Daniel Iacono - Design A Mortgage

06/20/2016

If you're on the fence about purchasing that new home or refinancing your mortgage to consolidate debts or complete that long overdue renovation.. This may just be the little push you needed.

Currently I'm offering a rate special none can compete with..

** 5 Year Fixed Mortgage @ 2.35% for all PURCHASES and REFINANCES closing by July 29, 2016 ** OAC.

Don't miss out on this exceptional rate and opportunity. Even if you're already approved with your bank or with a different broker, give me a call and see how I will continuously beat anything they have to offer.

05/30/2016

Knowledge is Power...

With the spring market in full force and summer right around the corner, there is no doubt it will continue to heat up. Now more than ever it is imperative to KNOW exactly what you are approved for to have the POWER to control any bidding war situation.

Whether you're a first time buyer or an experienced investor looking to sink your teeth into that perfect investment property, your new purchase starts and ends with me.

Pre-approvals within 24 hours.

5 year fixed rate as low as 2.39% oac.

02/28/2016

A special thank you to my valuable clients, family and friends for your continuous support in helping me to achieve this great milestone in my career. After only 3 years of working as an agent in this industry I am proud to say that I am now ranked amongst top 10-20% of mortgage agents and brokers in the country!

None of this would have been possible without each and every one of you. Thank you all very much!!

02/25/2016

With the spring market fast approaching all of the banks are beginning to reduce their interest rates, however none are able to compete with the rates I am offering. If you are thinking of purchasing a home this year or looking to refinance your mortgage for any reason, give me a call and see how I am continuously outperforming the biggest banks in the industry.

Already approved by your bank? Within 24 hours I will approve you with a lower rate!!

**Added Bonus... Now offering a special promotion!!!!**

If your purchase or refinance closes on or before June 30, 2016, you will receive a special legal fee rebate to help with your closing costs. No conditions, no gimmicks, no special qualification needed. Everyone will receive this special offer. "Like" my page and automatically receive an additional bonus upon closing.

Call me today for more details and see why choosing the right mortgage professional makes all the difference. Private funds also available for any situation.

All financing OAC.

01/14/2016

It looks as though another rate cut to the key interest rate is just around the corner, and BMO is the latest of the big Canadian banks to jump on that bandwagon. If this is the case, the overnight rate will drop another 25 basis points to 0.25%, making it even cheaper for all the big banks to borrow money from the Bank Of Canada.

The interest rate at which they borrow money is likely to drop, yet they all increase the interest rates charged to their clients and further increase their profits. It's time you switch to a mortgage professional you can truly trust. One who not only offers the best rates available, but who will work with you every step of the way and provide full transparency from your initial approval to the day of closing.

Whether you're buying a home, refinancing your existing mortgage, wanting to secure an interest rate for a future date, or just looking for some guidance and industry information, give me a call at (416) 432-5163 and ask away. The next big step in your life starts with the right mortgage from the right professional.

http://www.ctvnews.ca/mobile/business/bank-of-montreal-predicting-interest-rate-cut-1.2737067

Economists at the Bank of Montreal are joining those predicting the Bank of Canada will cut its key interest rate next week.

12/30/2015

Experts on Bay Street are expressing their concern on household debt rather than climbing house prices. The result of this will be tighter and more stringent lending guidelines, making it even more difficult to get approved for your mortgage. The article also states that 65% of experts believe there will be no interest rate hikes until at least 2017, which raises the question... why are the banks increasing all of their rates!?

http://www.bnn.ca/News/2015/12/30/Bay-Street-far-more-concerned-by-household-debt-levels-than-runaway-home-prices-BNN-survey.aspx

They’re two of the most debated issues facing Canada’s economy. But when it comes to over-levered Canadians and the risk of a housing bubble, top money managers tell BNN the two don’t go hand in hand.

12/29/2015

As we move into the new year, the banks are beginning to increase their mortgage rates. Here is a list of the banks' best DISCOUNTED Mortgage Rates:

TD Canada Trust - 5 Year Fixed - 2.94%
Bank of Montreal - 5 Year Fixed - 2.89%
Scotiabank - 5 Year Fixed - 2.99%
RBC - 5 Year Fixed - 2.94%

As their rates go up, mine stay at record lows!!! Still offering my 5 Year Fixed Mortgage at 2.59%!!. Eligible First-Time buyers will receive 2.54% with only 5% down.

