Financed by Asim

03/20/2026

Eid Mubarak! 🌙

Wishing you and your loved ones a blessed Eid filled with joy, peace, and new beginnings.

"O Allah, You are Peace, and from You is Peace. Blessed are You, O Owner of Majesty and Honour."
— Allaahumma Antas-Salaam wa minkas-salaam tabaarakta yaa dhal-jalaali wal-ikraam

May this Eid bring peace to the world and bring you closer to your dreams.

From our family to yours — Eid Mubarak.

📞 (416) 900-8786
🌐 financedbyasim.com

Mortgage Agent Level 1, Lic. . Get A Better Mortgage, Lic. #10874. All loans subject to lender approval. Rates and terms may vary.

03/08/2026

Think you can't buy a home in Canada? Think again.

Here's what you actually need:

🏠 Down Payment — Just 5% on your first $500K. Plus the First Home Savings Account gives you $40K tax-free, and you can withdraw up to $60K from your RRSP and pay it back over 15 years.

📊 Credit Score — 600 minimum for most lenders. Higher score = better rate. A broker gives you access to 50+ lenders — not just your bank.

💼 Income & Debt — Salaried, self-employed, or new to Canada — there's a path for each. Keep your total debt payments under 44% of income. The stress test applies to everyone.

💰 Closing Costs — Budget 1.5%–4% of your purchase price. First-time buyers in Ontario can get up to $4,000 back.

✅ Pre-Approval — Locks your rate for 90–120 days. Know your max budget. No obligation.

One conversation can change everything.

Strategy First. Approval Follows.

📞 (416) 900-8786
🌐 financedbyasim.com
📩 DM me to get started

Mortgage Agent Level 1, Lic. . Get A Better Mortgage, Lic. #10874. All loans subject to lender approval.

03/08/2026

03/06/2026

Mortgage rejected? Bad credit, self-employed, or new to Canada? You are not alone.

Asim Abbas helps clients across the GTA structure their mortgage deals the right way — whether its a B lender, private, or traditional mortgage.

Stop chasing approvals. Start with the right strategy.

Strategy First. Approval Follows.

DM us or visit financedbyasim.com

Mortgage Agent Level 1, Lic. . Get A Better Mortgage, Lic. #10874. All loans subject to lender approval.

03/06/2026

She didn't wait for the perfect time — she made it.

She ran the numbers a hundred times. Every time, the answer was the same — not yet. But one conversation with her mortgage broker changed everything.

A real strategy. A pre-approval built around her life. Not a bank's checklist.

Today, she has the keys. Your moment is closer than you think.

Strategy First. Approval Follows.

Mortgage Agent Level 1, Lic. . Get A Better Mortgage, Lic. #10874. All loans subject to lender approval.

03/01/2026

🏠 $50,000 GST REBATE — Senate Has Spoken ✅

Bill C-4 just cleared the Senate on Feb 26, 2026. First-time home buyers in Canada could get up to $50,000 back in GST on new homes.

Here's what you need to know:

✅ Full rebate on new homes up to $1 Million
✅ Partial rebate up to $1.5 Million
✅ Ontario is proposing an additional $80,000 HST rebate
✅ Combined savings in Ontario: up to $130,000
✅ Royal Assent expected early March 2026

This applies to agreements of purchase and sale signed after March 19, 2025.

Are you a first-time buyer? This could change everything.

Let's talk about how this impacts your buying plan.
📱 DM me or call (416) 900-8786

Mortgage Agent Level 1, Lic.
Get A Better Mortgage, Lic. #10874
All loans subject to lender approval. Rates and terms may vary.

02/26/2026

Your home insurance premiums are climbing — but you have more control than you think. 📈

With rising costs from inflation and severe weather, many Ontario homeowners are facing bigger bills at renewal. The good news? There are 11 proven strategies that can lower your premiums by hundreds of dollars annually.

From bundling policies (up to 25% savings) to paying annually and installing alarm systems, these tactics help you take back control. When you're managing mortgage renewal or planning to refinance, every dollar saved on insurance strengthens your overall financial picture.

**Book a free consultation → financedbyasim.com/landing**

Mortgage Agent Level 1, Lic. . Get A Better Mortgage, Lic. #10874. All loans subject to lender approval. Rates and terms may vary.

02/26/2026

Your home price tag just got harder to ignore 📍

CMHC just released new data showing that housing affordability challenges—once limited to Toronto and Vancouver—are now hitting Ottawa, Montreal, and Halifax. This means renewing your mortgage or buying your next home could be tougher than you thought, even outside major cities.

But here's the silver lining: home affordability is slowly improving after hitting a 30-year low in Q2 2022. If you're planning a renewal or purchase, now's the time to understand your options and make an informed decision.

Book a free consultation → financedbyasim.com/landing

Mortgage Agent Level 1, Lic. . Get A Better Mortgage, Lic. #10874. All loans subject to lender approval. Rates and terms may vary.

02/26/2026

Your mortgage renewal might look very different this year. 📊

Toronto's missed payment rate just hit a 13-year high—meaning more homeowners are struggling with rising payments, and lenders are tightening their standards. If you're renewing soon or buying this year, the pressure is real.

That's exactly why we're here. We help homeowners and first-time buyers navigate this market with solutions tailored to your situation—not one-size-fits-all terms.

Book a free consultation → financedbyasim.com/landing

Mortgage Agent Level 1, Lic. . Get A Better Mortgage, Lic. #10874. All loans subject to lender approval. Rates and terms may vary.

02/21/2026

If you bought your first home during the pandemic, this matters.

CMHC's latest data shows that pandemic-era first-time buyers — those who purchased between 2020 and 2024 in high-priced markets — are now the most vulnerable group heading into renewal.

Over 1.5 million Canadian households have already renewed at higher rates. Another 1 million+ are coming up this year. And while national arrears are still historically low, they're climbing faster for pandemic-era buyers than the general population.

Toronto's arrears rate is projected to hit 0.34% by Q4 2026 — nearly double where it sat just two years ago.

Many borrowers are extending their amortization at renewal to manage the payment shock. That's one option — but it's not the only one.

If your renewal is coming up, don't just sign what your lender sends. Let's look at your numbers and find the best path forward.

Book a free call:
financedbyasim.com
(416) 900-8786

02/21/2026

The Bank of Canada may not be done cutting.

Multiple mortgage experts now say the market is seriously underpricing the odds of further rate reductions in 2026.

Here's the breakdown:

→ Only a 15–20% chance of a cut is currently priced in — analysts say that's far too low
→ 1–2 more cuts may be needed before the policy rate becomes truly "stimulative"
→ 5-year fixed rates near 4% could drift lower as bond yields soften
→ 3-year fixed terms are being flagged as the sweet spot right now

With the BoC holding at 2.25% and the next decision on March 18th, your timing matters.

If you're buying, renewing, or refinancing — your rate strategy could save you thousands.

Book a free call. Let's build your plan.
📞 (416) 900-8786
🌐 financedbyasim.com