Central Mortgage

03/18/2026

Talk to your trusted mortgage broker to find out more about current mortgage rates and product offerings. We are just a phone call away 289-814-0462

02/16/2026

12/31/2025

From your Mortgage Broker Team at. Central Mortgage (289) 814-0462

12/24/2025

From Maurice (Mortgage Broker) and our entire Mortgage Team at Central Mortgage- (289)814-0462

12/10/2025

Should you have any questions regarding the implication, please feel free to contact your trusted Mortgage Broker, Maurice at 289-814-0462

08/06/2025

How many of us recently bought something from a friend or relative's business, used his or her services or even referred someone?
Click like if you did🤔

02/18/2025

Central Mortgage is a mortgage brokerage company with our members offering free expert advice across Canada - taking the hassles out of the mortgage process and simplifying your life.
With access to more than 30 lending institutions, including big banks, credit unions and trust companies, our licensed team of mortgage professionals is familiar with a vast array of available mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with credit blemishes.
And, best of all, our mortgage professionals work for you - not the Banks and lenders - to ensure you receive the best rates and products available in today's marketplace.
Call us today at 289-814-0462

12/23/2024

Happy Holidays from your Mortgage Team - Central Mortgage

12/23/2024

The federal government announced the expansion of the eligibility criteria for insured mortgages to help put homeownership within reach for more Canadians.

Effective December 15, 2024, the following changes apply to insured homeowner loans with an LTV ratio greater than 80%:

Increasing the $1 million price cap for insured mortgages to $1.5 million
This measure will apply to all applicants requiring high-ratio mortgage insurance (required when purchasing with a down‑payment less than 20% and loan‑to‑value greater than 80%), and must satisfy the following requirements:
The value of the eligible residential property against which the loan is secured must be less than $1.5 million; and,
The downpayment requirements for the loan are as follows:
5% on the portion of a purchase price up to $500,000.
10% on the portion of a purchase price between $500,000 and under $1.5 million.

Expanded eligibility for 30-year mortgage amortizations for all first-time homebuyers and all buyers of new build properties
This measure will apply to applicants requiring high-ratio mortgage insurance (required when purchasing with a down-payment less than 20% and loan-to-value greater than 80%), that are either:
A first-time home buyer purchasing a newly constructed or existing home; or,
All other buyers purchasing a newly constructed home.
The definitions of a first-time home buyer and a newly constructed home are unchanged.

Contact for further information at 289-814-0462

12/11/2024

Bank of Canada cuts key interest rate by 50 basis points

The central bank’s policy rate now stands at 3.25 per cent after the fifth consecutive rate cut.

The mortgage lenders will adjust their prime rate accordingly

It could be a good time to review your mortgage needs whether buying or to refinance

Give us a call today 289-814-0462

Your Mortgage Broker
Central Mortgage and Finance Group(Lic # 11424)

12/01/2024

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products!

As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Call us today (289) 814-1962