Rini Anjarwati

02/27/2026

Most Canadians are not prepared financially if a major illness were to strike. A new survey from RBC Insurance shows that just 9% of Canadians have a critical illness policy, and most don't know that critical illness benefits are flexible, allowing payouts to be used for expenses such as rent, childcare or debt payments.

Most Canadians don’t have critical illness insurance, and nearly one in three say their savings would last less than six months if they faced a serious health setback

02/25/2026

Instead of fretting about whether a payout will come through, it’s far more empowering to understand the small handful of situations that can complicate things. Knowing these exceptions isn’t about expecting the worst — it’s about giving you and your family clarity and protection. In this article, we break down the most common reasons a life insurance payout might be delayed or denied, and how to keep your coverage working exactly as intended.

While the majority of insurance policies are paid out, here are 10 reasons why a life insurance payout is denied in Canada.

02/08/2026

Looking to cash out a life insurance policy? You may be able to, depending on the type of policy you have. Accessing the cash value could help cover your various financial needs. Learn more about the benefits and drawbacks before you access these funds.

Can you cash out a life insurance policy in Canada? It depends. Learn more about the pros and cons of accessing the cash value of your policy.

02/06/2026

Life is unpredictable. While you can’t plan for everything, you can take steps to protect your family from financial risk. Having the right insurance can provide peace of mind and help ensure your loved ones are cared for.

Mortgage protection insurance and life insurance are two very different products. Understanding the difference will help Canadians make the best choice for their insurance needs.

02/05/2026

Love doesn’t need an audience. It deserves coverage. Some things don’t need to be posted. Do the boring thing, for the right reasons.

If you have any questions or would like to learn more, let’s connect.

01/23/2026

As we embark on 2026, forward-thinking employers recognize that employee wellbeing isn’t just a perk – it’s a strategic imperative. Organizations investing in holistic wellbeing programs reap measurable rewards: higher retention, deeper engagement, and sustained productivity.

At RBC insurance, we help turn wellbeing ambitions into actionable results. Our solutions simplify implementation while maximizing impact:

- Comprehensive wellbeing programs tailored to unique workforce needs
- Monthly themes to keep initiatives fresh and relevant
- Educational webinars empowering employees with practical tools
- Time-saving communication templates designed to help boost participation

Whether you’re a benefits advisor seeking innovative solutions for clients or a plan sponsor aiming to cultivate resilience, we’re here to help you build a culture where people thrive.

Connect with me today to explore how we can collaborate for success.

01/20/2026

Take control of your financial future with investment options that work. Learn what segregated funds can do for you! http://bit.ly/3u1pMMl

12/11/2025

Discover what cash value life insurance is, how it works, and its benefits in deciding if a cash value life insurance policy is right for you.

Cash value life insurance provides lifelong protection and acts as a financial investment tool for Canadians. Here’s how it works and when to use it.

12/08/2025

Now, all RBC YourTerm plans from Term 39 or less can be exchanged for a new term, one year longer than the original term — or topped up to 40. Let’s chat to see if this could fit your needs.

12/02/2025