Prathieve Ram

07/03/2022

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03/14/2022

Around 300 firms are heading for the exit as the war in Ukraine intensifies

02/15/2022

For young Canadians, retirement may seem far in the future. Keep in mind, CPP and OAS are there to supplement your income, it may not be enough to live on when you retire. Therefore, start contributing to your RRSP and TFSA as early as you can. Create a budget and set aside an amount to start saving now.

A question comes from Sophie, 22 who asks, “How can young people start planning for retirement, even if we are far from it?”

02/02/2022

Is it over? Can we stop watching the stock market through our fingers?

01/26/2022

In these times of market volatility it can be stressful on all of us. The key to managing stress from fluctuations in the market is to ignore noise.

01/21/2022

Prepare your investments for growth. High inflation reduces purchasing power and can negatively impact your real return. Contact me to discuss your investment options.

Inflation rises to 4.8 per cent in December, pushed higher by increases in the cost of almost everything.

01/19/2022

There are multiple potential sources of income when you reach retirement. A financial plan can help you structure a withdrawal plan to minimize taxes and grow your wealth.

During your working years, you generally have clarity on your monthly income because it is automated and predictable. The process of planning for retirement income is different because it is not what you are used to.