Georges Madi - Mortgage Broker

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Georges Madi - Mortgage Broker More than 15 years of experience in Mortgages.

Getting a tax refund? If you're a homeowner, putting that extra money to good use could make a difference in the long ru...
11/03/2026

Getting a tax refund? If you're a homeowner, putting that extra money to good use could make a difference in the long run. Whether it's reducing your mortgage balance, taking care of home maintenance, making energy-efficient upgrades, or building an emergency fund, there are several ways to put your refund to work. Even small improvements or extra payments can help you stay ahead financially. The best choice depends on your current priorities, budget, and long-term goals. Before spending your refund, take a moment to think about what could benefit your home and finances the most!

To connect with me:
📞 Call: (514) 839-9356
📩 Email: [email protected]
🌐 Visit: https://www.georgesmadi.com/en

11/02/2026

Our parents’ Canadian dream looked different from what many homebuyers face today.

Back then, interest rates were much higher, but home prices were significantly lower. Today, rates are lower than those historical highs, but getting into the housing market can still feel challenging.

You can’t buy at yesterday’s prices, but you can make informed decisions with today’s numbers.

To connect with me:
📞 Call: (514) 839-9356
📩 Email: [email protected]
🌐 Visit: https://www.georgesmadi.com/en

Trick or treat? The real trick is not knowing what’s already in your mortgage contract.Many closed mortgages let you pay...
10/31/2026

Trick or treat? The real trick is not knowing what’s already in your mortgage contract.

Many closed mortgages let you pay down principal faster, within set limits and with no penalty:
👻 Lump-sum payments
👻 Higher regular payments, often up to 20%
👻 Accelerated bi-weekly payments

Check your limits and your reset date first, because going over them can trigger a penalty. Send me your mortgage details and I’ll show you what prepaying could look like for you. 👇

To connect with me:
📞 Call: (514) 839-9356
📩 Email: [email protected]
🌐 Visit: https://www.georgesmadi.com/en

10/31/2026

Living in Dubai, Abu Dhabi, or Lebanon? You may still qualify to buy property in Canada!

Many Canadians living abroad assume their overseas income won't be considered for a Canadian mortgage. But that isn't always the case!

💡 With stable employment, verifiable income, and an eligible down payment, certain Canadian lenders may consider your application.

Whether you're purchasing an investment property or a home for your family, understanding your financing options is the first step.

📩 Living abroad and planning to buy in Canada? DM me “CANADA” and let's explore your mortgage options!

10/30/2026

Saved $50,000 for a Down Payment? Don't Spend It All! 🏡💰

Your down payment isn't the only expense when buying a home!

Closing costs, legal fees, insurance, moving expenses, and unexpected costs after moving in can quickly add up.

💡 Buying a home isn't just about getting approved. It's about being financially comfortable AFTER closing.

Before putting all your savings toward the down payment, make sure you've budgeted for the full cost of homeownership.

📩 Planning to buy a home? Message me and let's create a home-buying budget that makes sense for you!

Down Payment | Closing Costs | Home Buying Budget | First-Time Home Buyer

Want to pay off your mortgage faster? Small extra payments can make a big difference.On a $500,000 mortgage at 4.5% over...
10/30/2026

Want to pay off your mortgage faster? Small extra payments can make a big difference.

On a $500,000 mortgage at 4.5% over 25 years, paying a little extra each month could help you:

- Save thousands in interest
- Pay off your mortgage years sooner
- Build equity faster
- Get closer to being mortgage-free
- Make a bigger impact with consistent extra payments

Even an extra $100 a month can add up over time. Save this post for future reference and share it with someone planning to buy a home!

To connect with me:
📞 Call: (514) 839-9356
📩 Email: [email protected]
🌐 Visit: https://www.georgesmadi.com/en

The Bank of Canada has raised its overnight policy rate by 0.25 percentage points to 2.50%, citing persistent inflation ...
10/28/2026

The Bank of Canada has raised its overnight policy rate by 0.25 percentage points to 2.50%, citing persistent inflation pressures and ongoing uncertainty in the global economy.

With higher energy prices, rising business costs, and uncertainty around Canada–US trade, both inflation and economic growth remain important factors to watch.

For homeowners, buyers, and anyone approaching mortgage renewal, this is a good time to understand how rate changes could affect your mortgage strategy. Variable-rate mortgages may be more directly affected, while fixed mortgage rates are influenced by bond yields and other market factors.

Stay informed, review your options, and make decisions based on your financial situation rather than headlines alone.

To connect with me:
📞 Call: (514) 839-9356
📩 Email: [email protected]
🌐 Visit: https://www.georgesmadi.com/en

10/26/2026

Mortgage Payments Too High? Refinancing Could Be an Option! 🏡💰

If your financial situation has changed or your mortgage no longer fits your needs, refinancing may help you take control of your finances.

From potentially lowering monthly payments to consolidating debt or accessing home equity, refinancing could offer more financial flexibility.

💡 A lower monthly payment doesn't always mean lower overall costs.

Before refinancing, consider interest rates, penalties, fees, and your new repayment timeline.

📩 Wondering if refinancing makes sense for you? Message me and let's review your options!

Mortgage Refinancing | Debt Consolidation | Home Equity | Mortgage Solutions

10/23/2026

Bank of Canada rate day is almost here.

On October 28, the big question is: hold, hike, or cut?

Whatever the decision, the important part is understanding what it could mean for your mortgage. If you’re buying, renewing, or refinancing, staying informed can help you make a smarter decision instead of reacting to the headline.

Let’s see what happens.

To connect with me:
📞 Call: (514) 839-9356
📩 Email: [email protected]
🌐 Visit: https://www.georgesmadi.com/en

10/22/2026

Retired but Feeling Financially Stretched? Your Home Equity Could Help! 🏡💰

If most of your wealth is tied up in your home, a reverse mortgage may offer a way to access some of that equity without selling your property.

The funds could help cover everyday expenses, renovations, existing debt, or provide additional financial flexibility.

💡 Your home equity could be a financial resource during retirement.

A reverse mortgage is still a loan, with costs, conditions, and long-term implications that are important to understand.

📩 Curious if a reverse mortgage is right for you? Message me and let's explore your options!

Reverse Mortgage | Home Equity | Retirement Planning | Financial Flexibility

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Montreal, QC

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