Jay Harsora

Jay Harsora I work for you, not the banks, and provide unbiased guidance in your mortgage decision.

I specialize in new home purchases all Residencial and Commercial Mortgages and I take pride in helping my clients for all their financing needs, from first time home buyers to someone who wants to consolidate their debts and refinance their homes. We truly believe everything is better with right advice.your thirst for best rates and services ends here and we strive hard for you to have red carpet

experience throughout your journey towards buying your dream house. We work with over 60 lenders (some offered exclusively through brokers) so you have the choice, convenience and great counsel that you deserve!

Let’s celebrate the spirit of unity, resilience, and the vibrant culture that defines our beautiful nation. May today be...
05/18/2026

Let’s celebrate the spirit of unity, resilience, and the vibrant culture that defines our beautiful nation. May today be filled with joy and gratitude

Happy Victoria day

04/30/2026

Here’s a simple forecast for the next 6 months: the **most likely outcome is no hike**, with a smaller chance of a 0.25% hike later in 2026 if inflation stays sticky. At the April 29, 2026 decision, the Bank of Canada kept the policy rate at 2.25%, and Reuters reported that all 41 economists in its April poll expected no change at that meeting

6-month outlook

- **Base case: hold** — the BoC is still describing the economy as adjusting to US tariffs, with moderate growth and lingering uncertainty [2][3].
- **Hike case: possible but not dominant** — Reuters reported that markets had assigned more than a 20% chance of a hike as of March, and Scotiabank sees tightening emerging in 2026H2 [4][5].
- **Timing** — the next scheduled decisions are June 10, July 15, September 2, October 28, and December 9, 2026

Probability-style read

- **No change:** about 70% to 80%.
- **One 0.25% hike:** about 20% to 30%.
- **More than one hike:** low probability in the next 6 months

What would push a hike

A hike becomes more likely if inflation rises faster than expected, oil and tariff-related price pressures persist, or growth proves stronger than the BoC currently expects [2][3]. If those pressures fade, the BoC is more likely to stay on hold through the next few meetings

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5675 Whittle Road
Mississauga, ON
L4Z3P8

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