06/13/2018
Canadian Staycations: Coverage Within Canada
Summer is on the horizon, and what better way for your customers to spend it than soaking up the sunshine right here in Canada? Believe it or not, most Canadians aren’t aware of the need for travel insurance, especially when it comes to travelling within Canada. Many think they’re fully covered by their provincial health plan.
As you talk to your customers in the coming months, ask about their summer travel plans. If they’re planning a quick road trip or staycation, that’s the perfect opportunity to break down the benefits of a Worldwide Multi Trip Annual plan. Not only does it cover trips abroad, it automatically includes unlimited travel within Canada coverage!
But if an Annual plan doesn’t fit their needs, be sure to offer a Travel Within Canada plan. It’s economical and covers expenses that some provincial health plans don’t cover, like ambulance rides, ER fees, prescriptions and more when travelling outside their home province.
Use these quick talking points when staycations come up in customer conversations:
1.Provincial health care usually covers hospitalization, but once Canadians leave their home province, coverage is limited.
2.If your customers are planning on crossing provincial borders, their provincial health care plan only covers a certain amount of medical emergency costs.
3.Provincial health care plans don’t always pay up front, so without travel insurance, your customer could be expected to pay for their whole or partial medical bill, before being reimbursed.
Looking for some resources to help explain “why”?
* Download our handy tool “Why You Need Travel Insurance” for your customers, to help them better understand what is and isn’t covered by their provincial health care coverage.
* And in case you missed it last month, be sure to download our “Medical Coverage by Province” tool too.
Remember, an upcoming trip is always a great way to start a conversation about the importance of travel insurance. Equip yourself and your customers with the facts to ensure they have the right coverage for their needs.