Mike Hamilton, RBC Insurance

05/17/2026

There aren’t enough thanks in the world for everything moms do for us.

Happy Mother’s Day!

05/16/2026

May is Disability Insurance Awareness Month, a reminder that couldn't come at a better time.

Your clients aren't just policies. They're families you've gotten to know, through the good moments and the hard ones. Right now, a lot of them are carrying more than they let on. A simple check-in can mean more than you think.

We put together a resource with tips to support mental health day to day with an additional look at how disability coverage can give people the breathing room to focus on getting better.

Send it to someone on your list this week. Not as a pitch — just as a person who cares.

Physical hygiene is important but healthy habits include your mind as well as your body. Here are 4 practices that can help protect your mental well-being.

05/15/2026

Drug Compatibility Testing: Preferred Pricing, Now for Advisors

Your clients deserve medications that work for them, not just medications that work for most people.

Drug Compatibility Testing uses genetic markers to predict which medications are most likely to be effective for each individual, so prescribing gets smarter, not just faster.

In Canada, approximately 200,000 severe adverse drug reactions occur every year.* Genetic factors account for up to 95% of individual variation in drug response.** The right information changes everything.

We're extending preferred client pricing to you, which includes:
- A discounted rate
- Pre- and post-test consultation with a pharmacist
- A pharmacist-written summary report to share directly with your doctor
- Online access to your digital report with individual gene-drug interaction information

You're already helping clients protect what matters most. Drug Compatibility
Testing helps you do it with even more confidence.

Reach out to learn more.

* Adverse drug events costly to health care system. https://bit.ly/4tWl5MZ
** Kalow W, Tang BK, Endrenyi L. 1998;8(4):283–289.

The Canadian Pharmacogenomics Network for Drug Safety The Canadian Pharmacogenomics Network for Drug Safety is an international network that is reducing serious adverse drug reactions in children and adults. Drugs are made for the majority but not everyone is the majority. The CPNDS is finding drug....

05/09/2026

One of the most important things I've learned as an advisor?

You don't need to be a medical expert to have the conversations that matter most.
I recently watched an insightful interview with Kris Fogarty from RBC Insurance, and one thing really resonated: the way underwriting has evolved means we can now say "yes" to more people, faster, and with greater confidence than ever before.
Conditions that were once automatic declines are now assessed thoughtfully, looking at the whole person, not just a single diagnosis. That changes everything for the clients we serve.

Here's what I'm taking away:
1. Point-of-sale decisioning means some clients can be approved before they leave our meeting
2. Full, honest disclosure doesn't mean automatic decline, it means accurate protection when it's needed most
3. Our role is to normalize the conversation, create a safe space, and help clients understand that being open now protects their family later
The majority of Canadians still don't have enough coverage. Every conversation we have could genuinely change someone's life.

That's why I do this work. To help people protect the ones they love.

🎬 Worth a watch

https://bit.ly/3RtyHkW

Kristine Fogarty, Chief Underwriting Officer for Life and Living Benefits explores RBC Insurance's underwriting transformation, showcasing how point-of-sale decisioning and the philosophy of "assessing people, not risks" delivers faster approvals and better protection for clients when they need it m...

05/08/2026

Looking to cash out a life insurance policy? You may be able to, depending on the type of policy you have. Accessing the cash value could help cover your various financial needs. Learn more about the benefits and drawbacks before you access these funds.

Can you cash out a life insurance policy in Canada? It depends. Learn more about the pros and cons of accessing the cash value of your policy.

05/07/2026

Some Canadians believe that life insurance isn’t necessary for people with a high net worth. But having wealth and purchasing life insurance aren’t mutually exclusive. Instead, life insurance can be a key component in financial planning, helping them grow their wealth and assist with estate planning.

Even individuals with high net worth can use life insurance to help plan for the future. The benefits can range from growing wealth over time through to estate planning and charitable giving.

05/06/2026

Your phone, e-bike, and laptop have something in common — and it's worth knowing about. Lithium-ion battery fires are on the rise across Canada, and they're not like ordinary fires.

Read the full guide to help keep your home, and everyone in it, safer.

Lithium-ion battery fires are increasing across Canada, fueled by their growing presence in homes. Here’s how to properly handle lithium-ion batteries, and what to do in the event of a fire.

05/05/2026

Votre téléphone, votre vélo électrique et votre ordinateur portable ont tous des choses en commun – et il est bon de les connaître. Les incendies de batterie au lithium-ion sont en hausse partout au Canada, et ce n’est pas comme les feux ordinaires.

Lisez le guide complet pour protéger votre maison et ses habitants.

Les incendies causés par les piles lithium-ion sont en hausse partout au Canada en raison de leur présence croissante dans les foyers. Voici comment manipuler ces piles de façon sécuritaire et quoi faire en cas d’incendie.

05/04/2026

As a trusted advisor to your clients, you understand the importance of prioritizing their health and wellbeing.

That's where critical illness insurance comes in - providing employees and their families with financial peace of mind during life's most challenging moments.

In fact, 9 in 10 Canadians* consider an employer's commitment to their overall health and wellbeing when choosing a workplace. With cancer and heart disease being two of the top health risks in Canada, having a strong support system in place is crucial.

Let’s connect to explore how we can help you deliver even greater value to your business clients – while supporting the financial well-being of their employees and families.

*Source: RBC Insurance Group Benefits Survey, 2019
Critical Illness Insurance is underwritten by Allstate Insurance Company of Canada (“Allstate Benefits”) and distributed by RBC Life Insurance Company. Claims under the group critical illness coverages are administered and paid by Allstate Benefits.

04/20/2026

Thrilled to be at Harbour Town Golf Links last week for RBC Heritage!
For decades, this tournament has been more than exceptional golf – it's a celebration of community, tradition, and the moments that bring us together. At RBC Insurance, I see parallels in our work every day: supporting people, backing what they care about, and being there when it counts.
We were proud to watch world-class athletes compete for the Plaid Jacket while our community came together in Hilton Head. A true honour with great people. Thank you for your partnership.