Mark Kelvin Libario - Mortgage Broker

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Mark Kelvin Libario - Mortgage Broker 🏘 Purchase, Renewal, Refinance, and more!
✨️ 10+ years in Financial Industry
📍 Québec, Ontario and British Columbia
💬 Reach out to me at anytime

🏡 FROM RENTING TO OWNING — THEIR FIRST HOME TOGETHER! 🔑❤️Another milestone, another set of keys one step closer! 🎉This c...
10/28/2026

🏡 FROM RENTING TO OWNING — THEIR FIRST HOME TOGETHER! 🔑❤️

Another milestone, another set of keys one step closer! 🎉

This couple is turning the page from renting to owning as they prepare to purchase their very first property together. A huge step toward building their future, creating memories, and putting down roots of their own. 🏠✨

A big thank you to their trusted realtor, Karl Balazuela Karl Balaz , for the trust and continued collaboration. Always a pleasure working with you 🤝

✅ Another file secured. Another dream moving closer to reality.

Congratulations to the clients on this exciting new chapter! 🥂

Thinking about buying your first home? Let's build a plan to get you there. 📩

🏡 Selling one home while preparing for the next — especially when moving to another province — can be stressful. But the...
10/28/2026

🏡 Selling one home while preparing for the next — especially when moving to another province — can be stressful. But the right team makes all the difference!

These clients needed a fast mortgage approval for their next home while selling their existing property and navigating a move from one province to another. 🚚🔑

We worked together to help keep their plans moving forward so they could focus on their next chapter with greater peace of mind. 🤝

A huge thank you to their trusted realtor, ALP PEREZ , for the trust and collaboration! Always a pleasure working alongside professionals who put their clients first. 🙌

Congratulations to the clients on this exciting new chapter! 🎉🏡 Wishing you all the best in your new home!

📩 Buying, selling, relocating, or planning your next move? Let’s talk about your mortgage options.

Two jobs. One disaster after another. And still, they couldn't get ahead. 💔Last year, these clients reached out because ...
10/26/2026

Two jobs. One disaster after another. And still, they couldn't get ahead. 💔

Last year, these clients reached out because they needed a way out of debt.

Natural disasters had taken a serious toll on their finances. Their credit was damaged, banks were turning them away, and they couldn't get the financing needed to finish their renovations.

They weren't looking for luxury. They just wanted to breathe again.

I told them we needed a one-year plan. It meant taking a different route to clear their debts, improve their cash flow, rebuild their credit, and eventually return to a traditional bank.

They trusted the process and followed the plan to the letter. 🤝

Fast-forward to today… 🎉

✅ Debts paid off
✅ Renovations completed 🏡
✅ An extra $2,000–$3,000/month freed up last year 💰
✅ Credit score improved from 550 to 750! 📈
✅ Now transferring back to a traditional bank, with another $2,000 in savings

From feeling like no bank would give them another chance to rebuilding their finances and moving forward with confidence.

This is why mortgage solutions are about more than getting approved. Sometimes, you need a plan that looks beyond today and gives you a path toward a better tomorrow.

To my clients, thank you for trusting me and staying committed to the plan. ❤️

Your financial situation today doesn't have to determine your future. Sometimes, the right strategy is the first step toward getting your peace of mind back.

10/18/2026

Buying a $700K property? 🏡 Most buyers get blindsided by at least ONE of these things. Watch the full video before you make an offer 👇

| Vous achetez une propriété à 700 000 $? 🏡 La plupart des acheteurs se font surprendre par au moins UNE de ces choses. Regardez la vidéo complète avant de faire une offre 👇

RealEstate

🙏 Grateful for the trust, support, and every opportunity to make a difference. 🏡✨Being recognized is a reminder that beh...
10/15/2026

🙏 Grateful for the trust, support, and every opportunity to make a difference. 🏡✨

Being recognized is a reminder that behind every achievement are the clients who trusted me, the referral partners who believed in me, and the people who supported me along the way.

Thank you for being part of this journey! ❤️ My goal has always been more than just mortgages — it’s about helping people find the right solutions, achieve their homeownership dreams, and feel confident throughout the process.

Looking forward to what’s ahead and, most importantly, to helping even more families and individuals reach their goals. 🏡🔑

Thank you for being part of the journey. The best is yet to come! 🙌

10/06/2026

Buying without Mortgage Insurance while fixed rates are going up. 📈

So what income do you need to buy at $600K with 20% down? 👀

The answer surprises most people. Some think they need way more than they do, and others don't realize what can lower the number. 🔑

Watch the reel to find out 👆
---
Acheter sans assurance hypothécaire pendant que les taux fixes montent. 📈

Alors, quel revenu faut-il pour acheter à 600 000 $ avec 20 % de mise de fonds ? 👀

La réponse surprend la plupart des gens. Certains pensent qu'il en faut beaucoup plus, et d'autres ignorent ce qui peut faire baisser le chiffre. 🔑

Regarde la vidéo pour le découvrir 👆

"Imagine moving to Canada, transferring a large portion of your savings, and having your financing denied because of one...
09/17/2026

"Imagine moving to Canada, transferring a large portion of your savings, and having your financing denied because of one overlooked detail."

That was the reality my clients were facing before they even landed in Canada.

Referred to me by their trusted Realtor partner, I reviewed their file and immediately identified potential challenges: no Canadian credit history and less than one month at their new job.

When clients are transferring significant funds internationally, there is absolutely no room for error. A declined mortgage application doesn't just mean starting over. It can also mean losing money due to fluctuating exchange rates.

Instead of waiting for problems to arise, we planned ahead.

A full month before their arrival, I guided them through the documents banks would likely request and advised them to gather everything while they were still in their home country. We anticipated questions, prepared for potential obstacles, and built a strong foundation from day one.

Then came the moment of truth.

They arrived in Canada, their funds had already been transferred, and they secured an accepted offer on their new home.

Fast forward to today: financing is approved, the move-in has begun, and they're officially starting their next chapter in Canada. 🇨🇦🏡

This is why preparation matters. It's not just about getting approved. It's about creating certainty during one of the biggest transitions in a family's life.

A huge thank you to Patrick Surbey for the trust and referral. It's always an honour to help clients turn big moves into successful outcomes.

Adresse

285 Place D'Youville Suite #9
Montreal, QC
J7K3H7

Heures d'ouverture

Lundi 7am - 9pm
Mardi 7am - 9pm
Mercredi 7am - 9pm
Jeudi 7am - 9pm
Vendredi 7am - 9pm
Samedi 7am - 9pm
Dimanche 7am - 9pm

Téléphone

+15145314817

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