Emily Miszk Mortgage Broker

Emily Miszk Mortgage Broker Owner of Port Credit Mortgages. Licensed BRX MORTGAGE FSRA 13463

One of the biggest surprises I see?Many people assume they aren’t ready to buy a home before they’ve even explored their...
06/09/2026

One of the biggest surprises I see?

Many people assume they aren’t ready to buy a home before they’ve even explored their options.

“I don’t think I qualify.”
“I should wait another year.”
“I need to know more first.”

The truth is, a conversation costs nothing, and it often provides more clarity than months of wondering.

You don’t need to have everything figured out before reaching out. My job is to help you understand where you stand today, what your options are, and what steps will help you reach your goals.

You might be closer than you think! 🏡

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Book a call with me 👇🏼
www.emilycallme.com

The credit score myth that’s keeping people from even tryingI talk to people every week who don’t bother reaching out be...
06/05/2026

The credit score myth that’s keeping people from even trying

I talk to people every week who don’t bother reaching out because they assume their score isn’t good enough.

Here’s the truth: most lenders aren’t looking for perfection. They’re looking for a number that clears a reasonable threshold and once you’re over 680 or 700, you’ve usually cleared it.

Your score is one piece of the picture. Income, down payment, and having the right strategy matter just as much. So if you’ve been sitting on the sidelines waiting to hit 800, you probably don’t need to.

And if you’ve got a 900? I’ll personally call you my unicorn of the week 🦄

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Book a call with me 👇🏼
www.emilycallme.com

Nobody warns you that being your own boss means your brain never really clocks off.But on the other side of every 3 AM s...
06/03/2026

Nobody warns you that being your own boss means your brain never really clocks off.

But on the other side of every 3 AM spiral is a client getting the keys to their first home, and that makes it all worth it 🏡🤍

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Book a call with me 👇🏼
www.emilycallme.com

BC mortgage broker, Ontario mortgage broker, First time home buyer Canada, Mortgage pre approval Canada, Mortgage rates Canada, Refinance mortgage Canada, Self employed mortgage Canada, Mortgage renewal Canada, Home buying tips Canada, Canadian real estate market

06/01/2026

First time buyers, the market is actually working in your favour right now. Here’s why.

Between the First Home Savings Account (FHSA), the Home Buyers’ Plan through your RRSP, land transfer tax rebates, and the ability to amortize over 30 years, there has never been more support available to get you into your first home.

The FHSA alone lets you save up to $40,000 tax-free, with contributions being fully tax deductible. Stack that with your RRSP Home Buyers’ Plan and you could have a serious down payment built faster than you think.

Add in the fact that prices have softened in many markets and sellers are more motivated than they were two years ago, and you’ve got a window that won’t stay open forever.

DM me and let’s look at exactly what you qualify for, you might be closer than you think 🤍

—
Book a call with me 👇🏼
www.emilycallme.com

BC mortgage broker, Ontario mortgage broker, First time home buyer Canada, Mortgage pre approval Canada, Mortgage rates Canada, Refinance mortgage Canada, Self employed mortgage Canada, Mortgage renewal Canada, Home buying tips Canada, Canadian real estate market

Buying a home together is one of the biggest decisions you’ll make as a couple — and it should feel exciting, not stress...
05/29/2026

Buying a home together is one of the biggest decisions you’ll make as a couple — and it should feel exciting, not stressful.

The conversations I love most are the ones that start with “we don’t even know where to begin.” That’s exactly where I come in.

We’ll talk through what you qualify for, what makes sense for your goals, and how to structure your mortgage so it actually works for your life, together.

—
Book a call with me 👇🏼
www.emilycallme.com

BC mortgage broker, Ontario mortgage broker, First time home buyer Canada, Mortgage pre approval Canada, Mortgage rates Canada, Refinance mortgage Canada, Self employed mortgage Canada, Mortgage renewal Canada, Home buying tips Canada, Canadian real estate market

Got a no from your bank? That’s not the end of the story 👇🏼Banks can only work within their own rules, if you don’t fit ...
05/27/2026

Got a no from your bank? That’s not the end of the story 👇🏼

Banks can only work within their own rules, if you don’t fit the box, it’s an automatic no. But that doesn’t mean you don’t qualify. It often just means the application needed a better strategy behind it.

As a broker I’m not tied to one lender. I work with banks, credit unions, and alternative lenders to find what actually fits your situation and I do this every single day, so chances are I’ve seen your exact scenario before.

A no from your bank is just the start of a better conversation 🤍

—
Book a call with me 👇🏼
www.emilycallme.com

BC mortgage broker, Ontario mortgage broker, First time home buyer Canada, Mortgage pre approval Canada, Mortgage rates Canada, Refinance mortgage Canada, Self employed mortgage Canada, Mortgage renewal Canada, Home buying tips Canada, Canadian real estate market

Three ways to pay off your mortgage faster, without completely overhauling your budget 👇🏼1. Switch to accelerated bi-wee...
05/22/2026

Three ways to pay off your mortgage faster, without completely overhauling your budget 👇🏼

1. Switch to accelerated bi-weekly payments.
Instead of 12 monthly payments, you make 26 bi-weekly ones. That sneaks in one full extra payment per year, which can shave years off your amortization without feeling like a sacrifice.

2. Put your raises and tax refunds to work.
Most mortgages allow you to make lump sum prepayments once a year. Even a few hundred dollars extra goes directly against your principal, not interest. Future you will thank you.

3. Round up your payments.
If your payment is $1,840, pay $1,900. It’s a small difference month to month but the compounding effect over time is significant. Every extra dollar hits your principal directly.

Want to know exactly how much time and money you could save? That’s what I’m here for. Drop me a line in the comments or DM me and let’s run the numbers together.

—
Book a call with me 👇🏼
www.emilycallme.com

Mortgage broker BC, Ontario mortgage broker, mortgage repayment strategies, how to pay off your mortgage faster, reduce mortgage interest, Canadian mortgage tips, homeownership advice Canada, mortgage amortization tips, first-time homebuyer Canada, mortgage planning, mortgage savings strategies

Getting a mortgage preapproval can feel like a full-time job on top of your actual full-time job...digging up documents,...
05/15/2026

Getting a mortgage preapproval can feel like a full-time job on top of your actual full-time job...digging up documents, decoding lender requirements, and wondering if you’re even asking the right questions.

That’s where I come in 💁‍♀️

I walk with you through every step so nothing catches you off guard. You’ll know what you qualify for, what to expect, and exactly what to do next, without the overwhelm.

If homeownership is on your radar this year, let’s start the conversation now. A quick call could save you months of guesswork.

—
Book a call with me 👇🏼
www.emilycallme.com

BC mortgage broker, Ontario mortgage broker, First time home buyer Canada, Mortgage pre approval Canada, Mortgage rates Canada, Refinance mortgage Canada, Self employed mortgage Canada, Mortgage renewal Canada, Home buying tips Canada, Canadian real estate market

Address

332 Lakeshore Road E
Mississauga, ON
L5G1H4

Telephone

+14166696322

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