Climb Credit Inc.

06/09/2021

Spring cleaning isn’t just for your home, it's also a great time to clean up your finances and set your for the year.

Spruce up your finances with these helpful tips ✨🧹:

05/27/2021

Want to rebuild your credit but are not sure where to start? Climb is here to help!

With a free credit consultation, our expert credit consultants will:
☑️ What’s on the TransUnion view of their credit report
☑️ Identify the factors affecting their credit scores
☑️ Provide a personalized credit rebuilding recommendation based on what they can afford

Take control of your credit today:

Ready to get started? All of our services begin with a free credit consultation. Speak with one of our credit experts today!

05/26/2021

Looking for helpful tips to manage your money?

Check out these 30 rules to get your finances on track:

“A Thread: 30 Rules I Learned About Managing Money Before Turning 30 https://t.co/l8qp15dEDQ”

05/18/2021

So, you got your tax refund and are excited to spend it.

But wait!

A tax refund provides a great opportunity to put yourself in a better position with your finances.

Do you have the willpower to use it towards your financial freedom?

05/12/2021

Did you know we do a budget review as part of every credit consultation? Over on our blog, our CEO Ryan Watt talks about why budgeting is the #1 must-have habit to get on track financially.

To learn how we go about creating a and to get a free PDF version of the planner we use, check out the post:

Most of us have money goals. Saving for that new phone. Paying off our debts. Buying a home. From significant, life-changing investments, to smaller but meaningful purchases, we know we need a plan to turn our goals into reality.   That’s where a budget comes in. When you create a budget, yo...

03/12/2021

Did you know that March is Fraud Prevention Month? 👉 Here are some tips from Competition Bureau Canada to help you stay protected.

Scammers are sneaky and sly. They can target anyone, from youngsters to retirees. They can also target businesses. No one is immune to fraud. Our group of superheroes has found a way to see through the scams. Their secret is simple: knowledge is power! Read on to find out how you can also become a f...

03/09/2021

👉 "There are signs of collections resuming in recent months, and that consumers should expect that forgiveness to end when deferral programs start finishing."

Credit experts say Canadian consumers who are in debt should prepare for collections agencies to ramp up their activity as the economy reopens.

03/05/2021

Tax season is coming! 😬 How will the COVID-related changes affect you?

This is going to be a tax season like no other. If you collected government benefits in 2020, you might end up owing more money than in previous years. However, if you spent part of the year working from home, you could wind up with a bigger refund than usual.

03/03/2021

Did you know we offer FREE credit consultations? Learn what's really holding your credit score back with the help of our credit experts. Always friendly, never judgmental. 👐

Book yours today:

When you sign up for our free credit consultation, one of our expert credit consultants will explain what’s holding your credit score back.

02/26/2021

Despite an increase ⬆️ of mortgage debt last year, credit actually fell ⬇️ in Canada for the first time since the early 1990s.

Check out the article for more details.

Canadians binged on mortgage debt last year, increasing borrowing at the fastest pace in a decade to buy homes.

02/24/2021

Did you know...A new study found that 2 in 5 Canadians feel stressed 😟 about the debt they incurred last year.

Debt anxiety was felt the most by...
▶️ women (over men);
▶️ millennials (over other generations); and
▶️ those earning $40,000 to $59,000 (over higher income earners).

More than 40% of respondents reported feeling anxious about recently incurred debts