.

She feels like she is spending more energy building someone else’s company than truly helping clients.

She has a vision for her own startup, focused on the niche she is most passionate about.

The challenge?

- Walking away from that fixed salary felt terrifying.
- The financial side of entrepreneurship felt overwhelming.
- She didn’t know where to even start preparing for the leap.
If this sounds familiar—you’re not alone.

And that’s exactly what I’ll be talking about in tomorrow’s webinar, hosted by YES Employment + Entrepreneurship :

“Power Shift: From Employee to Entrepreneur - How to Financially Prepare for Self-Employment”

Date: Tomorrow, 26th Sept
Time: Noon

I’ll share practical steps and strategies to help you prepare financially so the transition doesn’t feel like a free fall.

Link to register is in the comments below.

05/06/2025

I am having another webinar on 21st May at 6.00pm EST.

This one will be on life insurance FAQs—Everything You’ve Been Wanting to Ask (But Didn’t Know Who to Ask)

Things like:
- I have insurance through work—do I still need personal coverage?
- Do kids really need insurance?
- How do I choose the right policy when there are so many options?

No fluff. No sales pitch —just practical info to help you make informed decisions.

Register here:

You’ve probably heard that you “should” have life insurance—but what kind? How much? And if you already have coverage through work, do you really need more? This webinar isn’t a crash course in definitions. It’s a real conversation about the questions people actually ask—because let’...

04/24/2025

“Should I put money into my RRSP… or not?”

That’s a question I hear all the time.

If you’ve ever:

• Hesitated to join your employer’s RRSP match

• Wondered if RRSP is really better than TFSA

• Worried how it affects your tax bill now and later

If these questions have been sitting in the back of your mind, today's webinar episode of 𝗧𝗵𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗛𝗼𝘂𝗿 – 𝘄𝗶𝘁𝗵 𝗗𝗶𝘀𝗵𝗮 is for you.

I’ll be breaking down:

- The power of RRSPs (and why they’re so hyped)

- How to choose between different types of registered accounts

- The real impact RRSPs have on your future income and government benefits

- Who should and shouldn’t prioritize RRSPs

RRSPs are not one-size-fits-all. And making the wrong choice can cost you more than just a tax refund.

Whether you're a salaried professional or running your own business — this episode will give you the clarity to make smarter money moves.

Join me today – don't leave your RRSP strategy to guesswork!
https://us02web.zoom.us/webinar/register/WN_EFGTNzFPRSSGwod61oz9NQ

04/07/2025

Heard of an Insured Retirement Plan?
It’s a smart strategy that combines protection + retirement growth—but most people don’t even know it exists.

Tomorrow, Behi and I are breaking it down:
🧠 How it works
🎯 Who it’s for
💰 How to know if it fits your financial goals

Not sure if it’s right for you?
👉 Join us and find out.

📅 Tomorrow – Don’t miss it!

04/04/2025

If you have been watching the Stock Market like a hawk today, its time to log off now and enjoy the weekend.

There is nothing you can do about it over the weekend!

P.S. - It is not my favorite show, I have hardly checked it since morning because I believe in my overall plan.

02/06/2025

I recently heard an interview with a fitness coach.

When clients skip workouts or fall off track, her response is simple:

"𝘠𝘰𝘶 𝘴𝘬𝘪𝘱𝘱𝘦𝘥 𝘢 𝘸𝘩𝘰𝘭𝘦 𝘸𝘦𝘦𝘬 𝘢𝘵 𝘵𝘩𝘦 𝘨𝘺𝘮? 𝘖𝘧 𝘤𝘰𝘶𝘳𝘴𝘦 𝘺𝘰𝘶 𝘥𝘪𝘥.

𝘓𝘐𝘍𝘌 𝘐𝘚 𝘉𝘜𝘚𝘠.

𝘕𝘰𝘸, 𝘭𝘦𝘵’𝘴 𝘧𝘪𝘨𝘶𝘳𝘦 𝘰𝘶𝘵 𝘩𝘰𝘸 𝘵𝘰 𝘢𝘥𝘫𝘶𝘴𝘵 𝘺𝘰𝘶𝘳 𝘴𝘤𝘩𝘦𝘥𝘶𝘭𝘦 𝘴𝘰 𝘪𝘵 𝘸𝘰𝘳𝘬𝘴 𝘣𝘦𝘵𝘵𝘦𝘳 𝘧𝘰𝘳 𝘺𝘰𝘶."

It made me think of a similar conversation with a financial advisor:

"𝘠𝘰𝘶 𝘰𝘷𝘦𝘳𝘴𝘱𝘦𝘯𝘵 𝘵𝘩𝘪𝘴 𝘮𝘰𝘯𝘵𝘩 𝘢𝘯𝘥 𝘥𝘪𝘥𝘯'𝘵 𝘴𝘢𝘷𝘦 𝘸𝘩𝘢𝘵 𝘺𝘰𝘶 𝘱𝘭𝘢𝘯𝘯𝘦𝘥? 𝘖𝘧 𝘤𝘰𝘶𝘳𝘴𝘦 𝘺𝘰𝘶 𝘥𝘪𝘥.

𝘚𝘗𝘌𝘕𝘋𝘐𝘕𝘎 𝘐𝘚 𝘌𝘈𝘚𝘠, 𝘈𝘕𝘋 𝘓𝘐𝘍𝘌 𝘛𝘏𝘙𝘖𝘞𝘚 𝘊𝘜𝘙𝘝𝘌𝘉𝘈𝘓𝘓𝘚.

𝘕𝘰𝘸, 𝘭𝘦𝘵’𝘴 𝘴𝘦𝘵 𝘶𝘱 𝘢 𝘴𝘺𝘴𝘵𝘦𝘮 𝘵𝘩𝘢𝘵 𝘸𝘰𝘳𝘬𝘴 𝘦𝘷𝘦𝘯 𝘸𝘩𝘦𝘯 𝘭𝘪𝘧𝘦 𝘨𝘦𝘵𝘴 𝘮𝘦𝘴𝘴𝘺."

No judgment. No guilt. Just learning and moving forward. Because slip-ups aren’t failures—they’re opportunities to make things better.

01/28/2025

Are you tired of nodding along & pretending to understand complex financial jargon while secretly feeling lost?

Imagine starting each day with a new financial term that actually makes sense. No more awkward moments of uncertainty when someone drops words like "derivatives," "hedging," or "bull market" into conversation.

My first exciting project of 2025 is here, and it's designed to transform financial confusion into crystal-clear comprehension.

Get ready for 𝗙𝗶𝗻𝗪𝗼𝗿𝗱 - the game-changing daily newsletter that's about to demystify the financial world, 𝗢𝗻𝗲 𝘄𝗼𝗿𝗱 𝗮𝘁 𝗮 𝘁𝗶𝗺𝗲!

Whether you're a seasoned professional or just starting your financial journey, FinWord will break down those intimidating terms into bite-sized, easy-to-understand explanations.

👉 How to join? Simple!

Check out the signup link in my bio

OR drop a comment saying "FinWord"

Don't miss out on becoming the most financially articulate person in the room. Knowledge is power, and FinWord is your secret weapon! 💪