Adma Maher - Mortgage Broker

06/09/2024

Contact me today for all your mortgage needs
647-668-2362

01/02/2022

https://www.blogto.com/real-estate-toronto/2022/01/experts-toronto-real-estate-market-2022/?fbclid=IwAR1y0HUMWqIa6Jvl1ECtoAj6wnFHVHaymfKjkxHWvIOLX94CpU8fSuWnAuA

Toronto saw record-breaking increases in home prices in 2021 but things are looking a bit different for 2022. Toronto's real estate market put home...

12/17/2021

Alright y’all - are you ready to WIN $1,000.00

Itssssssss CONTEST TIME!!!!!! 😀 💃

Here are the rules:
1. The first 25 people to get their mortgage approved by December 31st (the mortgage can close anytime after the new year) their name will be entered into a draw to win…………….
$1000.00. ONE THOUSAND DOLLARS 👏🤩

2. Call me at 647-668-2362

I will announce the winner in January on Instagram.

Hollaaaaa at cha gyal folks!
📱 647-668-2362
📧 [email protected]

#1000

02/06/2017

Finance Company

02/04/2017

**MORTGAGE PRODUCTS**
I have a wide range of products for the following clientele which would require my services:

**Good Credit
**Bad credit
**Bankruptcy
**Proposals
**1st, 2nd and 3rd mortgages
**Self employed
**Salaried/Hourly income/Contractor
**Pensioners
**New to Canada
**Permanent Residence

I have great, competitive rates.
Contact me today! :)

647-668-2362 or email me [email protected]

02/25/2016

ARE YOU A FIRST TIME HOME BUYER IN PEEL REGION AND NEED SOME ASSISTANCE WITH YOUR DOWNPAYMENT???

The Peel Region is accepting Applications for Home In Peel Affordable Ownership Program.

The eligible applicants may qualify for Up to $20,000 Down payment Assistance**

This program is designed to provide low-to-moderate income residents who are currently renting a unit in the Region of Peel (Brampton, Caledon or Mississauga) the opportunity to qualify for down payment loan assistance to buy a home in Peel Region.
This program will assist eligible applicants who have a total gross (pre-tax) household income of $87,800 or less to purchase a resale home in the Region of Peel.

Mortgage pre-approval is required in order to apply under this program.

Contact me in order to get pre-approved and I will work with you to get this grant.

Call me Cell: 647-668-2362
Email me: [email protected]
Website my website: http://www.centum.ca/adma_maher

Peel Health offers a wide range of public health services to ensure residents and workers of the Region of Peel can obtain credible information to prevent illness.

02/06/2016

Deadline is fast approaching. Let your first time home buyers know. Call me for a pre approval at 647-668-2362 and lock your rate --- 2.54% 5 yrs fixed!

02/03/2016

What is a monoline lender?


A monoline lender, by definition, is a mortgage lender that focuses on just mortgages. They do not have any other products that can be cross-sold and most monolines securitize their mortgages, instead of keeping them on their balance sheet. Monolines are secure, follow the same rules as all Canadian Banks and they deal exclusively with Mortgage Advisors on their clients’ behalf.

Advantages of a monoline lender:

Some of the advantages of dealing with monoline lenders are that their rates are usually very competitive and many have products that specialize in different areas, such as lower credit scores and self employed clients that have little income to report. These lenders can also have a lower IRD (Interest Rate Differential) penalty calculation, which is important if you are required to get out of your mortgage before the end of your term.

A third party article was published a couple of years ago comparing BNS to ING (click here for article) and the vast differences in penalty calculations. As much as we try to explain what a monoline differs from a bank, an article from a third party drives it home.

To summarize , monoline lenders tend to provide better rates over the big banks ,have favourable penalty calculations , and foster relationships with brokers to ensure the business comes backs to them ( including having a renewal model to reduce churn).

01/31/2016

**What to know before buying a home**

Buying a home can be a daunting process. It is one of the biggest and most important financial decisions people make. It thereby is a process that requires time & effort to ensure you get the home you want for the right terms and price. Below are some of the top things you should know before getting…

12/12/2015

Are you looking to buy a home in 2016? As of February 2016, CMHC will no longer allow 5% down on houses over $500,000.00. All homes valued at $500,000.00 or higher will now require 10% down. This rule does not affect homes valued at less then $500,000.00. If the home is valued at less then 500K, you are still allowed to put the 5% down.

Call me today for a in order hold your rate for 6 months as the new change won't affect you with the rate hold.

T: 647-668-2362
Email: [email protected]
or check out my website to apply online ::
www.centum.ca/adma_maher

Starting in February, the Canada Mortgage and Housing Corporation will require a 10 per cent down payment for the portion of any mortgage it insures over $500,000. The current five per cent rules remains for mortgages under $500,000.