David - Your Insurance Broker

01/13/2016

04/28/2015

$10,000 per year now! Take advantage while it is available.

Canadians have already socked away $118 billion in TFSAs. As their popularity grows here’s what you need to know.

02/10/2015

RRSPs are not for everyone, call me to find out if they are a fit with your personal retirement strategy.

RRSPs have been around for almost 60 years but there are still plenty of misconceptions about them. Among them: Do you really need one?

02/09/2015

Most insurance companies in Ontario abide by the first accident forgiveness principle, which is a large benefit but only applies if you remain with the same company for years to come. It is a catch 22 as you will not be able to shop around with a fresh claim on your record. Have any insurance related questions? Call or pm me.

To claim or not to claim? You might think twice about asking your insurer to cover the cost of fixing those parking lot dents.

01/28/2015

Convictions affect your insurance record for 3 years (even no demerit point convictions)
Accidents for 6 years
Non-payment cancellations also for 3 years with some harsh financial penalties.
If you do have an issue with your insurance provider contact me for some expert advice!

You may be better off paying for insurance up front each year, rather than opting for monthly debits from a bank account, as this story shows.

12/20/2014

Great investing tips for everyone out there.

BATS data provided in real-time. NYSE, NASDAQ and AMEX data delayed 15 minutes. Real-Time prices provided by BATS. Market data provided by Interactive Data. Company fundamental data provided by Morningstar. Earnings Estimates and Analyst Ratings provided by Zacks. SEC Filings and Insider Transaction…

12/17/2014

Ignorance is not bliss when it comes to your finances and in particular when it comes to insurance. Here's a list of insurance types to consider.

11/26/2014

RESP is the best investing idea available to today's parents. Please beware of the "baby plan pushers" and ask fro person's experience and professional qualifications before signing on the dotted line. Beware of the high fees and unexplained cancellation costs. Read the fine print!!!

In a case that reveals regulators’ growing interest in alleged misconduct among RESP dealers, a Toronto hospital staffer has been accused of selling confidential information about maternity patients

10/27/2014

Message or call if you have any other misconceptions about insurance.

We set out to find the worst sources of confusion, based on common insurance myths.

10/23/2014

Useful info on basic and full coverage automotive insurance.

You’ll need to weigh your coverage needs with your available budget to find the best combination possible. Having inadequate coverage could set you up for financial problems in the future. However, paying a premium beyond your means could put you at risk of overextending your finances right now. Rea…