Give me a call today for a list of all of my fixed and variable rates, and see how I continuously outperform your bank. 416-432-5163.

10/28/2015

Can your bank get you 1.95% on your mortgage? Can they give you various cashback options? I CAN!

Contact me to find out how I can help you not only get the LOWEST possible rate, but the right mortgage to fit your specific needs. Mortgage terms from 6 months to 10 years available.

10/23/2015

Great article for those of you with unused contribution room!! With the newly elected Liberal Party, it seems as if it is only a matter of time before Trudeau keeps his promise and reduces the annual contribution limit from $10,000 back to $5,500.

http://business.financialpost.com/personal-finance/managing-wealth/canadians-should-think-of-2015-as-a-bonus-year-for-tfsas

The important thing about the TFSA is that it continues. If a lower limit is what it takes to be sustainable, that is just fine, says economist Finn Poschmann

07/15/2015

Big news in the world of finance today!!! The Bank of Canada announced it has lowered the overnight rate/key interest rate by another 25bps, to 0.5%. After experiencing its second quarter of contraction, the Canadian economy is showing slow growth due to a number of different factors, but surely it is mostly due to the recent declines in the oil & gas sector. In fact, the BOC has already decreased its growth forecasts for this fiscal year to 1.1% from its previous projection of 1.9%. The newly implemented monetary policy outlines how the new decrease in the overnight rate will combat a number of different issues arising in our economy today. It is important to note however, that by reducing the overnight rate for the second time in just 7 months, they are clearly trying to promote consumer borrowing and in all honesty, now is the perfect time to do it. Rates will be dropping again, so if you've been dancing around that decision to purchase your first home, or even that perfect investment property... Now is the time!

The real estate market is surpassing record highs, and the supply of housing simply can't keep up with the demand. As of yet, other than TD, the banks haven't announced a reduction in their prime lending rates, but when they do you can be sure my rates will ONCE AGAIN be much lower than anything they can offer. So why not take the opportunity while it's here to buy your new dream home, or that new investment property, or for the savvy investor... BORROW TO INVEST. Currently I am yielding my investors a very safe return of 13%+ annually, and in some cases even higher.

Call me to discuss. We will develop a strategy specific to your needs, and ensure you walk away with the best deal possible... GUARANTEED! (416) 432-5163.

http://www.moneysense.ca/property/bank-of-canada-lowers-overnight-rate-target-to-12/

Poloz trims rate by one-quarter of one percentage point

06/16/2015

As we move from Spring into Summer, the housing market shows little to no signs of slowing down and it seems that every time you raise your head there is a new development under construction. With this continuous increase in production, it's interesting to note that while the Big Green, Red, and Blue Banks brag about their "extremely low" interest rates, mortgage professionals like myself have had access to even lower rates for the past several months. Although very important to any deal, interest rates should not be your only concern. No 2 mortgages are the same, so why does it make sense to go to a bank that offers everyone the same product??

Now more than ever it is imperative to seek a consultation with a mortgage specialist like me to ensure your very unique deal receives a unique set of privileges and features, along with a lower interest rate, that simply can't be offered by the banks. With access to an endless supply of lenders, it's without question that the best possible mortgage for you... starts with me.

Now offering the lowest rate guaranteed... 5 year fixed, closed, at 2.54%!!! O.A.C.

Call me today for a free consultation and take advantage of my great mortgage products before it's too late.

02/21/2015

With the resent drop in interest rates, the real estate market in Toronto and surrounding area has been on the rise. The decline in oil prices has had little to no effect, and consumer confidence seems to remain high.The reduced interest rates have opened up ample opportunities for anyone from a first time home buyer to a savvy investor. Contact me today to see how I can improve upon your financial situation and ensure you receive the lowest rate guaranteed.

Now offering 5 year fixed mortgage at 2.74% OR 2.64% for high ratio (first time buyer with 5% down).

If you are looking to seize the opportunity of these low rates to invest for massive gains, give me a call. Don't waste your time in mutual funds or government bonds with narrow profit margins.

Let me help add true value to your portfolio, and show you how to safely yield 13% annually on your money!!!!!!


http://business.financialpost.com/2015/02/04/low-interest-rates-seen-fuelling-torontos-surging-housing-market-as-alberta-markets-stall/

While sales in Calgary and Edmonton are plummeting, Toronto home prices are up almost 5%, with realtors predicting more increases to come amid near record-low interest rates